Last update: Oct 2026

Cost of Living Comparison Between Farmington, CT and New York, NY

For one person, living is cheaper in Farmington, CT: $2,967 a month against $4,906 in New York, NY, rent and utilities included – about $23,300 less a year. Rent and utilities account for most of the difference.

141

Cost of Living Index in Farmington, CT
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Farmington, CT Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Farmington, CT

🇺🇸 United States

$2,967

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Farmington, CT and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Farmington, CT and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,967 in Farmington, CT versus $4,906 in New York, NY.

Farmington, CT $2,967
New York, NY $4,906

Estimated couple costs with rent: $4,156 in Farmington, CT versus $7,273 in New York, NY.

Farmington, CT $4,156
New York, NY $7,273

Monthly costs for a family of three with rent: $5,345 in Farmington, CT versus $9,641 in New York, NY.

Farmington, CT $5,345
New York, NY $9,641

Living in Farmington, CT costs roughly 40% less than in New York, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Farmington, CT 119% above, New York, NY 263% above.

Meal at Budget Restaurant

$20.56 $20.56

$26.93 $26.93

-23.65%

Three-Course Dinner for Two, Mid-Range

$98.9 $98.9

$117 $117

-15.30%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$14.60 $14.60

-17.33%

Cappuccino

$4.15 $4.15

$6.54 $6.54

-36.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$3.86 $3.86

-25.91%

Water (0.33 liter bottle)

$1.47 $1.47

$2.95 $2.95

-50.17%

Local Beer (0.5 liter draught)

$6.97 $6.97

$8.08 $8.08

-13.74%

Imported Beer (0.33 liter bottle)

$7.33 $7.33

$9.85 $9.85

-25.58%

Milk (1 liter)

$1.48 $1.48

$1.31 $1.31

12.98%

White Bread (500g)

$4.33 $4.33

$4.97 $4.97

-12.88%

Rice (white) (1kg)

$4.28 $4.28

$7.70 $7.70

-44.42%

Eggs

$5.21 $5.21

$6.09 $6.09

-14.45%

Local Cheese (1kg)

$16.61 $16.61

$19.55 $19.55

-15.04%

Chicken Fillets (1kg)

$13.33 $13.33

$17.59 $17.59

-24.22%

Beef Round Steak (1kg)

$16.63 $16.63

$20.26 $20.26

-17.92%

Apples (1kg)

$4.47 $4.47

$6.99 $6.99

-36.05%

Banana (1kg)

$2.12 $2.12

$2.21 $2.21

-4.07%

Oranges (1kg)

$2.99 $2.99

$6.72 $6.72

-55.51%

Tomato (1kg)

$4.41 $4.41

$7.12 $7.12

-38.06%

Potato (1kg)

$1.63 $1.63

$4.61 $4.61

-64.64%

Onion (1kg)

$2.65 $2.65

$4.78 $4.78

-44.56%

Lettuce (1 head)

$1.11 $1.11

$2.87 $2.87

-61.32%

Water (1.5 liter bottle)

$2.49 $2.49

$2.69 $2.69

-7.43%

Cigarettes 20 Pack (Marlboro, Camel)

$13.85 $13.85

$19.14 $19.14

-27.64%

Wine (Bottle)

$15.06 $15.06

$19.63 $19.63

-23.28%

Local Beer (0.5 liter bottle)

$2.28 $2.28

$3.32 $3.32

-31.33%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$4.19 $4.19

-12.17%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$4.89 $4.89

$3.04 $3.04

60.86%

Taxi (Normal Tariff) (1km)

$2.17 $2.17

$2.20 $2.20

-1.36%

Taxi 1hour Waiting (Normal Tariff)

$48.43 $48.43

$41.33 $41.33

17.18%

Gasoline (1 liter)

$1.09 $1.09

$1.13 $1.13

-3.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$34.5K $34.5K

-18.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.8K $25.8K

3.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$232 $232

-17.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$71.0 $71.0

-24.07%

Internet (50+ Mbps, Unlimited Data)

$53.3 $53.3

$67.7 $67.7

-21.26%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$15.22 $15.22

$22.41 $22.41

-32.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$822 $822

$3,606 $3,606

-77.20%

International Primary School, 1 Child (Yearly)

$35.4K $35.4K

$68.7K $68.7K

-48.46%

Jeans (Levis 501 Or Similar)

$50.5 $50.5

$79.3 $79.3

-36.33%

Summer Dress (H&M, Zara, etc)

$37.42 $37.42

$51.4 $51.4

-27.20%

Sport Shoes (Adidas, Nike)

$76.0 $76.0

$121 $121

-37.22%

Men's Leather Business Shoes

$79.8 $79.8

$140 $140

-43.17%

1-bedroom Apartment, City Center (Monthly)

$1,972 $1,972

$4,555 $4,555

-56.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,769 $1,769

$3,040 $3,040

-41.82%

3-bedroom Apartment, City Center (Monthly)

$3,037 $3,037

$9,742 $9,742

-68.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,544 $2,544

$5,331 $5,331

-52.28%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$4,170 $4,170

$5,096 $5,096

-18.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.89

-4.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Farmington, CT: October 31, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Farmington, CT

$1.8K 59.6%

New York, NY

$3K 62% 71.9% $1.3K

Groceries & Markets

Farmington, CT

$425 14.3%

New York, NY

$567 11.6% 33.5% $142

Eating Out

Farmington, CT

$317 10.7%

New York, NY

$425 8.7% 34% $108

Monthly Utilities & Internet

Farmington, CT

$300 10.1%

New York, NY

$371 7.6% 23.7% $71

Clothing & Footwear

Farmington, CT

$110 3.7%

New York, NY

$176 3.6% 60.9% $67

Sport & Entertainment

Farmington, CT

$30 * 1%

New York, NY

$160 3.3% 426% $130

Getting Around

Farmington, CT

$16 * 0.5%

New York, NY

$165 3.4% 950% $150

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,972 in Farmington, CT and $4,555 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 22% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99 in Farmington, CT vs $117 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $425 vs $567 per month, with Farmington, CT cheaper across the board.

Good to know

🇺🇸 Farmington, CT

🇺🇸 New York, NY

🕒 Local time

18:09 6:09 PM

Same time as Farmington, CT

🌤 Weather

👥 Population

18,207

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

On the map

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Between locations

Farmington, CT New York, NY 170 km

From you

Farmington, CT
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Farmington, CT vs New York, NY: Cost of Living - Frequently Asked Questions

Farmington, CT is about 40% cheaper overall, especially in transport, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 18% lower in Farmington, CT. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,972 in Farmington, CT versus $4,555 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 33% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,967 per month in Farmington, CT versus $4,906 in New York, NY – Farmington, CT is about 40% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,500. Farmington, CT is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Farmington, CT wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.