Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Gilbert, AZ

For one person, living is cheaper in Gilbert, AZ: $2,890 a month against $4,941 in New York, NY, rent and utilities included – about $24,600 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
139

Cost of Living Index in Gilbert, AZ
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Gilbert, AZ Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Gilbert, AZ

🇺🇸 United States

$2,890

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Gilbert, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Gilbert, AZ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $2,890 in Gilbert, AZ.

New York, NY $4,941
Gilbert, AZ $2,890

Estimated couple costs with rent: $7,225 in New York, NY versus $4,149 in Gilbert, AZ.

New York, NY $7,225
Gilbert, AZ $4,149

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $5,408 in Gilbert, AZ.

New York, NY $9,509
Gilbert, AZ $5,408

Living in New York, NY is roughly 71% more expensive than in Gilbert, AZ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Gilbert, AZ 112% above.

Meal at Budget Restaurant

$28.55 $28.55

$22.24 $22.24

28.37%

Three-Course Dinner for Two, Mid-Range

$118 $118

$74.9 $74.9

58.12%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.68 $11.68

28.77%

Cappuccino

$6.53 $6.53

$4.98 $4.98

31.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.94 $2.94

34.69%

Water (0.33 liter bottle)

$3.01 $3.01

$1.79 $1.79

68.16%

Local Beer (0.5 liter draught)

$8.16 $8.16

$6.09 $6.09

33.99%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$6.08 $6.08

61.84%

Milk (1 liter)

$1.37 $1.37

$0.80 $0.80

71.25%

White Bread (500g)

$4.97 $4.97

$4.49 $4.49

10.69%

Rice (white) (1kg)

$7.81 $7.81

$7.07 $7.07

10.47%

Eggs

$5.97 $5.97

$3.78 $3.78

57.94%

Local Cheese (1kg)

$18.91 $18.91

$9.51 $9.51

98.84%

Chicken Fillets (1kg)

$18.04 $18.04

$11.05 $11.05

63.26%

Beef Round Steak (1kg)

$19.05 $19.05

$13.22 $13.22

44.10%

Apples (1kg)

$6.76 $6.76

$6.00 $6.00

12.67%

Banana (1kg)

$2.27 $2.27

$2.52 $2.52

-9.92%

Oranges (1kg)

$6.83 $6.83

$4.15 $4.15

64.58%

Tomato (1kg)

$7.09 $7.09

$4.77 $4.77

48.64%

Potato (1kg)

$4.22 $4.22

$2.73 $2.73

54.58%

Onion (1kg)

$4.65 $4.65

$1.82 $1.82

155.49%

Lettuce (1 head)

$2.87 $2.87

$1.95 $1.95

47.18%

Water (1.5 liter bottle)

$2.60 $2.60

$3.29 $3.29

-20.97%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$10.38 $10.38

80.83%

Wine (Bottle)

$20.13 $20.13

$18.52 $18.52

8.69%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.13 $2.13

61.97%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.22 $3.22

24.84%

One-way Ticket (Public Transport)

$2.91 $2.91

$0.99 $0.99

193.94%

Public Transport Monthly Pass (Regular Price)

$139 $139

$31.39 $31.39

342.56%

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.02 $3.02

1.99%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.40 $1.40

51.43%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$33.65 $33.65

24.70%

Gasoline (1 liter)

$1.17 $1.17

$0.99 $0.99

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$40.2K $40.2K

-14.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$36.3K $36.3K

-28.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$179 $179

22.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$120 $120

-38.19%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$65.5 $65.5

7.16%

Gym Membership (Monthly)

$112 $112

$59.9 $59.9

86.80%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$11.84 $11.84

86.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$712 $712

399.43%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$16.8K $16.8K

268.98%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$50.7 $50.7

49.22%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$44.43 $44.43

15.24%

Sport Shoes (Adidas, Nike)

$123 $123

$91.2 $91.2

35.09%

Men's Leather Business Shoes

$140 $140

$162 $162

-13.85%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,721 $1,721

161.47%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,486 $1,486

107.13%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,846 $2,846

231.92%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,326 $2,326

123.11%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$5,299 $5,299

241.73%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$4,560 $4,560

46.76%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$5,387 $5,387

-3.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.59

4.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Gilbert, AZ: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Gilbert, AZ

$1.5K 51.4% 51.7% $1.6K

Groceries & Markets

New York, NY

$563 11.4%

Gilbert, AZ

$419 14.5% 25.7% $144

Eating Out

New York, NY

$440 8.9%

Gilbert, AZ

$334 11.6% 24.1% $106

Monthly Utilities & Internet

New York, NY

$364 7.4%

Gilbert, AZ

$365 12.6% 0.3% $1.1

Clothing & Footwear

New York, NY

$175 3.6%

Gilbert, AZ

$157 5.4% 10.6% $19

Getting Around

New York, NY

$164 3.3%

Gilbert, AZ

$45 1.6% 72.4% $119

Sport & Entertainment

New York, NY

$156 3.2%

Gilbert, AZ

$84 2.9% 46.5% $73

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $1,721 in Gilbert, AZ. Housing cost is often the main lever when comparing two cities.

Gilbert, AZ pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $118 in New York, NY vs $75 in Gilbert, AZ for a mid-range dinner for two. Groceries echo the gap at $563 vs $419 per month, with Gilbert, AZ cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Gilbert, AZ

🕒 Local time

05:42 5:42 AM

03:42 3:42 AM

2 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

208,453

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Gilbert, AZ 3,410 km ≈ 4 h 45 min nonstop flight

From you

New York, NY
Gilbert, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Gilbert, AZ: Cost of Living - Frequently Asked Questions

Gilbert, AZ wins on cost – living expenses run 42% lower than in New York, NY. Housing and daily spending are where you’ll feel the difference most, making Gilbert, AZ the obvious pick if budget is a priority.

On paper, salaries run 3% lower in New York, NY. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,499 in New York, NY versus $1,721 in Gilbert, AZ. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gilbert, AZ – a meal for two runs $75 versus $118 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $4,941 per month in New York, NY versus $2,890 in Gilbert, AZ – Gilbert, AZ is about 42% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. Gilbert, AZ is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gilbert, AZ gentler on the wallet – expenses run 42% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.