Cost of Living Comparison Between New York, NY and Evansville, IN Cost of Living Comparison Between New York, NY and Evansville, IN

Monthly Cost of Living

Monthly costs for one person with rent: $4,458 in New York, NY versus $2,584 in Evansville, IN.

Estimated couple costs with rent: $7,020 in New York, NY versus $3,456 in Evansville, IN.

Monthly costs for a family of three with rent: $9,582 in New York, NY versus $4,329 in Evansville, IN.

Living in New York, NY is roughly 73% more expensive than Evansville, IN, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 232% above, Evansville, IN 92% above.

Meal at Budget Restaurant

$29.87 $29.87

$15.03 $15.03

98.74%

Three-Course Dinner for Two, Mid-Range

$148 $148

$66.5 $66.5

122.03%

Fast Food Meal (McDonalds, etc)

$12.37 $12.37

$12.08 $12.08

2.40%

Cappuccino

$6.07 $6.07

$5.14 $5.14

18.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.12 $2.12

51.42%

Water (0.33 liter bottle)

$2.65 $2.65

$1.78 $1.78

48.88%

Local Beer (0.5 liter draught)

$7.88 $7.88

$4.68 $4.68

68.38%

Imported Beer (0.33 liter bottle)

$12.19 $12.19

$6.43 $6.43

89.58%

Milk (1 liter)

$1.55 $1.55

$0.78 $0.78

98.72%

White Bread (500g)

$5.14 $5.14

$2.65 $2.65

93.96%

Rice (white) (1kg)

$8.16 $8.16

$4.75 $4.75

71.79%

Eggs

$6.96 $6.96

$3.21 $3.21

116.82%

Local Cheese (1kg)

$17.53 $17.53

$8.63 $8.63

103.13%

Chicken Fillets (1kg)

$16.22 $16.22

$7.79 $7.79

108.22%

Beef Round Steak (1kg)

$20.40 $20.40

$16.44 $16.44

24.09%

Apples (1kg)

$7.60 $7.60

$4.71 $4.71

61.36%

Banana (1kg)

$2.45 $2.45

$1.29 $1.29

89.92%

Oranges (1kg)

$5.64 $5.64

$3.54 $3.54

59.32%

Tomato (1kg)

$6.47 $6.47

$4.47 $4.47

44.74%

Potato (1kg)

$3.72 $3.72

$3.25 $3.25

14.46%

Onion (1kg)

$3.99 $3.99

$3.28 $3.28

21.65%

Lettuce (1 head)

$3.15 $3.15

$1.97 $1.97

59.90%

Water (1.5 liter bottle)

$2.45 $2.45

$1.86 $1.86

31.72%

Cigarettes 20 Pack (Marlboro, Camel)

$18.92 $18.92

$6.85 $6.85

176.20%

Wine (Bottle)

$20.27 $20.27

$12.17 $12.17

66.56%

Local Beer (0.5 liter bottle)

$2.88 $2.88

$1.85 $1.85

55.68%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$3.24 $3.24

19.75%

One-way Ticket (Public Transport)

$2.89 $2.89

$2.04 $2.04

41.67%

Public Transport Monthly Pass (Regular Price)

$132 $132

$42.17 $42.17

213.82%

Taxi Start (Normal Tariff)

$5.10 $5.10

$2.95 $2.95

72.88%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$1.64 $1.64

33.54%

Taxi 1hour Waiting (Normal Tariff)

$42.50 $42.50

$29.73 $29.73

42.95%

Gasoline (1 liter)

$0.95 $0.95

$0.85 $0.85

11.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$30.0K $30.0K

18.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$26.0K $26.0K

8.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$208 $208

-13.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$61.8 $61.8

-3.14%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$62.7 $62.7

1.72%

Gym Membership (Monthly)

$141 $141

$36.38 $36.38

287.30%

Tennis Court (1 Hour on Weekend)

$64.9 $64.9

$24.58 $24.58

163.87%

Cinema Ticket

$19.92 $19.92

$11.98 $11.98

66.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,208 $3,208

$1,152 $1,152

178.48%

International Primary School, 1 Child (Yearly)

$57.8K $57.8K

$24.9K $24.9K

132.19%

Jeans (Levis 501 Or Similar)

$68.3 $68.3

$55.7 $55.7

22.60%

Summer Dress (H&M, Zara, etc)

$48.77 $48.77

$34.58 $34.58

41.04%

Sport Shoes (Adidas, Nike)

$113 $113

$75.9 $75.9

48.68%

Men's Leather Business Shoes

$172 $172

$162 $162

6.68%

1-bedroom Apartment, City Center (Monthly)

$4,213 $4,213

$917 $917

359.21%

1-bedroom Apartment, Outside City Center (Monthly)

$2,706 $2,706

$1,376 $1,376

96.58%

3-bedroom Apartment, City Center (Monthly)

$8,515 $8,515

$1,769 $1,769

381.47%

3-bedroom Apartment, Outside City Center (Monthly)

$5,231 $5,231

$1,684 $1,684

210.53%

Buy Apartment in City Center (m2)

$17.9K $17.9K

$1,502 $1,502

1092.81%

Buy Apartment Outside City Center (m2)

$6,389 $6,389

$1,546 $1,546

313.13%

Average Monthly Net Salary (After Tax)

$5,445 $5,445

$3,419 $3,419

59.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.56

-1.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 7, 2026

Last update for Evansville, IN: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,213 in New York, NY and $917 in Evansville, IN. Housing cost is often the main lever when comparing two cities.

New York, NY pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $148 in New York, NY vs $66.0 in Evansville, IN for a mid-range dinner for two. Groceries echo the gap at $554 vs $335 per month, with Evansville, IN cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Evansville, IN: Cost of Living - Frequently Asked Questions

New York, NY and Evansville, IN differ by about 73% in total monthly costs ($4,458 vs $2,584 including rent). Evansville, IN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

New York, NY pays 59% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,213 in New York, NY versus $917 in Evansville, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,208 in New York, NY versus $1,152 in Evansville, IN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 65% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

At $2,584 in Evansville, IN versus $4,458 in New York, NY, a $3,000 budget is realistic in Evansville, IN but tight or insufficient in New York, NY. The gap between the two cities makes Evansville, IN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Evansville, IN gentler on the wallet – expenses run 73% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.