Cost of Living Comparison Between New York, NY and Gilbert, AZ Cost of Living Comparison Between New York, NY and Gilbert, AZ

Monthly Cost of Living

Monthly costs for one person with rent: $4,415 in New York, NY versus $2,782 in Gilbert, AZ.

Estimated couple costs with rent: $6,980 in New York, NY versus $3,983 in Gilbert, AZ.

Monthly costs for a family of three with rent: $9,544 in New York, NY versus $5,183 in Gilbert, AZ.

Living in New York, NY is roughly 59% more expensive than in Gilbert, AZ, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 230% above, Gilbert, AZ 108% above.

Meal at Budget Restaurant

$29.48 $29.48

$18.64 $18.64

58.15%

Three-Course Dinner for Two, Mid-Range

$143 $143

$75.2 $75.2

90.12%

Fast Food Meal (McDonalds, etc)

$12.41 $12.41

$10.10 $10.10

22.87%

Cappuccino

$6.08 $6.08

$4.96 $4.96

22.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 $3.33

$2.88 $2.88

15.63%

Water (0.33 liter bottle)

$2.70 $2.70

$2.18 $2.18

23.85%

Local Beer (0.5 liter draught)

$8.17 $8.17

$6.14 $6.14

33.06%

Imported Beer (0.33 liter bottle)

$12.04 $12.04

$6.81 $6.81

76.80%

Milk (1 liter)

$1.62 $1.62

$0.84 $0.84

92.86%

White Bread (500g)

$5.08 $5.08

$3.49 $3.49

45.56%

Rice (white) (1kg)

$8.12 $8.12

$5.23 $5.23

55.26%

Eggs

$6.87 $6.87

$3.82 $3.82

79.84%

Local Cheese (1kg)

$17.61 $17.61

$11.48 $11.48

53.40%

Chicken Fillets (1kg)

$16.41 $16.41

$10.52 $10.52

55.99%

Beef Round Steak (1kg)

$19.81 $19.81

$12.59 $12.59

57.35%

Apples (1kg)

$7.66 $7.66

$4.91 $4.91

56.01%

Banana (1kg)

$2.53 $2.53

$1.88 $1.88

34.57%

Oranges (1kg)

$5.61 $5.61

$3.89 $3.89

44.22%

Tomato (1kg)

$6.40 $6.40

$4.05 $4.05

58.02%

Potato (1kg)

$3.84 $3.84

$2.43 $2.43

58.02%

Onion (1kg)

$4.10 $4.10

$1.33 $1.33

208.27%

Lettuce (1 head)

$3.08 $3.08

$1.98 $1.98

55.56%

Water (1.5 liter bottle)

$2.49 $2.49

$1.45 $1.45

71.72%

Cigarettes 20 Pack (Marlboro, Camel)

$18.83 $18.83

$9.02 $9.02

108.76%

Wine (Bottle)

$19.67 $19.67

$13.32 $13.32

47.67%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.07 $2.07

44.44%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.45 $2.45

53.06%

One-way Ticket (Public Transport)

$2.94 $2.94

$1.98 $1.98

48.48%

Public Transport Monthly Pass (Regular Price)

$133 $133

$64.2 $64.2

106.90%

Taxi Start (Normal Tariff)

$5.05 $5.05

$2.80 $2.80

80.36%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.34 $1.34

64.18%

Taxi 1hour Waiting (Normal Tariff)

$42.75 $42.75

$35.48 $35.48

20.49%

Gasoline (1 liter)

$0.97 $0.97

$0.95 $0.95

2.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$31.2K $31.2K

12.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$26.2K $26.2K

8.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$199 $199

-8.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$69.1 $69.1

-12.72%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$80.2 $80.2

-20.78%

Gym Membership (Monthly)

$143 $143

$31.52 $31.52

352.57%

Tennis Court (1 Hour on Weekend)

$63.6 $63.6

Cinema Ticket

$19.89 $19.89

$10.12 $10.12

96.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,129 $3,129

$622 $622

403.51%

International Primary School, 1 Child (Yearly)

$58.2K $58.2K

$15.4K $15.4K

277.67%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$51.7 $51.7

30.76%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$44.38 $44.38

6.35%

Sport Shoes (Adidas, Nike)

$113 $113

$82.7 $82.7

36.10%

Men's Leather Business Shoes

$174 $174

$132 $132

32.14%

1-bedroom Apartment, City Center (Monthly)

$4,145 $4,145

$1,879 $1,879

120.56%

1-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,555 $1,555

73.14%

3-bedroom Apartment, City Center (Monthly)

$8,255 $8,255

$2,871 $2,871

187.53%

3-bedroom Apartment, Outside City Center (Monthly)

$5,298 $5,298

$2,360 $2,360

124.46%

Buy Apartment in City Center (m2)

$18.5K $18.5K

$5,483 $5,483

238.09%

Buy Apartment Outside City Center (m2)

$6,505 $6,505

$4,664 $4,664

39.47%

Average Monthly Net Salary (After Tax)

$5,520 $5,520

$5,380 $5,380

2.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.51

-1.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: July 13, 2026

Last update for Gilbert, AZ: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,145 in New York, NY and $1,879 in Gilbert, AZ. Housing cost is often the main lever when comparing two cities.

New York, NY pays 3% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $143 in New York, NY vs $75.0 in Gilbert, AZ for a mid-range dinner for two. Groceries echo the gap at $553 vs $353 per month, with Gilbert, AZ cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Gilbert, AZ: Cost of Living - Frequently Asked Questions

Gilbert, AZ wins on cost – living expenses run 59% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Gilbert, AZ the obvious pick if budget is a priority.

Average pay runs 3% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,145 in New York, NY versus $1,879 in Gilbert, AZ. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gilbert, AZ – a meal for two runs $75.0 versus $143 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,415 per month in New York, NY versus $2,782 in Gilbert, AZ – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Gilbert, AZ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Gilbert, AZ delivers better value – similar infrastructure at $2,782 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gilbert, AZ hard to pass up.

Expats usually find Gilbert, AZ gentler on the wallet – expenses run 59% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.