Last update: Oct 2026

Cost of Living Comparison Between Fremont, CA and New York, NY

For one person, living is cheaper in Fremont, CA: $3,943 a month against $4,941 in New York, NY, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

191

Cost of Living Index in Fremont, CA
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Fremont, CA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Fremont, CA

🇺🇸 United States

$3,943

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Fremont, CA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fremont, CA and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,943 per month in Fremont, CA vs $4,941 in New York, NY, rent included.

Fremont, CA $3,943
New York, NY $4,941

A couple spends around $5,575 per month in Fremont, CA vs $7,225 in New York, NY, rent included.

Fremont, CA $5,575
New York, NY $7,225

A family of three spends $7,207 per month in Fremont, CA vs $9,509 in New York, NY, rent included.

Fremont, CA $7,207
New York, NY $9,509

Fremont, CA is about 20% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Both Fremont, CA and New York, NY sit above the global median – Fremont, CA by 190%, New York, NY by 263%.

Meal at Budget Restaurant

$19.75 $19.75

$28.55 $28.55

-30.82%

Three-Course Dinner for Two, Mid-Range

$76.3 $76.3

$118 $118

-35.55%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$15.04 $15.04

-19.55%

Cappuccino

$5.59 $5.59

$6.53 $6.53

-14.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.64 $2.64

$3.96 $3.96

-33.33%

Water (0.33 liter bottle)

$2.35 $2.35

$3.01 $3.01

-21.93%

Local Beer (0.5 liter draught)

$8.98 $8.98

$8.16 $8.16

10.05%

Imported Beer (0.33 liter bottle)

$10.08 $10.08

$9.84 $9.84

2.44%

Milk (1 liter)

$1.55 $1.55

$1.37 $1.37

13.14%

White Bread (500g)

$4.34 $4.34

$4.97 $4.97

-12.68%

Rice (white) (1kg)

$4.19 $4.19

$7.81 $7.81

-46.35%

Eggs

$6.39 $6.39

$5.97 $5.97

7.04%

Local Cheese (1kg)

$19.34 $19.34

$18.91 $18.91

2.27%

Chicken Fillets (1kg)

$14.28 $14.28

$18.04 $18.04

-20.84%

Beef Round Steak (1kg)

$17.96 $17.96

$19.05 $19.05

-5.72%

Apples (1kg)

$5.19 $5.19

$6.76 $6.76

-23.22%

Banana (1kg)

$1.96 $1.96

$2.27 $2.27

-13.66%

Oranges (1kg)

$5.35 $5.35

$6.83 $6.83

-21.67%

Tomato (1kg)

$5.58 $5.58

$7.09 $7.09

-21.30%

Potato (1kg)

$3.48 $3.48

$4.22 $4.22

-17.54%

Onion (1kg)

$3.03 $3.03

$4.65 $4.65

-34.84%

Lettuce (1 head)

$2.42 $2.42

$2.87 $2.87

-15.68%

Water (1.5 liter bottle)

$2.45 $2.45

$2.60 $2.60

-5.77%

Cigarettes 20 Pack (Marlboro, Camel)

$11.68 $11.68

$18.77 $18.77

-37.77%

Wine (Bottle)

$15.34 $15.34

$20.13 $20.13

-23.80%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$3.45 $3.45

-40.00%

Imported Beer (0.33 liter bottle)

$3.36 $3.36

$4.02 $4.02

-16.42%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.91 $2.91

1.37%

Public Transport Monthly Pass (Regular Price)

$91.7 $91.7

$139 $139

-34.03%

Taxi Start (Normal Tariff)

$3.59 $3.59

$3.08 $3.08

16.56%

Taxi (Normal Tariff) (1km)

$3.07 $3.07

$2.12 $2.12

44.81%

Taxi 1hour Waiting (Normal Tariff)

$29.75 $29.75

$41.96 $41.96

-29.10%

Gasoline (1 liter)

$1.58 $1.58

$1.17 $1.17

35.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$34.5K $34.5K

-10.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K $27.0K

$25.9K $25.9K

4.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$368 $368

$219 $219

67.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.29 $42.29

$74.2 $74.2

-43.04%

Internet (50+ Mbps, Unlimited Data)

$83.9 $83.9

$70.2 $70.2

19.46%

Gym Membership (Monthly)

$36.36 $36.36

$112 $112

-67.52%

Tennis Court (1 Hour on Weekend)

$8.28 $8.28

$74.9 $74.9

-88.94%

Cinema Ticket

$16.54 $16.54

$22.14 $22.14

-25.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,838 $1,838

$3,558 $3,558

-48.33%

International Primary School, 1 Child (Yearly)

$40.6K $40.6K

$62.2K $62.2K

-34.74%

Jeans (Levis 501 Or Similar)

$59.4 $59.4

$75.6 $75.6

-21.51%

Summer Dress (H&M, Zara, etc)

$50.5 $50.5

$51.2 $51.2

-1.33%

Sport Shoes (Adidas, Nike)

$91.5 $91.5

$123 $123

-25.74%

Men's Leather Business Shoes

$119 $119

$140 $140

-14.65%

1-bedroom Apartment, City Center (Monthly)

$3,004 $3,004

$4,499 $4,499

-33.23%

1-bedroom Apartment, Outside City Center (Monthly)

$2,291 $2,291

$3,078 $3,078

-25.57%

3-bedroom Apartment, City Center (Monthly)

$4,727 $4,727

$9,447 $9,447

-49.97%

3-bedroom Apartment, Outside City Center (Monthly)

$3,780 $3,780

$5,190 $5,190

-27.18%

Buy Apartment in City Center (m2)

$10.5K $10.5K

$18.1K $18.1K

-41.74%

Buy Apartment Outside City Center (m2)

$7,279 $7,279

$6,693 $6,693

8.76%

Average Monthly Net Salary (After Tax)

$7,829 $7,829

$5,220 $5,220

49.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.86

-5.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fremont, CA: October 25, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fremont, CA

$2.3K 58.1%

New York, NY

$3.1K 62.3% 34.4% $787

Monthly Utilities & Internet

Fremont, CA

$494 12.5%

New York, NY

$364 7.4% 26.4% $131

Groceries & Markets

Fremont, CA

$475 12%

New York, NY

$563 11.4% 18.6% $88

Eating Out

Fremont, CA

$346 8.8%

New York, NY

$440 8.9% 27.1% $94

Clothing & Footwear

Fremont, CA

$144 3.7%

New York, NY

$175 3.6% 21.6% $31

Getting Around

Fremont, CA

$122 3.1%

New York, NY

$164 3.3% 34.2% $42

Sport & Entertainment

Fremont, CA

$69 1.8%

New York, NY

$156 3.2% 125% $87

Cost Breakdown

A central one-bedroom costs $3,004 in Fremont, CA versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Fremont, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76 in Fremont, CA versus $118 in New York, NY. Monthly groceries follow the same trend: $475 vs $563 – making Fremont, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 Fremont, CA

🇺🇸 New York, NY

🕒 Local time

19:14 7:14 PM

22:14 10:14 PM

3 h ahead of Fremont, CA

🌤 Weather

👥 Population

241,110

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

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Between locations

Fremont, CA New York, NY 4,090 km ≈ 6 h nonstop flight

From you

Fremont, CA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fremont, CA vs New York, NY: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 25%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $5,914 per month in Fremont, CA and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fremont, CA, especially for central apartments: a one-bedroom in the center costs $3,004 there versus $4,499 in New York, NY.

Public transport costs about 34% less in Fremont, CA. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $1,838 per month in Fremont, CA and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $3,943 in Fremont, CA and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Fremont, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Fremont, CA is the easier option financially – housing and daily costs are lower, and overall it costs about 20% less, which matters a lot on a fixed budget or early-career salary.