Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Frisco, TX

For one person, living is cheaper in Frisco, TX: $2,815 a month against $4,941 in New York, NY, rent and utilities included – about $25,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
136

Cost of Living Index in Frisco, TX
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Frisco, TX Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Frisco, TX

🇺🇸 United States

$2,815

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Frisco, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Frisco, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $2,815 in Frisco, TX.

New York, NY $4,941
Frisco, TX $2,815

Estimated couple costs with rent: $7,225 in New York, NY versus $4,225 in Frisco, TX.

New York, NY $7,225
Frisco, TX $4,225

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $5,634 in Frisco, TX.

New York, NY $9,509
Frisco, TX $5,634

Living in New York, NY is roughly 76% more expensive than in Frisco, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Frisco, TX 107% above.

Meal at Budget Restaurant

$28.55 $28.55

$14.75 $14.75

93.56%

Three-Course Dinner for Two, Mid-Range

$118 $118

$78.8 $78.8

50.36%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.03 $11.03

36.36%

Cappuccino

$6.53 $6.53

$5.28 $5.28

23.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.56 $2.56

54.69%

Water (0.33 liter bottle)

$3.01 $3.01

$2.38 $2.38

26.47%

Local Beer (0.5 liter draught)

$8.16 $8.16

$6.78 $6.78

20.35%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$9.11 $9.11

8.01%

Milk (1 liter)

$1.37 $1.37

$1.00 $1.00

37.00%

White Bread (500g)

$4.97 $4.97

$3.52 $3.52

41.19%

Rice (white) (1kg)

$7.81 $7.81

$3.66 $3.66

113.39%

Eggs

$5.97 $5.97

$4.12 $4.12

44.90%

Local Cheese (1kg)

$18.91 $18.91

$12.89 $12.89

46.70%

Chicken Fillets (1kg)

$18.04 $18.04

$10.96 $10.96

64.60%

Beef Round Steak (1kg)

$19.05 $19.05

$19.20 $19.20

-0.78%

Apples (1kg)

$6.76 $6.76

$4.79 $4.79

41.13%

Banana (1kg)

$2.27 $2.27

$1.35 $1.35

68.15%

Oranges (1kg)

$6.83 $6.83

$3.14 $3.14

117.52%

Tomato (1kg)

$7.09 $7.09

$3.99 $3.99

77.69%

Potato (1kg)

$4.22 $4.22

$3.32 $3.32

27.11%

Onion (1kg)

$4.65 $4.65

$2.86 $2.86

62.59%

Lettuce (1 head)

$2.87 $2.87

$2.05 $2.05

40.00%

Water (1.5 liter bottle)

$2.60 $2.60

$2.53 $2.53

2.77%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$10.01 $10.01

87.51%

Wine (Bottle)

$20.13 $20.13

$14.26 $14.26

41.16%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.76 $1.76

96.02%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.26 $3.26

23.31%

One-way Ticket (Public Transport)

$2.91 $2.91

$3.07 $3.07

-5.21%

Public Transport Monthly Pass (Regular Price)

$139 $139

$132 $132

5.23%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.69 $2.69

14.50%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.27 $1.27

66.93%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$29.94 $29.94

40.15%

Gasoline (1 liter)

$1.17 $1.17

$0.99 $0.99

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.3K $27.3K

26.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.4K $26.4K

-2.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$244 $244

-9.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$66.2 $66.2

12.11%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$64.4 $64.4

9.04%

Gym Membership (Monthly)

$112 $112

$32.14 $32.14

248.32%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$11.76 $11.76

536.56%

Cinema Ticket

$22.14 $22.14

$15.16 $15.16

46.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,557 $1,557

128.44%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$24.0K $24.0K

159.09%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$54.0 $54.0

40.15%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$41.07 $41.07

24.67%

Sport Shoes (Adidas, Nike)

$123 $123

$75.1 $75.1

63.91%

Men's Leather Business Shoes

$140 $140

$139 $139

0.23%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,776 $1,776

153.28%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,409 $1,409

118.48%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$3,426 $3,426

175.74%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,577 $2,577

101.41%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,955 $2,955

512.85%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,132 $2,132

213.89%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$7,022 $7,022

-25.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.51

5.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Frisco, TX: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Frisco, TX

$1.4K 50.1% 54.2% $1.7K

Groceries & Markets

New York, NY

$563 11.4%

Frisco, TX

$390 13.9% 30.7% $173

Eating Out

New York, NY

$440 8.9%

Frisco, TX

$286 10.2% 34.9% $154

Monthly Utilities & Internet

New York, NY

$364 7.4%

Frisco, TX

$374 13.3% 2.8% $10

Clothing & Footwear

New York, NY

$175 3.6%

Frisco, TX

$139 5% 20.6% $36

Getting Around

New York, NY

$164 3.3%

Frisco, TX

$153 5.5% 6.7% $11

Sport & Entertainment

New York, NY

$156 3.2%

Frisco, TX

$62 2.2% 60% $94

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $1,776 in Frisco, TX. Housing cost is often the main lever when comparing two cities.

Frisco, TX pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $118 in New York, NY vs $79 in Frisco, TX for a mid-range dinner for two. Groceries echo the gap at $563 vs $390 per month, with Frisco, TX cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Frisco, TX

🕒 Local time

10:11 10:11 AM

09:11 9:11 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

873,965

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Frisco, TX 2,170 km ≈ 3 h 15 min nonstop flight

From you

New York, NY
Frisco, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Frisco, TX: Cost of Living - Frequently Asked Questions

New York, NY and Frisco, TX differ by about 76% in total monthly costs ($4,941 vs $2,815 including rent). Frisco, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 26% lower in New York, NY. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,499 in New York, NY versus $1,776 in Frisco, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Frisco, TX – a meal for two runs $79 versus $118 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Frisco, TX gentler on the wallet – expenses run 43% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.