Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Eugene, OR

For one person, living is cheaper in Eugene, OR: $2,625 a month against $4,938 in New York, NY, rent and utilities included – about $27,800 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
127

Cost of Living Index in Eugene, OR
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Eugene, OR Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Eugene, OR

🇺🇸 United States

$2,625

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Eugene, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Eugene, OR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,625 in Eugene, OR.

New York, NY $4,938
Eugene, OR $2,625

Estimated couple costs with rent: $7,273 in New York, NY versus $3,832 in Eugene, OR.

New York, NY $7,273
Eugene, OR $3,832

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $5,039 in Eugene, OR.

New York, NY $9,608
Eugene, OR $5,039

Living in New York, NY is roughly 88% more expensive than in Eugene, OR, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Eugene, OR 94% above.

Meal at Budget Restaurant

$24.99 $24.99

$18.27 $18.27

36.78%

Three-Course Dinner for Two, Mid-Range

$120 $120

$75.0 $75.0

60.47%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.85 $10.85

26.64%

Cappuccino

$6.60 $6.60

$4.96 $4.96

33.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.82 $2.82

35.46%

Water (0.33 liter bottle)

$2.87 $2.87

$2.13 $2.13

34.74%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.87 $5.87

35.43%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$5.89 $5.89

70.80%

Milk (1 liter)

$1.37 $1.37

$1.07 $1.07

28.04%

White Bread (500g)

$4.75 $4.75

$3.84 $3.84

23.70%

Rice (white) (1kg)

$7.69 $7.69

$5.16 $5.16

49.03%

Eggs

$5.87 $5.87

$3.63 $3.63

61.71%

Local Cheese (1kg)

$19.25 $19.25

$10.16 $10.16

89.47%

Chicken Fillets (1kg)

$17.83 $17.83

$13.98 $13.98

27.54%

Beef Round Steak (1kg)

$19.03 $19.03

$20.18 $20.18

-5.70%

Apples (1kg)

$6.69 $6.69

$3.74 $3.74

78.88%

Banana (1kg)

$2.29 $2.29

$1.67 $1.67

37.13%

Oranges (1kg)

$6.41 $6.41

$3.83 $3.83

67.36%

Tomato (1kg)

$6.75 $6.75

$3.33 $3.33

102.70%

Potato (1kg)

$3.93 $3.93

$2.16 $2.16

81.94%

Onion (1kg)

$4.52 $4.52

$2.16 $2.16

109.26%

Lettuce (1 head)

$2.79 $2.79

$1.91 $1.91

46.07%

Water (1.5 liter bottle)

$2.51 $2.51

$1.92 $1.92

30.73%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$11.56 $11.56

56.57%

Wine (Bottle)

$20.16 $20.16

$13.71 $13.71

47.05%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.72 $1.72

89.53%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.46 $3.46

8.38%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.92 $1.92

52.08%

Public Transport Monthly Pass (Regular Price)

$143 $143

$44.48 $44.48

220.64%

Taxi Start (Normal Tariff)

$3.06 $3.06

$4.94 $4.94

-38.06%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.29 $1.29

67.44%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$30.05 $30.05

37.54%

Gasoline (1 liter)

$1.12 $1.12

$1.27 $1.27

-11.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$25.3K $25.3K

30.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$24.1K $24.1K

6.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$151 $151

44.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$46.48 $46.48

62.07%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$63.8 $63.8

10.47%

Gym Membership (Monthly)

$116 $116

$47.52 $47.52

143.06%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$17.26 $17.26

291.77%

Cinema Ticket

$21.37 $21.37

$13.78 $13.78

55.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,200 $1,200

185.86%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$12.2K $12.2K

404.72%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$59.0 $59.0

26.98%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$44.91 $44.91

16.10%

Sport Shoes (Adidas, Nike)

$117 $117

$100.0 $100.0

16.74%

Men's Leather Business Shoes

$135 $135

$103 $103

30.44%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,458 $1,458

198.09%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,398 $1,398

123.02%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,471 $2,471

268.66%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,253 $2,253

138.81%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,241 $3,241

494.87%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$3,276 $3,276

111.93%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$3,906 $3,906

34.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.67

2.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Eugene, OR: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Eugene, OR

$1.4K 53.2% 55.2% $1.7K

Groceries & Markets

New York, NY

$552 11.2%

Eugene, OR

$390 14.9% 29.3% $162

Eating Out

New York, NY

$407 8.2%

Eugene, OR

$299 11.4% 26.5% $108

Monthly Utilities & Internet

New York, NY

$365 7.4%

Eugene, OR

$262 10% 28.4% $104

Clothing & Footwear

New York, NY

$170 3.5%

Eugene, OR

$138 5.3% 18.8% $32

Getting Around

New York, NY

$168 3.4%

Eugene, OR

$64 2.4% 62.2% $105

Sport & Entertainment

New York, NY

$158 3.2%

Eugene, OR

$75 2.9% 52.5% $83

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,458 in Eugene, OR. Housing cost is often the main lever when comparing two cities.

New York, NY pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $75.0 in Eugene, OR for a mid-range dinner for two. Groceries echo the gap at $552 vs $390 per month, with Eugene, OR cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Eugene, OR

🕒 Local time

03:18 3:18 AM

00:18 12:18 AM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

159,150

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Eugene, OR 3,980 km ≈ 5 h nonstop flight

From you

New York, NY
Eugene, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Eugene, OR: Cost of Living - Frequently Asked Questions

New York, NY and Eugene, OR differ by about 88% in total monthly costs ($4,938 vs $2,625 including rent). Eugene, OR is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 34% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $1,458 in Eugene, OR. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,938 per month in New York, NY versus $2,625 in Eugene, OR – a 88% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Eugene, OR runs roughly 221% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Eugene, OR is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Eugene, OR gentler on the wallet – expenses run 88% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.