Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Falmouth

For one person, living is cheaper in Falmouth: $1,000 a month against $4,950 in New York, NY, rent and utilities included – about $47,400 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
49

Cost of Living Index in Falmouth
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Falmouth Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Falmouth

🇯🇲 Jamaica

$1,000

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Falmouth

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Falmouth actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $1,000 in Falmouth, rent included.

New York, NY $4,950
Falmouth $1,000

A couple spends around $7,265 per month in New York, NY vs $1,655 in Falmouth, rent included.

New York, NY $7,265
Falmouth $1,655

A family of three spends $9,581 per month in New York, NY vs $2,310 in Falmouth, rent included.

New York, NY $9,581
Falmouth $2,310

New York, NY costs about 395% more than Falmouth, and outside of rent the biggest gap is in eating out.

New York, NY sits 267% above the global median, while Falmouth is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.65 $24.65

$13.26 JMD 2,095

85.90%

Three-Course Dinner for Two, Mid-Range

$122 $122

$75.7 JMD 12.0K

60.55%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$7.99 JMD 1,262

74.09%

Cappuccino

$6.59 $6.59

$5.22 JMD 825

26.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$1.19 JMD 188

222.69%

Water (0.33 liter bottle)

$2.87 $2.87

$0.74 JMD 116

287.84%

Local Beer (0.5 liter draught)

$7.79 $7.79

$2.14 JMD 339

264.02%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.19 JMD 504

208.78%

Milk (1 liter)

$1.38 $1.38

$4.06 JMD 642

-66.01%

White Bread (500g)

$4.68 $4.68

$3.67 JMD 580

27.52%

Rice (white) (1kg)

$7.54 $7.54

$1.64 JMD 259

359.76%

Eggs

$5.93 $5.93

$3.61 JMD 570

64.27%

Local Cheese (1kg)

$18.83 $18.83

$11.44 JMD 1,808

64.60%

Chicken Fillets (1kg)

$17.36 $17.36

$6.22 JMD 983

179.10%

Beef Round Steak (1kg)

$18.51 $18.51

$10.10 JMD 1,595

83.27%

Apples (1kg)

$6.74 $6.74

$6.07 JMD 958

11.04%

Banana (1kg)

$2.09 $2.09

$3.98 JMD 629

-47.49%

Oranges (1kg)

$6.07 $6.07

$7.24 JMD 1,144

-16.16%

Tomato (1kg)

$6.74 $6.74

$2.97 JMD 470

126.94%

Potato (1kg)

$4.05 $4.05

$3.22 JMD 508

25.78%

Onion (1kg)

$4.37 $4.37

$2.68 JMD 424

63.06%

Lettuce (1 head)

$2.89 $2.89

$3.14 JMD 496

-7.96%

Water (1.5 liter bottle)

$2.60 $2.60

$1.45 JMD 228

79.31%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$9.21 JMD 1,456

103.26%

Wine (Bottle)

$20.06 $20.06

$11.51 JMD 1,819

74.28%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$2.81 JMD 444

15.66%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$4.02 JMD 635

-7.21%

One-way Ticket (Public Transport)

$3.06 $3.06

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.17 JMD 185

159.83%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$3.09 JMD 488

-30.42%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$6.39 JMD 1,009

554.46%

Gasoline (1 liter)

$1.12 $1.12

$1.41 JMD 222

-20.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$43.1K JMD 6.8M

-17.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$32.8K JMD 5.2M

-20.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$169 JMD 26.7K

29.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$29.47 JMD 4,656

148.35%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$53.5 JMD 8,453

34.56%

Gym Membership (Monthly)

$123 $123

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$22.85 $22.85

$13.43 JMD 2,121

70.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$361 JMD 57.0K

823.55%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$8,337 JMD 1.3M

619.56%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$23.24 JMD 3,671

223.54%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$30.99 JMD 4,896

69.05%

Sport Shoes (Adidas, Nike)

$122 $122

$76.5 JMD 12.1K

59.12%

Men's Leather Business Shoes

$133 $133

$101 JMD 16.0K

31.48%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

Buy Apartment in City Center (m2)

$19.4K $19.4K

Buy Apartment Outside City Center (m2)

$6,806 $6,806

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

9.45

-27.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Falmouth: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Falmouth

- * 0% 100%

Groceries & Markets

New York, NY

$545 11%

Falmouth

$382 38.2% 29.9% $163

Eating Out

New York, NY

$404 8.2%

Falmouth

$218 21.8% 46.1% $186

Monthly Utilities & Internet

New York, NY

$364 7.4%

Falmouth

$252 25.2% 30.8% $112

Clothing & Footwear

New York, NY

$172 3.5%

Falmouth

$104 10.4% 39.3% $68

Sport & Entertainment

New York, NY

$168 3.4%

Falmouth

$27 * 2.7% 84.1% $142

Getting Around

New York, NY

$167 3.4%

Falmouth

$17 * 1.7% 90% $150

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $122 in New York, NY versus $76.0 in Falmouth. Monthly groceries follow the same trend: $545 vs $382 – making Falmouth the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇯🇲 Falmouth

🕒 Local time

05:34 5:34 AM

04:34 4:34 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

7,779

💱 Currency

United States Dollar USD $

Jamaican Dollar JMD $

📈 Exchange rate

1 USD = 0.89 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

Exchange rates and currency converter

JMD, EUR to USD – United States Dollar Converter

🇯🇲 Jamaican Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

JMD to USD in detail →

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Between locations

New York, NY Falmouth 2,480 km ≈ 3 h 30 min nonstop flight

From you

New York, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Falmouth: Cost of Living - Frequently Asked Questions

New York, NY costs about 395% more than Falmouth, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,424 per month in New York, NY and $1,499 in Falmouth. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $122 in New York, NY and $76.0 in Falmouth. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 43% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Falmouth, where all-in costs run around $1,000, than in New York, NY at $4,950. In Falmouth it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Falmouth costs $1,000 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Falmouth. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.