Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Farmington, CT

For one person, living is cheaper in Farmington, CT: $2,967 a month against $4,906 in New York, NY, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
141

Cost of Living Index in Farmington, CT
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Farmington, CT Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Farmington, CT

🇺🇸 United States

$2,967

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Farmington, CT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Farmington, CT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $2,967 in Farmington, CT.

New York, NY $4,906
Farmington, CT $2,967

Estimated couple costs with rent: $7,273 in New York, NY versus $4,156 in Farmington, CT.

New York, NY $7,273
Farmington, CT $4,156

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $5,345 in Farmington, CT.

New York, NY $9,641
Farmington, CT $5,345

Living in New York, NY is roughly 65% more expensive than in Farmington, CT, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New York, NY 263% above, Farmington, CT 119% above.

Meal at Budget Restaurant

$26.93 $26.93

$20.56 $20.56

30.98%

Three-Course Dinner for Two, Mid-Range

$117 $117

$98.9 $98.9

18.07%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$12.07 $12.07

20.96%

Cappuccino

$6.54 $6.54

$4.15 $4.15

57.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.86 $2.86

34.97%

Water (0.33 liter bottle)

$2.95 $2.95

$1.47 $1.47

100.68%

Local Beer (0.5 liter draught)

$8.08 $8.08

$6.97 $6.97

15.93%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$7.33 $7.33

34.38%

Milk (1 liter)

$1.31 $1.31

$1.48 $1.48

-11.49%

White Bread (500g)

$4.97 $4.97

$4.33 $4.33

14.78%

Rice (white) (1kg)

$7.70 $7.70

$4.28 $4.28

79.91%

Eggs

$6.09 $6.09

$5.21 $5.21

16.89%

Local Cheese (1kg)

$19.55 $19.55

$16.61 $16.61

17.70%

Chicken Fillets (1kg)

$17.59 $17.59

$13.33 $13.33

31.96%

Beef Round Steak (1kg)

$20.26 $20.26

$16.63 $16.63

21.83%

Apples (1kg)

$6.99 $6.99

$4.47 $4.47

56.38%

Banana (1kg)

$2.21 $2.21

$2.12 $2.12

4.25%

Oranges (1kg)

$6.72 $6.72

$2.99 $2.99

124.75%

Tomato (1kg)

$7.12 $7.12

$4.41 $4.41

61.45%

Potato (1kg)

$4.61 $4.61

$1.63 $1.63

182.82%

Onion (1kg)

$4.78 $4.78

$2.65 $2.65

80.38%

Lettuce (1 head)

$2.87 $2.87

$1.11 $1.11

158.56%

Water (1.5 liter bottle)

$2.69 $2.69

$2.49 $2.49

8.03%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$13.85 $13.85

38.19%

Wine (Bottle)

$19.63 $19.63

$15.06 $15.06

30.35%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.28 $2.28

45.61%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.68 $3.68

13.86%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$4.89 $4.89

-37.83%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.17 $2.17

1.38%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$48.43 $48.43

-14.66%

Gasoline (1 liter)

$1.13 $1.13

$1.09 $1.09

3.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.9K $27.9K

23.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.8K $26.8K

-3.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$193 $193

20.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$53.9 $53.9

31.71%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$53.3 $53.3

26.99%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$15.22 $15.22

47.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$822 $822

338.51%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$35.4K $35.4K

94.04%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$50.5 $50.5

57.06%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$37.42 $37.42

37.36%

Sport Shoes (Adidas, Nike)

$121 $121

$76.0 $76.0

59.28%

Men's Leather Business Shoes

$140 $140

$79.8 $79.8

75.96%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,972 $1,972

130.99%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,769 $1,769

71.89%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$3,037 $3,037

220.83%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$2,544 $2,544

109.55%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$4,170 $4,170

22.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.59

4.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Farmington, CT: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Farmington, CT

$1.8K 59.6% 41.8% $1.3K

Groceries & Markets

New York, NY

$567 11.6%

Farmington, CT

$425 14.3% 25.1% $142

Eating Out

New York, NY

$425 8.7%

Farmington, CT

$317 10.7% 25.4% $108

Monthly Utilities & Internet

New York, NY

$371 7.6%

Farmington, CT

$300 10.1% 19.2% $71

Clothing & Footwear

New York, NY

$176 3.6%

Farmington, CT

$110 3.7% 37.9% $67

Getting Around

New York, NY

$165 3.4%

Farmington, CT

$16 * 0.5% 90.5% $150

Sport & Entertainment

New York, NY

$160 3.3%

Farmington, CT

$30 * 1% 81% $130

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $1,972 in Farmington, CT. Housing cost is often the main lever when comparing two cities.

New York, NY pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $117 in New York, NY vs $99 in Farmington, CT for a mid-range dinner for two. Groceries echo the gap at $567 vs $425 per month, with Farmington, CT cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Farmington, CT

🕒 Local time

19:22 7:22 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

18,207

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

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New York, NY Farmington, CT 170 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Farmington, CT: Cost of Living - Frequently Asked Questions

Farmington, CT is about 40% cheaper overall, especially in transport, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 22% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,555 in New York, NY versus $1,972 in Farmington, CT. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 33% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $4,906 per month in New York, NY versus $2,967 in Farmington, CT – Farmington, CT is about 40% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,500. Farmington, CT is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Farmington, CT wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.