Last update: Oct 2026

Cost of Living Comparison Between Falmouth and New York, NY

For one person, living is cheaper in Falmouth: $1,000 a month against $4,950 in New York, NY, rent and utilities included – about $47,400 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Falmouth
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Falmouth Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Falmouth

🇯🇲 Jamaica

$1,000

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Falmouth and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Falmouth and in New York, NY actually costs, broken down by who's living it.

A single person spends $1,000 per month in Falmouth vs $4,950 in New York, NY, rent included.

Falmouth $1,000
New York, NY $4,950

A couple spends around $1,655 per month in Falmouth vs $7,265 in New York, NY, rent included.

Falmouth $1,655
New York, NY $7,265

A family of three spends $2,310 per month in Falmouth vs $9,581 in New York, NY, rent included.

Falmouth $2,310
New York, NY $9,581

Falmouth is about 80% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Falmouth sits 26% below the global median, while New York, NY is 267% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.26 JMD 2,095

$24.65 $24.65

-46.21%

Three-Course Dinner for Two, Mid-Range

$75.7 JMD 12.0K

$122 $122

-37.72%

Fast Food Meal (McDonalds, etc)

$7.99 JMD 1,262

$13.91 $13.91

-42.56%

Cappuccino

$5.22 JMD 825

$6.59 $6.59

-20.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 JMD 188

$3.84 $3.84

-69.01%

Water (0.33 liter bottle)

$0.74 JMD 116

$2.87 $2.87

-74.22%

Local Beer (0.5 liter draught)

$2.14 JMD 339

$7.79 $7.79

-72.53%

Imported Beer (0.33 liter bottle)

$3.19 JMD 504

$9.85 $9.85

-67.61%

Milk (1 liter)

$4.06 JMD 642

$1.38 $1.38

194.20%

White Bread (500g)

$3.67 JMD 580

$4.68 $4.68

-21.58%

Rice (white) (1kg)

$1.64 JMD 259

$7.54 $7.54

-78.25%

Eggs

$3.61 JMD 570

$5.93 $5.93

-39.12%

Local Cheese (1kg)

$11.44 JMD 1,808

$18.83 $18.83

-39.25%

Chicken Fillets (1kg)

$6.22 JMD 983

$17.36 $17.36

-64.17%

Beef Round Steak (1kg)

$10.10 JMD 1,595

$18.51 $18.51

-45.43%

Apples (1kg)

$6.07 JMD 958

$6.74 $6.74

-9.94%

Banana (1kg)

$3.98 JMD 629

$2.09 $2.09

90.43%

Oranges (1kg)

$7.24 JMD 1,144

$6.07 $6.07

19.28%

Tomato (1kg)

$2.97 JMD 470

$6.74 $6.74

-55.93%

Potato (1kg)

$3.22 JMD 508

$4.05 $4.05

-20.49%

Onion (1kg)

$2.68 JMD 424

$4.37 $4.37

-38.67%

Lettuce (1 head)

$3.14 JMD 496

$2.89 $2.89

8.65%

Water (1.5 liter bottle)

$1.45 JMD 228

$2.60 $2.60

-44.23%

Cigarettes 20 Pack (Marlboro, Camel)

$9.21 JMD 1,456

$18.72 $18.72

-50.80%

Wine (Bottle)

$11.51 JMD 1,819

$20.06 $20.06

-42.62%

Local Beer (0.5 liter bottle)

$2.81 JMD 444

$3.25 $3.25

-13.54%

Imported Beer (0.33 liter bottle)

$4.02 JMD 635

$3.73 $3.73

7.77%

One-way Ticket (Public Transport)

$3.06 $3.06

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$1.17 JMD 185

$3.04 $3.04

-61.51%

Taxi (Normal Tariff) (1km)

$3.09 JMD 488

$2.15 $2.15

43.72%

Taxi 1hour Waiting (Normal Tariff)

$6.39 JMD 1,009

$41.82 $41.82

-84.72%

Gasoline (1 liter)

$1.41 JMD 222

$1.12 $1.12

25.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.1K JMD 6.8M

$35.5K $35.5K

21.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K JMD 5.2M

$26.0K $26.0K

25.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 JMD 26.7K

$219 $219

-22.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.47 JMD 4,656

$73.2 $73.2

-59.73%

Internet (50+ Mbps, Unlimited Data)

$53.5 JMD 8,453

$72.0 $72.0

-25.68%

Gym Membership (Monthly)

$123 $123

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$13.43 JMD 2,121

$22.85 $22.85

-41.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$361 JMD 57.0K

$3,333 $3,333

-89.17%

International Primary School, 1 Child (Yearly)

$8,337 JMD 1.3M

$60.0K $60.0K

-86.10%

Jeans (Levis 501 Or Similar)

$23.24 JMD 3,671

$75.2 $75.2

-69.09%

Summer Dress (H&M, Zara, etc)

$30.99 JMD 4,896

$52.4 $52.4

-40.85%

Sport Shoes (Adidas, Nike)

$76.5 JMD 12.1K

$122 $122

-37.16%

Men's Leather Business Shoes

$101 JMD 16.0K

$133 $133

-23.94%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

Buy Apartment in City Center (m2)

$19.4K $19.4K

Buy Apartment Outside City Center (m2)

$6,806 $6,806

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

6.82

38.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Falmouth: October 11, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Falmouth

$382 38.2%

New York, NY

$545 11% 42.6% $163

Monthly Utilities & Internet

Falmouth

$252 25.2%

New York, NY

$364 7.4% 44.4% $112

Eating Out

Falmouth

$218 21.8%

New York, NY

$404 8.2% 85.5% $186

Clothing & Footwear

Falmouth

$104 10.4%

New York, NY

$172 3.5% 64.8% $68

Sport & Entertainment

Falmouth

$27 * 2.7%

New York, NY

$168 3.4% 527% $142

Getting Around

Falmouth

$17 * 1.7%

New York, NY

$167 3.4% 902% $150

Accommodation & Living

Falmouth

- * 0%

New York, NY

$3.1K 63.2%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $76.0 in Falmouth versus $122 in New York, NY. Monthly groceries follow the same trend: $382 vs $545 – making Falmouth the more affordable choice for daily food spending.

Good to know

🇯🇲 Falmouth

🇺🇸 New York, NY

🕒 Local time

03:47 3:47 AM

04:47 4:47 AM

1 h ahead of Falmouth

🌤 Weather

👥 Population

7,779

8,804,190

💱 Currency

Jamaican Dollar JMD $

United States Dollar USD $

📈 Exchange rate

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 18, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to JMD in detail →

On the map

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Between locations

Falmouth New York, NY 2,480 km ≈ 3 h 30 min nonstop flight

From you

Falmouth
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Falmouth vs New York, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 395% more than Falmouth, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,499 per month in Falmouth and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $76.0 in Falmouth and $122 in New York, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 43% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Falmouth, where all-in costs run around $1,000, than in New York, NY at $4,950. In Falmouth it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Falmouth costs $1,000 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Falmouth. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.