Cost of Living Comparison Between New York, NY and Fallston, MD Cost of Living Comparison Between New York, NY and Fallston, MD

Monthly Cost of Living

Monthly costs for one person with rent: $4,878 in New York, NY versus $2,591 in Fallston, MD.

Estimated couple costs with rent: $7,262 in New York, NY versus $3,730 in Fallston, MD.

Monthly costs for a family of three with rent: $9,645 in New York, NY versus $4,870 in Fallston, MD.

Living in New York, NY is roughly 88% more expensive than in Fallston, MD, driven mainly by Getting Around.

Both cities are pricier than the global median: New York, NY 255% above, Fallston, MD 89% above.

Meal at Budget Restaurant

$25.20 $25.20

$20.95 $20.95

20.29%

Three-Course Dinner for Two, Mid-Range

$150 $150

$66.4 $66.4

126.33%

Fast Food Meal (McDonalds, etc)

$13.98 $13.98

$11.34 $11.34

23.28%

Cappuccino

$6.39 $6.39

$4.95 $4.95

29.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.01 $4.01

$2.88 $2.88

39.24%

Water (0.33 liter bottle)

$2.91 $2.91

$1.89 $1.89

53.97%

Local Beer (0.5 liter draught)

$8.01 $8.01

$5.56 $5.56

44.06%

Imported Beer (0.33 liter bottle)

$9.94 $9.94

$7.80 $7.80

27.44%

Milk (1 liter)

$1.33 $1.33

$0.98 $0.98

35.71%

White Bread (500g)

$4.80 $4.80

$3.51 $3.51

36.75%

Rice (white) (1kg)

$6.81 $6.81

$4.27 $4.27

59.48%

Eggs

$5.67 $5.67

$4.30 $4.30

31.86%

Local Cheese (1kg)

$16.66 $16.66

$14.20 $14.20

17.32%

Chicken Fillets (1kg)

$14.82 $14.82

$11.20 $11.20

32.32%

Beef Round Steak (1kg)

$18.90 $18.90

$17.00 $17.00

11.18%

Apples (1kg)

$6.03 $6.03

$4.90 $4.90

23.06%

Banana (1kg)

$2.16 $2.16

$1.60 $1.60

35.00%

Oranges (1kg)

$5.67 $5.67

$4.39 $4.39

29.16%

Tomato (1kg)

$6.07 $6.07

$4.84 $4.84

25.41%

Potato (1kg)

$3.49 $3.49

$2.91 $2.91

19.93%

Onion (1kg)

$4.14 $4.14

$3.06 $3.06

35.29%

Lettuce (1 head)

$2.67 $2.67

$2.08 $2.08

28.37%

Water (1.5 liter bottle)

$2.56 $2.56

$2.19 $2.19

16.89%

Cigarettes 20 Pack (Marlboro, Camel)

$19.04 $19.04

$9.54 $9.54

99.58%

Wine (Bottle)

$19.73 $19.73

$15.37 $15.37

28.37%

Local Beer (0.5 liter bottle)

$3.30 $3.30

$1.77 $1.77

86.44%

Imported Beer (0.33 liter bottle)

$3.97 $3.97

$3.59 $3.59

10.58%

One-way Ticket (Public Transport)

$2.99 $2.99

$2.25 $2.25

32.89%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$2.94 $2.94

$2.93 $2.93

0.34%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.91 $1.91

10.99%

Taxi 1hour Waiting (Normal Tariff)

$41.24 $41.24

$32.57 $32.57

26.62%

Gasoline (1 liter)

$1.11 $1.11

$0.97 $0.97

14.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$31.6K $31.6K

11.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$24.0K $24.0K

4.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 $218

$226 $226

-3.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$76.5 $76.5

$60.8 $60.8

25.91%

Internet (50+ Mbps, Unlimited Data)

$76.0 $76.0

$78.4 $78.4

-3.15%

Gym Membership (Monthly)

$128 $128

$37.45 $37.45

241.12%

Tennis Court (1 Hour on Weekend)

$63.2 $63.2

Cinema Ticket

$23.94 $23.94

$12.87 $12.87

86.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,313 $3,313

$1,244 $1,244

166.39%

International Primary School, 1 Child (Yearly)

$60.8K $60.8K

$25.2K $25.2K

141.15%

Jeans (Levis 501 Or Similar)

$74.0 $74.0

$56.9 $56.9

29.97%

Summer Dress (H&M, Zara, etc)

$56.3 $56.3

$38.09 $38.09

47.73%

Sport Shoes (Adidas, Nike)

$116 $116

$97.9 $97.9

18.94%

Men's Leather Business Shoes

$130 $130

$102 $102

27.75%

1-bedroom Apartment, City Center (Monthly)

$4,391 $4,391

$1,440 $1,440

204.87%

1-bedroom Apartment, Outside City Center (Monthly)

$3,088 $3,088

$1,154 $1,154

167.46%

3-bedroom Apartment, City Center (Monthly)

$9,291 $9,291

$2,324 $2,324

299.83%

3-bedroom Apartment, Outside City Center (Monthly)

$5,460 $5,460

$2,319 $2,319

135.42%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,135 $3,135

515.38%

Buy Apartment Outside City Center (m2)

$6,723 $6,723

$2,117 $2,117

217.55%

Average Monthly Net Salary (After Tax)

$5,364 $5,364

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.12

5.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: August 29, 2026

Last update for Fallston, MD: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,391 in New York, NY and $1,440 in Fallston, MD. Housing cost is often the main lever when comparing two cities.

Dining out: $150 in New York, NY vs $66.0 in Fallston, MD for a mid-range dinner for two. Groceries echo the gap at $512 vs $401 per month, with Fallston, MD cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fallston, MD: Cost of Living - Frequently Asked Questions

Fallston, MD is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Getting Around. The 88% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $7,317 in New York, NY and $3,886 in Fallston, MD to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,391 in New York, NY versus $1,440 in Fallston, MD. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,313 in New York, NY versus $1,244 in Fallston, MD. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Fallston, MD – a meal for two runs $66.0 versus $150 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,591 in Fallston, MD versus $4,878 in New York, NY, a $2,500 budget is realistic in Fallston, MD but tight or insufficient in New York, NY. The gap between the two cities makes Fallston, MD the clear choice for anyone on this budget.

For families, Fallston, MD is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Fallston, MD gentler on the wallet – expenses run 88% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.