Cost of Living Comparison Between New York, NY and Farmington, CT Cost of Living Comparison Between New York, NY and Farmington, CT

Monthly Cost of Living

Monthly costs for one person with rent: $4,438 in New York, NY versus $2,621 in Farmington, CT.

Estimated couple costs with rent: $7,016 in New York, NY versus $3,836 in Farmington, CT.

Monthly costs for a family of three with rent: $9,593 in New York, NY versus $5,050 in Farmington, CT.

Living in New York, NY is roughly 69% more expensive than Farmington, CT, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 231% above, Farmington, CT 96% above.

Meal at Budget Restaurant

$29.91 $29.91

$18.96 $18.96

57.75%

Three-Course Dinner for Two, Mid-Range

$144 $144

$100 $100

43.41%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$13.33 $13.33

-7.58%

Cappuccino

$6.03 $6.03

$4.60 $4.60

31.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 $3.39

$2.82 $2.82

20.21%

Water (0.33 liter bottle)

$2.56 $2.56

$2.13 $2.13

20.19%

Local Beer (0.5 liter draught)

$8.20 $8.20

$5.88 $5.88

39.46%

Imported Beer (0.33 liter bottle)

$11.95 $11.95

$7.68 $7.68

55.60%

Milk (1 liter)

$1.54 $1.54

$1.01 $1.01

52.48%

White Bread (500g)

$5.15 $5.15

$3.28 $3.28

57.01%

Rice (white) (1kg)

$8.43 $8.43

$3.13 $3.13

169.33%

Eggs

$6.97 $6.97

$4.23 $4.23

64.78%

Local Cheese (1kg)

$17.28 $17.28

$10.79 $10.79

60.15%

Chicken Fillets (1kg)

$16.24 $16.24

$7.52 $7.52

115.96%

Beef Round Steak (1kg)

$19.95 $19.95

$13.37 $13.37

49.21%

Apples (1kg)

$7.45 $7.45

$4.44 $4.44

67.79%

Banana (1kg)

$2.42 $2.42

$2.18 $2.18

11.01%

Oranges (1kg)

$5.87 $5.87

$3.04 $3.04

93.09%

Tomato (1kg)

$6.31 $6.31

$5.53 $5.53

14.10%

Potato (1kg)

$3.72 $3.72

$4.36 $4.36

-14.68%

Onion (1kg)

$3.99 $3.99

$2.92 $2.92

36.64%

Lettuce (1 head)

$3.19 $3.19

$1.95 $1.95

63.59%

Water (1.5 liter bottle)

$2.55 $2.55

$2.46 $2.46

3.66%

Cigarettes 20 Pack (Marlboro, Camel)

$19.09 $19.09

$9.91 $9.91

92.63%

Wine (Bottle)

$20.24 $20.24

$15.02 $15.02

34.75%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.17 $2.17

37.79%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$2.05 $2.05

88.78%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.95 $1.95

51.28%

Public Transport Monthly Pass (Regular Price)

$131 $131

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.87 $4.87

5.34%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.66 $1.66

32.53%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$29.77 $29.77

43.23%

Gasoline (1 liter)

$0.95 $0.95

$0.83 $0.83

14.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.0K $30.0K

15.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$26.3K $26.3K

7.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$259 $259

-29.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$64.7 $64.7

-7.22%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$61.5 $61.5

0.75%

Gym Membership (Monthly)

$140 $140

$43.46 $43.46

222.18%

Tennis Court (1 Hour on Weekend)

$64.4 $64.4

Cinema Ticket

$20.33 $20.33

$14.96 $14.96

35.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,222 $3,222

$992 $992

224.78%

International Primary School, 1 Child (Yearly)

$56.2K $56.2K

$23.2K $23.2K

142.02%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$50.1 $50.1

31.54%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$32.19 $32.19

46.63%

Sport Shoes (Adidas, Nike)

$111 $111

$65.6 $65.6

69.36%

Men's Leather Business Shoes

$173 $173

$84.1 $84.1

105.90%

1-bedroom Apartment, City Center (Monthly)

$4,208 $4,208

$1,627 $1,627

158.60%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 $2,647

$1,363 $1,363

94.21%

3-bedroom Apartment, City Center (Monthly)

$8,415 $8,415

$2,633 $2,633

219.60%

3-bedroom Apartment, Outside City Center (Monthly)

$5,170 $5,170

$2,253 $2,253

129.45%

Buy Apartment in City Center (m2)

$20.1K $20.1K

$2,899 $2,899

593.13%

Buy Apartment Outside City Center (m2)

$8,742 $8,742

$2,055 $2,055

325.34%

Average Monthly Net Salary (After Tax)

$5,144 $5,144

$2,359 $2,359

118.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.61

-2.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 20, 2026

Last update for Farmington, CT: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,208 in New York, NY and $1,627 in Farmington, CT. Housing cost is often the main lever when comparing two cities.

New York, NY pays 118% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $144 in New York, NY vs $100 in Farmington, CT for a mid-range dinner for two. Groceries echo the gap at $554 vs $359 per month, with Farmington, CT cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Farmington, CT: Cost of Living - Frequently Asked Questions

Farmington, CT is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Getting Around. The 69% gap adds up to real monthly savings that compound significantly over time.

New York, NY pays 118% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,208 in New York, NY versus $1,627 in Farmington, CT. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 54% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,438 per month in New York, NY versus $2,621 in Farmington, CT – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Farmington, CT is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Farmington, CT is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Farmington, CT gentler on the wallet – expenses run 69% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.