Cost of Living Comparison Between New York, NY and Evansville, IN Cost of Living Comparison Between New York, NY and Evansville, IN

Monthly Cost of Living

Monthly costs for one person with rent: $4,841 in New York, NY versus $2,303 in Evansville, IN.

Estimated couple costs with rent: $7,287 in New York, NY versus $3,458 in Evansville, IN.

Monthly costs for a family of three with rent: $9,734 in New York, NY versus $4,613 in Evansville, IN.

Living in New York, NY is roughly 110% more expensive than in Evansville, IN, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 254% above, Evansville, IN 68% above.

Meal at Budget Restaurant

$25.33 $25.33

$19.90 $19.90

27.29%

Three-Course Dinner for Two, Mid-Range

$142 $142

$59.7 $59.7

138.27%

Fast Food Meal (McDonalds, etc)

$13.78 $13.78

$12.07 $12.07

14.17%

Cappuccino

$6.19 $6.19

$5.13 $5.13

20.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 $3.69

$2.70 $2.70

36.67%

Water (0.33 liter bottle)

$2.96 $2.96

$1.86 $1.86

59.14%

Local Beer (0.5 liter draught)

$7.76 $7.76

$4.94 $4.94

57.09%

Imported Beer (0.33 liter bottle)

$10.14 $10.14

$6.84 $6.84

48.25%

Milk (1 liter)

$1.39 $1.39

$0.81 $0.81

71.60%

White Bread (500g)

$4.59 $4.59

$2.55 $2.55

80.00%

Rice (white) (1kg)

$6.94 $6.94

$4.85 $4.85

43.09%

Eggs

$5.79 $5.79

$3.21 $3.21

80.37%

Local Cheese (1kg)

$17.32 $17.32

$9.46 $9.46

83.09%

Chicken Fillets (1kg)

$15.04 $15.04

$6.55 $6.55

129.62%

Beef Round Steak (1kg)

$18.02 $18.02

$17.29 $17.29

4.22%

Apples (1kg)

$6.29 $6.29

$5.71 $5.71

10.16%

Banana (1kg)

$2.13 $2.13

$1.45 $1.45

46.90%

Oranges (1kg)

$5.80 $5.80

$4.80 $4.80

20.83%

Tomato (1kg)

$6.28 $6.28

$4.19 $4.19

49.88%

Potato (1kg)

$3.39 $3.39

$2.41 $2.41

40.66%

Onion (1kg)

$4.27 $4.27

$2.95 $2.95

44.75%

Lettuce (1 head)

$2.77 $2.77

$2.10 $2.10

31.90%

Water (1.5 liter bottle)

$2.56 $2.56

$2.34 $2.34

9.40%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$8.66 $8.66

115.94%

Wine (Bottle)

$20.30 $20.30

$12.05 $12.05

68.46%

Local Beer (0.5 liter bottle)

$3.15 $3.15

$1.83 $1.83

72.13%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$3.00 $3.00

34.33%

One-way Ticket (Public Transport)

$2.97 $2.97

$2.03 $2.03

46.31%

Public Transport Monthly Pass (Regular Price)

$138 $138

$59.4 $59.4

132.74%

Taxi Start (Normal Tariff)

$3.09 $3.09

$2.06 $2.06

50.00%

Taxi (Normal Tariff) (1km)

$2.14 $2.14

$1.70 $1.70

25.88%

Taxi 1hour Waiting (Normal Tariff)

$41.56 $41.56

$33.91 $33.91

22.56%

Gasoline (1 liter)

$1.13 $1.13

$0.92 $0.92

22.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$36.5K $36.5K

-2.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$26.1K $26.1K

-1.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$232 $232

1.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.7 $73.7

$65.8 $65.8

12.03%

Internet (50+ Mbps, Unlimited Data)

$72.4 $72.4

$68.6 $68.6

5.52%

Gym Membership (Monthly)

$125 $125

$40.45 $40.45

209.49%

Tennis Court (1 Hour on Weekend)

$63.1 $63.1

$25.48 $25.48

147.49%

Cinema Ticket

$23.37 $23.37

$12.09 $12.09

93.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,353 $3,353

$274 $274

1124.28%

International Primary School, 1 Child (Yearly)

$61.0K $61.0K

$24.3K $24.3K

151.25%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$58.2 $58.2

24.45%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$41.94 $41.94

24.37%

Sport Shoes (Adidas, Nike)

$116 $116

$81.3 $81.3

43.34%

Men's Leather Business Shoes

$124 $124

$147 $147

-15.77%

1-bedroom Apartment, City Center (Monthly)

$4,438 $4,438

$1,154 $1,154

284.76%

1-bedroom Apartment, Outside City Center (Monthly)

$3,045 $3,045

$985 $985

209.31%

3-bedroom Apartment, City Center (Monthly)

$9,088 $9,088

$1,824 $1,824

398.24%

3-bedroom Apartment, Outside City Center (Monthly)

$5,404 $5,404

$1,849 $1,849

192.21%

Buy Apartment in City Center (m2)

$18.8K $18.8K

$1,525 $1,525

1133.24%

Buy Apartment Outside City Center (m2)

$6,500 $6,500

$1,503 $1,503

332.52%

Average Monthly Net Salary (After Tax)

$5,258 $5,258

$3,314 $3,314

58.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.08

6.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 12, 2026

Last update for Evansville, IN: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,438 in New York, NY and $1,154 in Evansville, IN. Housing cost is often the main lever when comparing two cities.

New York, NY pays 59% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $142 in New York, NY vs $60.0 in Evansville, IN for a mid-range dinner for two. Groceries echo the gap at $516 vs $345 per month, with Evansville, IN cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Evansville, IN: Cost of Living - Frequently Asked Questions

New York, NY and Evansville, IN differ by about 110% in total monthly costs ($4,841 vs $2,303 including rent). Evansville, IN is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 59% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,438 in New York, NY versus $1,154 in Evansville, IN. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,353 in New York, NY versus $274 in Evansville, IN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 49% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

At $2,303 in Evansville, IN versus $4,841 in New York, NY, a $3,000 budget is realistic in Evansville, IN but tight or insufficient in New York, NY. The gap between the two cities makes Evansville, IN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Evansville, IN gentler on the wallet – expenses run 110% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.