Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Fremont, CA

For one person, living is cheaper in Fremont, CA: $3,943 a month against $4,941 in New York, NY, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
191

Cost of Living Index in Fremont, CA
Learn more

Fremont, CA Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Fremont, CA

🇺🇸 United States

$3,943

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Fremont, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Fremont, CA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $3,943 in Fremont, CA, rent included.

New York, NY $4,941
Fremont, CA $3,943

A couple spends around $7,225 per month in New York, NY vs $5,575 in Fremont, CA, rent included.

New York, NY $7,225
Fremont, CA $5,575

A family of three spends $9,509 per month in New York, NY vs $7,207 in Fremont, CA, rent included.

New York, NY $9,509
Fremont, CA $7,207

New York, NY costs about 25% more than Fremont, CA, and outside of rent the biggest gap is in eating out.

Both New York, NY and Fremont, CA sit above the global median – New York, NY by 263%, Fremont, CA by 190%.

Meal at Budget Restaurant

$28.55 $28.55

$19.75 $19.75

44.56%

Three-Course Dinner for Two, Mid-Range

$118 $118

$76.3 $76.3

55.16%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$12.10 $12.10

24.30%

Cappuccino

$6.53 $6.53

$5.59 $5.59

16.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.64 $2.64

50.00%

Water (0.33 liter bottle)

$3.01 $3.01

$2.35 $2.35

28.09%

Local Beer (0.5 liter draught)

$8.16 $8.16

$8.98 $8.98

-9.13%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$10.08 $10.08

-2.38%

Milk (1 liter)

$1.37 $1.37

$1.55 $1.55

-11.61%

White Bread (500g)

$4.97 $4.97

$4.34 $4.34

14.52%

Rice (white) (1kg)

$7.81 $7.81

$4.19 $4.19

86.40%

Eggs

$5.97 $5.97

$6.39 $6.39

-6.57%

Local Cheese (1kg)

$18.91 $18.91

$19.34 $19.34

-2.22%

Chicken Fillets (1kg)

$18.04 $18.04

$14.28 $14.28

26.33%

Beef Round Steak (1kg)

$19.05 $19.05

$17.96 $17.96

6.07%

Apples (1kg)

$6.76 $6.76

$5.19 $5.19

30.25%

Banana (1kg)

$2.27 $2.27

$1.96 $1.96

15.82%

Oranges (1kg)

$6.83 $6.83

$5.35 $5.35

27.66%

Tomato (1kg)

$7.09 $7.09

$5.58 $5.58

27.06%

Potato (1kg)

$4.22 $4.22

$3.48 $3.48

21.26%

Onion (1kg)

$4.65 $4.65

$3.03 $3.03

53.47%

Lettuce (1 head)

$2.87 $2.87

$2.42 $2.42

18.60%

Water (1.5 liter bottle)

$2.60 $2.60

$2.45 $2.45

6.12%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$11.68 $11.68

60.70%

Wine (Bottle)

$20.13 $20.13

$15.34 $15.34

31.23%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.07 $2.07

66.67%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.36 $3.36

19.64%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.95 $2.95

-1.36%

Public Transport Monthly Pass (Regular Price)

$139 $139

$91.7 $91.7

51.58%

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.59 $3.59

-14.21%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$3.07 $3.07

-30.94%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$29.75 $29.75

41.04%

Gasoline (1 liter)

$1.17 $1.17

$1.58 $1.58

-25.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$31.0K $31.0K

11.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$27.0K $27.0K

-4.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$368 $368

-40.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$42.29 $42.29

75.55%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$83.9 $83.9

-16.29%

Gym Membership (Monthly)

$112 $112

$36.36 $36.36

207.89%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$8.28 $8.28

804.11%

Cinema Ticket

$22.14 $22.14

$16.54 $16.54

33.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,838 $1,838

93.54%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$40.6K $40.6K

53.24%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$59.4 $59.4

27.40%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$50.5 $50.5

1.35%

Sport Shoes (Adidas, Nike)

$123 $123

$91.5 $91.5

34.66%

Men's Leather Business Shoes

$140 $140

$119 $119

17.16%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$3,004 $3,004

49.77%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$2,291 $2,291

34.36%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$4,727 $4,727

99.86%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$3,780 $3,780

37.32%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$10.5K $10.5K

71.65%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$7,279 $7,279

-8.06%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$7,829 $7,829

-33.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.51

5.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Fremont, CA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Fremont, CA

$2.3K 58.1% 25.6% $787

Groceries & Markets

New York, NY

$563 11.4%

Fremont, CA

$475 12% 15.7% $88

Eating Out

New York, NY

$440 8.9%

Fremont, CA

$346 8.8% 21.3% $94

Monthly Utilities & Internet

New York, NY

$364 7.4%

Fremont, CA

$494 12.5% 35.9% $131

Clothing & Footwear

New York, NY

$175 3.6%

Fremont, CA

$144 3.7% 17.7% $31

Getting Around

New York, NY

$164 3.3%

Fremont, CA

$122 3.1% 25.5% $42

Sport & Entertainment

New York, NY

$156 3.2%

Fremont, CA

$69 1.8% 55.6% $87

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $3,004 in Fremont, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Fremont, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $76 in Fremont, CA. Monthly groceries follow the same trend: $563 vs $475 – making Fremont, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Fremont, CA

🕒 Local time

23:11 11:11 PM

20:11 8:11 PM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

241,110

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Fremont, CA 4,090 km ≈ 6 h nonstop flight

From you

New York, NY
Fremont, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fremont, CA: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 25%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $7,412 per month in New York, NY and $5,914 in Fremont, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fremont, CA, especially for central apartments: a one-bedroom in the center costs $3,004 there versus $4,499 in New York, NY.

Public transport costs about 34% less in Fremont, CA. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $3,558 per month in New York, NY and $1,838 in Fremont, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $4,941 in New York, NY and $3,943 in Fremont, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Fremont, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Fremont, CA is the easier option financially – housing and daily costs are lower, and overall it costs about 20% less, which matters a lot on a fixed budget or early-career salary.