Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Fredericksburg, VA

For one person, living is cheaper in Fredericksburg, VA: $2,513 a month against $4,938 in New York, NY, rent and utilities included – about $29,100 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
122

Cost of Living Index in Fredericksburg, VA
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Fredericksburg, VA Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Fredericksburg, VA

🇺🇸 United States

$2,513

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Fredericksburg, VA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Fredericksburg, VA actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,513 in Fredericksburg, VA, rent included.

New York, NY $4,938
Fredericksburg, VA $2,513

A couple spends around $7,273 per month in New York, NY vs $3,618 in Fredericksburg, VA, rent included.

New York, NY $7,273
Fredericksburg, VA $3,618

A family of three spends $9,608 per month in New York, NY vs $4,723 in Fredericksburg, VA, rent included.

New York, NY $9,608
Fredericksburg, VA $4,723

New York, NY costs about 97% more than Fredericksburg, VA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Fredericksburg, VA sit above the global median – New York, NY by 264%, Fredericksburg, VA by 85%.

Meal at Budget Restaurant

$24.99 $24.99

$25.98 $25.98

-3.81%

Three-Course Dinner for Two, Mid-Range

$120 $120

$80.5 $80.5

49.48%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.40 $11.40

20.53%

Cappuccino

$6.60 $6.60

$5.55 $5.55

18.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$3.15 $3.15

21.27%

Water (0.33 liter bottle)

$2.87 $2.87

$2.40 $2.40

19.58%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.89 $5.89

34.97%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$9.81 $9.81

2.55%

Milk (1 liter)

$1.37 $1.37

$1.34 $1.34

2.24%

White Bread (500g)

$4.75 $4.75

$3.70 $3.70

28.38%

Rice (white) (1kg)

$7.69 $7.69

$1.79 $1.79

329.61%

Eggs

$5.87 $5.87

$3.51 $3.51

67.24%

Local Cheese (1kg)

$19.25 $19.25

$8.69 $8.69

121.52%

Chicken Fillets (1kg)

$17.83 $17.83

$9.46 $9.46

88.48%

Beef Round Steak (1kg)

$19.03 $19.03

$10.89 $10.89

74.75%

Apples (1kg)

$6.69 $6.69

$1.32 $1.32

406.82%

Banana (1kg)

$2.29 $2.29

$1.21 $1.21

89.26%

Oranges (1kg)

$6.41 $6.41

$5.04 $5.04

27.18%

Tomato (1kg)

$6.75 $6.75

$5.75 $5.75

17.39%

Potato (1kg)

$3.93 $3.93

$2.89 $2.89

35.99%

Onion (1kg)

$4.52 $4.52

$3.76 $3.76

20.21%

Lettuce (1 head)

$2.79 $2.79

$2.70 $2.70

3.33%

Water (1.5 liter bottle)

$2.51 $2.51

$2.73 $2.73

-8.06%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$8.31 $8.31

117.81%

Wine (Bottle)

$20.16 $20.16

$11.87 $11.87

69.84%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.70 $1.70

91.76%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$1.53 $1.53

145.10%

One-way Ticket (Public Transport)

$2.92 $2.92

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.98 $3.98

-23.12%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.54 $1.54

40.26%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$24.50 $24.50

68.69%

Gasoline (1 liter)

$1.12 $1.12

$0.97 $0.97

15.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$35.3K $35.3K

-6.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

-0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$179 $179

22.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$42.82 $42.82

75.92%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$77.3 $77.3

-8.81%

Gym Membership (Monthly)

$116 $116

$24.71 $24.71

367.42%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$11.73 $11.73

82.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$3,186 $3,186

7.70%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$41.3K $41.3K

49.44%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$72.4 $72.4

3.43%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$43.95 $43.95

18.63%

Sport Shoes (Adidas, Nike)

$117 $117

$85.9 $85.9

35.81%

Men's Leather Business Shoes

$135 $135

$123 $123

9.06%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,729 $1,729

151.51%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,292 $1,292

141.22%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$3,493 $3,493

160.84%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,991 $1,991

170.13%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,268 $3,268

490.05%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$3,203 $3,203

116.76%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$4,631 $4,631

13.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.4

7.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Fredericksburg, VA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Fredericksburg, VA

$1.3K 51.4% 58.5% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Fredericksburg, VA

$335 13.4% 39.3% $217

Eating Out

New York, NY

$407 8.2%

Fredericksburg, VA

$380 15.1% 6.6% $27

Monthly Utilities & Internet

New York, NY

$365 7.4%

Fredericksburg, VA

$299 11.9% 18.2% $66

Clothing & Footwear

New York, NY

$170 3.5%

Fredericksburg, VA

$147 5.8% 13.9% $24

Getting Around

New York, NY

$168 3.4%

Fredericksburg, VA

$12 * 0.5% 93% $156

Sport & Entertainment

New York, NY

$158 3.2%

Fredericksburg, VA

$48 1.9% 69.6% $110

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,729 in Fredericksburg, VA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $80.0 in Fredericksburg, VA. Monthly groceries follow the same trend: $552 vs $335 – making Fredericksburg, VA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Fredericksburg, VA

🕒 Local time

12:23 12:23 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

28,118

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Fredericksburg, VA 380 km

From you

New York, NY
Fredericksburg, VA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fredericksburg, VA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,938 in New York, NY, $2,513 in Fredericksburg, VA – roughly 97% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,407 per month in New York, NY and $3,769 in Fredericksburg, VA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fredericksburg, VA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $120 in New York, NY and $80.0 in Fredericksburg, VA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 65% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $4,938 in New York, NY and $2,513 in Fredericksburg, VA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,513 in Fredericksburg, VA to $4,938 in New York, NY. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Fredericksburg, VA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.