Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Evansville, IN

For one person, living is cheaper in Evansville, IN: $2,202 a month against $4,906 in New York, NY, rent and utilities included – about $32,400 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Evansville, IN, United States
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Evansville, IN
🇺🇸 United States
$2,202
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Evansville, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Evansville, IN actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $2,202 in Evansville, IN.

  • New York, NY $4,906
  • Evansville, IN $2,202

Estimated couple costs with rent: $7,273 in New York, NY versus $3,198 in Evansville, IN.

  • New York, NY $7,273
  • Evansville, IN $3,198

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $4,194 in Evansville, IN.

  • New York, NY $9,641
  • Evansville, IN $4,194

Living in New York, NY is roughly 123% more expensive than in Evansville, IN, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Evansville, IN 63% above.

Currency
🍽 Eating Out
New York, NY
Evansville, IN
Difference
Meal at Budget Restaurant
$26.93 $26.93
$19.87 $19.87
35.53%
Three-Course Dinner for Two, Mid-Range
$117 $117
$60.6 $60.6
92.85%
Fast Food Meal (McDonalds, etc)
$14.60 $14.60
$12.05 $12.05
21.16%
Cappuccino
$6.54 $6.54
$5.08 $5.08
28.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.86 $3.86
$2.66 $2.66
45.11%
Water (0.33 liter bottle)
$2.95 $2.95
$1.93 $1.93
52.85%
Local Beer (0.5 liter draught)
$8.08 $8.08
$4.89 $4.89
65.24%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$6.96 $6.96
41.52%
🛒 Groceries & Markets
New York, NY
Evansville, IN
Difference
Milk (1 liter)
$1.31 $1.31
$0.77 $0.77
70.13%
White Bread (500g)
$4.97 $4.97
$2.46 $2.46
102.03%
Rice (white) (1kg)
$7.70 $7.70
$4.78 $4.78
61.09%
Eggs
$6.09 $6.09
$3.16 $3.16
92.72%
Local Cheese (1kg)
$19.55 $19.55
$9.23 $9.23
111.81%
Chicken Fillets (1kg)
$17.59 $17.59
$6.80 $6.80
158.68%
Beef Round Steak (1kg)
$20.26 $20.26
$16.96 $16.96
19.46%
Apples (1kg)
$6.99 $6.99
$5.73 $5.73
21.99%
Banana (1kg)
$2.21 $2.21
$1.46 $1.46
51.37%
Oranges (1kg)
$6.72 $6.72
$4.98 $4.98
34.94%
Tomato (1kg)
$7.12 $7.12
$4.23 $4.23
68.32%
Potato (1kg)
$4.61 $4.61
$2.41 $2.41
91.29%
Onion (1kg)
$4.78 $4.78
$2.91 $2.91
64.26%
Lettuce (1 head)
$2.87 $2.87
$2.00 $2.00
43.50%
Water (1.5 liter bottle)
$2.69 $2.69
$2.11 $2.11
27.49%
Cigarettes 20 Pack (Marlboro, Camel)
$19.14 $19.14
$11.20 $11.20
70.89%
Wine (Bottle)
$19.63 $19.63
$12.16 $12.16
61.43%
Local Beer (0.5 liter bottle)
$3.32 $3.32
$1.82 $1.82
82.42%
Imported Beer (0.33 liter bottle)
$4.19 $4.19
$2.58 $2.58
62.40%
🚌 Getting Around
New York, NY
Evansville, IN
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$0.77 $0.77
292.21%
Public Transport Monthly Pass (Regular Price)
$139 $139
$60.2 $60.2
131.60%
Taxi Start (Normal Tariff)
$3.04 $3.04
$1.97 $1.97
54.31%
Taxi (Normal Tariff) (1km)
$2.20 $2.20
$1.70 $1.70
29.41%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$34.59 $34.59
19.49%
Gasoline (1 liter)
$1.13 $1.13
$0.90 $0.90
25.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$27.3K $27.3K
26.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$26.7K $26.7K
-3.24%
🧾 Monthly Utilities & Internet
New York, NY
Evansville, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 $232
$231 $231
0.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.0 $71.0
$60.7 $60.7
17.06%
Internet (50+ Mbps, Unlimited Data)
$67.7 $67.7
$65.0 $65.0
4.04%
🎉 Sport & Entertainment
New York, NY
Evansville, IN
Difference
Gym Membership (Monthly)
$115 $115
$28.53 $28.53
304.38%
Tennis Court (1 Hour on Weekend)
$76.8 $76.8
$25.19 $25.19
204.92%
Cinema Ticket
$22.41 $22.41
$11.94 $11.94
87.69%
🧸 Childcare & Education
New York, NY
Evansville, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,606 $3,606
$271 $271
1232.10%
International Primary School, 1 Child (Yearly)
$68.7K $68.7K
$15.1K $15.1K
354.06%
👕👟 Clothing & Footwear
New York, NY
Evansville, IN
Difference
Jeans (Levis 501 Or Similar)
$79.3 $79.3
$56.7 $56.7
39.82%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$42.36 $42.36
21.34%
Sport Shoes (Adidas, Nike)
$121 $121
$78.5 $78.5
54.21%
Men's Leather Business Shoes
$140 $140
$144 $144
-2.44%
🏠 Accommodation & Living
New York, NY
Evansville, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,555 $4,555
$1,350 $1,350
237.48%
1-bedroom Apartment, Outside City Center (Monthly)
$3,040 $3,040
$921 $921
230.06%
3-bedroom Apartment, City Center (Monthly)
$9,742 $9,742
$2,607 $2,607
273.71%
3-bedroom Apartment, Outside City Center (Monthly)
$5,331 $5,331
$1,458 $1,458
265.62%
Buy Apartment in City Center (m2)
$18.2K $18.2K
$1,711 $1,711
965.02%
Buy Apartment Outside City Center (m2)
$6,685 $6,685
$1,401 $1,401
377.30%
💵 Salaries & Financials
New York, NY
Evansville, IN
Difference
Average Monthly Net Salary (After Tax)
$5,096 $5,096
$3,378 $3,378
50.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
6.58
4.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Evansville, IN: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3K
Evansville, IN
$921 69.7% $2.1K
Groceries & Markets
New York, NY
$567
Evansville, IN
$340 40% $227
Eating Out
New York, NY
$425
Evansville, IN
$313 26.4% $112
Monthly Utilities & Internet
New York, NY
$371
Evansville, IN
$357 3.9% $14
Clothing & Footwear
New York, NY
$176
Evansville, IN
$145 18% $32
Getting Around
New York, NY
$165
Evansville, IN
$74 55.4% $92
Sport & Entertainment
New York, NY
$160
Evansville, IN
$52 67.3% $108

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $1,350 in Evansville, IN. Housing cost is often the main lever when comparing two cities.

New York, NY pays 51% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $117 in New York, NY vs $61 in Evansville, IN for a mid-range dinner for two. Groceries echo the gap at $567 vs $340 per month, with Evansville, IN cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Evansville, IN
🕒 Local time
12:41 12:41 PM
11:41 11:41 AM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
115,738
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

On the map
Between locations
  • New York, NY Evansville, IN 1,190 km ≈ 2 h nonstop flight
From you
  • New York, NY
  • Evansville, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Evansville, IN: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in New York, NY and in Evansville, IN?
Total monthly costs including rent come to $4,906 in New York, NY and $2,202 in Evansville, IN, so Evansville, IN is about 55% cheaper – a gap that matters a lot on a fixed or modest income.
Which city pays better: New York, NY or Evansville, IN?
Average pay runs 51% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in New York, NY and in Evansville, IN?
Rent for a central apartment: $4,555 in New York, NY versus $1,350 in Evansville, IN. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between New York, NY and Evansville, IN?
Childcare runs $3,606 in New York, NY versus $271 in Evansville, IN. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 67% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $3,000 per month?
At $2,202 in Evansville, IN versus $4,906 in New York, NY, a $3,000 budget is realistic in Evansville, IN but tight or insufficient in New York, NY. The gap between the two cities makes Evansville, IN the clear choice for anyone on this budget.
How does quality of life compare between New York, NY and Evansville, IN?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: New York, NY or Evansville, IN?
Expats usually find Evansville, IN gentler on the wallet – expenses run 55% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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