Last update: Oct 2026

Cost of Living Comparison Between Fredericksburg, VA and New York, NY

For one person, living is cheaper in Fredericksburg, VA: $2,513 a month against $4,938 in New York, NY, rent and utilities included – about $29,100 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Fredericksburg, VA
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Fredericksburg, VA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Fredericksburg, VA

🇺🇸 United States

$2,513

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Fredericksburg, VA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fredericksburg, VA and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,513 per month in Fredericksburg, VA vs $4,938 in New York, NY, rent included.

Fredericksburg, VA $2,513
New York, NY $4,938

A couple spends around $3,618 per month in Fredericksburg, VA vs $7,273 in New York, NY, rent included.

Fredericksburg, VA $3,618
New York, NY $7,273

A family of three spends $4,723 per month in Fredericksburg, VA vs $9,608 in New York, NY, rent included.

Fredericksburg, VA $4,723
New York, NY $9,608

Fredericksburg, VA is about 49% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Fredericksburg, VA and New York, NY sit above the global median – Fredericksburg, VA by 85%, New York, NY by 264%.

Meal at Budget Restaurant

$25.98 $25.98

$24.99 $24.99

3.96%

Three-Course Dinner for Two, Mid-Range

$80.5 $80.5

$120 $120

-33.10%

Fast Food Meal (McDonalds, etc)

$11.40 $11.40

$13.74 $13.74

-17.03%

Cappuccino

$5.55 $5.55

$6.60 $6.60

-15.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 $3.15

$3.82 $3.82

-17.54%

Water (0.33 liter bottle)

$2.40 $2.40

$2.87 $2.87

-16.38%

Local Beer (0.5 liter draught)

$5.89 $5.89

$7.95 $7.95

-25.91%

Imported Beer (0.33 liter bottle)

$9.81 $9.81

$10.06 $10.06

-2.49%

Milk (1 liter)

$1.34 $1.34

$1.37 $1.37

-2.19%

White Bread (500g)

$3.70 $3.70

$4.75 $4.75

-22.11%

Rice (white) (1kg)

$1.79 $1.79

$7.69 $7.69

-76.72%

Eggs

$3.51 $3.51

$5.87 $5.87

-40.20%

Local Cheese (1kg)

$8.69 $8.69

$19.25 $19.25

-54.86%

Chicken Fillets (1kg)

$9.46 $9.46

$17.83 $17.83

-46.94%

Beef Round Steak (1kg)

$10.89 $10.89

$19.03 $19.03

-42.77%

Apples (1kg)

$1.32 $1.32

$6.69 $6.69

-80.27%

Banana (1kg)

$1.21 $1.21

$2.29 $2.29

-47.16%

Oranges (1kg)

$5.04 $5.04

$6.41 $6.41

-21.37%

Tomato (1kg)

$5.75 $5.75

$6.75 $6.75

-14.81%

Potato (1kg)

$2.89 $2.89

$3.93 $3.93

-26.46%

Onion (1kg)

$3.76 $3.76

$4.52 $4.52

-16.81%

Lettuce (1 head)

$2.70 $2.70

$2.79 $2.79

-3.23%

Water (1.5 liter bottle)

$2.73 $2.73

$2.51 $2.51

8.76%

Cigarettes 20 Pack (Marlboro, Camel)

$8.31 $8.31

$18.10 $18.10

-54.09%

Wine (Bottle)

$11.87 $11.87

$20.16 $20.16

-41.12%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$3.26 $3.26

-47.85%

Imported Beer (0.33 liter bottle)

$1.53 $1.53

$3.75 $3.75

-59.20%

One-way Ticket (Public Transport)

$2.92 $2.92

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.98 $3.98

$3.06 $3.06

30.07%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$2.16 $2.16

-28.70%

Taxi 1hour Waiting (Normal Tariff)

$24.50 $24.50

$41.33 $41.33

-40.72%

Gasoline (1 liter)

$0.97 $0.97

$1.12 $1.12

-13.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$33.1K $33.1K

6.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$219 $219

-18.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.82 $42.82

$75.3 $75.3

-43.16%

Internet (50+ Mbps, Unlimited Data)

$77.3 $77.3

$70.5 $70.5

9.66%

Gym Membership (Monthly)

$24.71 $24.71

$116 $116

-78.61%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$11.73 $11.73

$21.37 $21.37

-45.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,186 $3,186

$3,432 $3,432

-7.15%

International Primary School, 1 Child (Yearly)

$41.3K $41.3K

$61.7K $61.7K

-33.09%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$74.9 $74.9

-3.31%

Summer Dress (H&M, Zara, etc)

$43.95 $43.95

$52.1 $52.1

-15.71%

Sport Shoes (Adidas, Nike)

$85.9 $85.9

$117 $117

-26.37%

Men's Leather Business Shoes

$123 $123

$135 $135

-8.31%

1-bedroom Apartment, City Center (Monthly)

$1,729 $1,729

$4,347 $4,347

-60.24%

1-bedroom Apartment, Outside City Center (Monthly)

$1,292 $1,292

$3,117 $3,117

-58.54%

3-bedroom Apartment, City Center (Monthly)

$3,493 $3,493

$9,110 $9,110

-61.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,991 $1,991

$5,379 $5,379

-62.98%

Buy Apartment in City Center (m2)

$3,268 $3,268

$19.3K $19.3K

-83.05%

Buy Apartment Outside City Center (m2)

$3,203 $3,203

$6,943 $6,943

-53.87%

Average Monthly Net Salary (After Tax)

$4,631 $4,631

$5,238 $5,238

-11.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.4

6.85

-6.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fredericksburg, VA: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fredericksburg, VA

$1.3K 51.4%

New York, NY

$3.1K 63.1% 141% $1.8K

Eating Out

Fredericksburg, VA

$380 15.1%

New York, NY

$407 8.2% 7.1% $27

Groceries & Markets

Fredericksburg, VA

$335 13.4%

New York, NY

$552 11.2% 64.6% $217

Monthly Utilities & Internet

Fredericksburg, VA

$299 11.9%

New York, NY

$365 7.4% 22.3% $66

Clothing & Footwear

Fredericksburg, VA

$147 5.8%

New York, NY

$170 3.5% 16.2% $24

Sport & Entertainment

Fredericksburg, VA

$48 1.9%

New York, NY

$158 3.2% 229% $110

Getting Around

Fredericksburg, VA

$12 * 0.5%

New York, NY

$168 3.4% 1339% $156

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,729 in Fredericksburg, VA versus $4,347 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Fredericksburg, VA versus $120 in New York, NY. Monthly groceries follow the same trend: $335 vs $552 – making Fredericksburg, VA the more affordable choice for daily food spending.

Good to know

🇺🇸 Fredericksburg, VA

🇺🇸 New York, NY

🕒 Local time

11:41 11:41 AM

Same time as Fredericksburg, VA

🌤 Weather

👥 Population

28,118

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Fredericksburg, VA New York, NY 380 km

From you

Fredericksburg, VA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fredericksburg, VA vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,513 in Fredericksburg, VA, $4,938 in New York, NY – roughly 97% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,769 per month in Fredericksburg, VA and $7,407 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fredericksburg, VA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $80.0 in Fredericksburg, VA and $120 in New York, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 65% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $2,513 in Fredericksburg, VA and $4,938 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,513 in Fredericksburg, VA to $4,938 in New York, NY. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Fredericksburg, VA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.