Last update: Oct 2026

Cost of Living Comparison Between Frisco, TX and New York, NY

For one person, living is cheaper in Frisco, TX: $2,815 a month against $4,941 in New York, NY, rent and utilities included – about $25,500 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Frisco, TX
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Frisco, TX Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Frisco, TX

🇺🇸 United States

$2,815

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Frisco, TX and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Frisco, TX and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,815 in Frisco, TX versus $4,941 in New York, NY.

Frisco, TX $2,815
New York, NY $4,941

Estimated couple costs with rent: $4,225 in Frisco, TX versus $7,225 in New York, NY.

Frisco, TX $4,225
New York, NY $7,225

Monthly costs for a family of three with rent: $5,634 in Frisco, TX versus $9,509 in New York, NY.

Frisco, TX $5,634
New York, NY $9,509

Living in Frisco, TX costs roughly 43% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Frisco, TX 107% above, New York, NY 263% above.

Meal at Budget Restaurant

$14.75 $14.75

$28.55 $28.55

-48.34%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$118 $118

-33.49%

Fast Food Meal (McDonalds, etc)

$11.03 $11.03

$15.04 $15.04

-26.66%

Cappuccino

$5.28 $5.28

$6.53 $6.53

-19.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$3.96 $3.96

-35.35%

Water (0.33 liter bottle)

$2.38 $2.38

$3.01 $3.01

-20.93%

Local Beer (0.5 liter draught)

$6.78 $6.78

$8.16 $8.16

-16.91%

Imported Beer (0.33 liter bottle)

$9.11 $9.11

$9.84 $9.84

-7.42%

Milk (1 liter)

$1.00 $1.00

$1.37 $1.37

-27.01%

White Bread (500g)

$3.52 $3.52

$4.97 $4.97

-29.18%

Rice (white) (1kg)

$3.66 $3.66

$7.81 $7.81

-53.14%

Eggs

$4.12 $4.12

$5.97 $5.97

-30.99%

Local Cheese (1kg)

$12.89 $12.89

$18.91 $18.91

-31.84%

Chicken Fillets (1kg)

$10.96 $10.96

$18.04 $18.04

-39.25%

Beef Round Steak (1kg)

$19.20 $19.20

$19.05 $19.05

0.79%

Apples (1kg)

$4.79 $4.79

$6.76 $6.76

-29.14%

Banana (1kg)

$1.35 $1.35

$2.27 $2.27

-40.53%

Oranges (1kg)

$3.14 $3.14

$6.83 $6.83

-54.03%

Tomato (1kg)

$3.99 $3.99

$7.09 $7.09

-43.72%

Potato (1kg)

$3.32 $3.32

$4.22 $4.22

-21.33%

Onion (1kg)

$2.86 $2.86

$4.65 $4.65

-38.49%

Lettuce (1 head)

$2.05 $2.05

$2.87 $2.87

-28.57%

Water (1.5 liter bottle)

$2.53 $2.53

$2.60 $2.60

-2.69%

Cigarettes 20 Pack (Marlboro, Camel)

$10.01 $10.01

$18.77 $18.77

-46.67%

Wine (Bottle)

$14.26 $14.26

$20.13 $20.13

-29.16%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$3.45 $3.45

-48.99%

Imported Beer (0.33 liter bottle)

$3.26 $3.26

$4.02 $4.02

-18.91%

One-way Ticket (Public Transport)

$3.07 $3.07

$2.91 $2.91

5.50%

Public Transport Monthly Pass (Regular Price)

$132 $132

$139 $139

-4.97%

Taxi Start (Normal Tariff)

$2.69 $2.69

$3.08 $3.08

-12.66%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$2.12 $2.12

-40.09%

Taxi 1hour Waiting (Normal Tariff)

$29.94 $29.94

$41.96 $41.96

-28.65%

Gasoline (1 liter)

$0.99 $0.99

$1.17 $1.17

-15.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$34.5K $34.5K

-20.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$25.9K $25.9K

2.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$244 $244

$219 $219

11.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.2 $66.2

$74.2 $74.2

-10.80%

Internet (50+ Mbps, Unlimited Data)

$64.4 $64.4

$70.2 $70.2

-8.29%

Gym Membership (Monthly)

$32.14 $32.14

$112 $112

-71.29%

Tennis Court (1 Hour on Weekend)

$11.76 $11.76

$74.9 $74.9

-84.29%

Cinema Ticket

$15.16 $15.16

$22.14 $22.14

-31.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,557 $1,557

$3,558 $3,558

-56.22%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$62.2K $62.2K

-61.40%

Jeans (Levis 501 Or Similar)

$54.0 $54.0

$75.6 $75.6

-28.65%

Summer Dress (H&M, Zara, etc)

$41.07 $41.07

$51.2 $51.2

-19.79%

Sport Shoes (Adidas, Nike)

$75.1 $75.1

$123 $123

-38.99%

Men's Leather Business Shoes

$139 $139

$140 $140

-0.23%

1-bedroom Apartment, City Center (Monthly)

$1,776 $1,776

$4,499 $4,499

-60.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,409 $1,409

$3,078 $3,078

-54.23%

3-bedroom Apartment, City Center (Monthly)

$3,426 $3,426

$9,447 $9,447

-63.73%

3-bedroom Apartment, Outside City Center (Monthly)

$2,577 $2,577

$5,190 $5,190

-50.35%

Buy Apartment in City Center (m2)

$2,955 $2,955

$18.1K $18.1K

-83.68%

Buy Apartment Outside City Center (m2)

$2,132 $2,132

$6,693 $6,693

-68.14%

Average Monthly Net Salary (After Tax)

$7,022 $7,022

$5,220 $5,220

34.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.86

-5.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Frisco, TX: October 25, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Frisco, TX

$1.4K 50.1%

New York, NY

$3.1K 62.3% 119% $1.7K

Groceries & Markets

Frisco, TX

$390 13.9%

New York, NY

$563 11.4% 44.3% $173

Monthly Utilities & Internet

Frisco, TX

$374 13.3%

New York, NY

$364 7.4% 2.8% $10

Eating Out

Frisco, TX

$286 10.2%

New York, NY

$440 8.9% 53.7% $154

Getting Around

Frisco, TX

$153 5.5%

New York, NY

$164 3.3% 7.1% $11

Clothing & Footwear

Frisco, TX

$139 5%

New York, NY

$175 3.6% 25.9% $36

Sport & Entertainment

Frisco, TX

$62 2.2%

New York, NY

$156 3.2% 150% $94

Cost Breakdown

A one-bedroom apartment in the center runs $1,776 in Frisco, TX and $4,499 in New York, NY. Housing cost is often the main lever when comparing two cities.

Frisco, TX pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $79 in Frisco, TX vs $118 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $390 vs $563 per month, with Frisco, TX cheaper across the board.

Good to know

🇺🇸 Frisco, TX

🇺🇸 New York, NY

🕒 Local time

08:04 8:04 AM

09:04 9:04 AM

1 h ahead of Frisco, TX

🌤 Weather

👥 Population

873,965

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

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Between locations

Frisco, TX New York, NY 2,170 km ≈ 3 h 15 min nonstop flight

From you

Frisco, TX
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Frisco, TX vs New York, NY: Cost of Living - Frequently Asked Questions

Frisco, TX and New York, NY differ by about 76% in total monthly costs ($2,815 vs $4,941 including rent). Frisco, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 35% higher in Frisco, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,776 in Frisco, TX versus $4,499 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 44% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Frisco, TX – a meal for two runs $79 versus $118 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Frisco, TX gentler on the wallet – expenses run 43% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.