Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Elizabethtown, KY

For one person, living is cheaper in Elizabethtown, KY: $2,040 a month against $4,906 in New York, NY, rent and utilities included – about $34,400 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
97

Cost of Living Index in Elizabethtown, KY
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Elizabethtown, KY Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Elizabethtown, KY

🇺🇸 United States

$2,040

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Elizabethtown, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Elizabethtown, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $2,040 in Elizabethtown, KY.

New York, NY $4,906
Elizabethtown, KY $2,040

Estimated couple costs with rent: $7,273 in New York, NY versus $2,929 in Elizabethtown, KY.

New York, NY $7,273
Elizabethtown, KY $2,929

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $3,819 in Elizabethtown, KY.

New York, NY $9,641
Elizabethtown, KY $3,819

Living in New York, NY is roughly 140% more expensive than in Elizabethtown, KY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Elizabethtown, KY 51% above.

Meal at Budget Restaurant

$26.93 $26.93

$15.02 $15.02

79.29%

Three-Course Dinner for Two, Mid-Range

$117 $117

$50.4 $50.4

131.59%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$9.24 $9.24

58.01%

Cappuccino

$6.54 $6.54

$4.81 $4.81

35.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.25 $2.25

71.56%

Water (0.33 liter bottle)

$2.95 $2.95

$1.67 $1.67

76.65%

Local Beer (0.5 liter draught)

$8.08 $8.08

$5.10 $5.10

58.43%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$7.69 $7.69

28.09%

Milk (1 liter)

$1.31 $1.31

$0.82 $0.82

59.76%

White Bread (500g)

$4.97 $4.97

$2.23 $2.23

122.87%

Rice (white) (1kg)

$7.70 $7.70

$2.02 $2.02

281.19%

Eggs

$6.09 $6.09

$2.73 $2.73

123.08%

Local Cheese (1kg)

$19.55 $19.55

$12.69 $12.69

54.06%

Chicken Fillets (1kg)

$17.59 $17.59

$10.98 $10.98

60.20%

Beef Round Steak (1kg)

$20.26 $20.26

$16.36 $16.36

23.84%

Apples (1kg)

$6.99 $6.99

$5.56 $5.56

25.72%

Banana (1kg)

$2.21 $2.21

$1.59 $1.59

38.99%

Oranges (1kg)

$6.72 $6.72

$4.31 $4.31

55.92%

Tomato (1kg)

$7.12 $7.12

$4.84 $4.84

47.11%

Potato (1kg)

$4.61 $4.61

$2.53 $2.53

82.21%

Onion (1kg)

$4.78 $4.78

$3.30 $3.30

44.85%

Lettuce (1 head)

$2.87 $2.87

$2.02 $2.02

42.08%

Water (1.5 liter bottle)

$2.69 $2.69

$1.86 $1.86

44.62%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$5.99 $5.99

219.53%

Wine (Bottle)

$19.63 $19.63

$15.03 $15.03

30.61%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.10 $2.10

58.10%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.10 $3.10

35.16%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.82 $3.82

-20.42%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.26 $1.26

74.60%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$25.34 $25.34

63.10%

Gasoline (1 liter)

$1.13 $1.13

$0.81 $0.81

39.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$36.7K $36.7K

-6.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.1K $25.1K

2.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$153 $153

52.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$79.6 $79.6

-10.81%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$71.2 $71.2

-4.93%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$11.16 $11.16

100.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,333 $1,333

170.57%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$25.0K $25.0K

175.29%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$45.09 $45.09

75.76%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$40.55 $40.55

26.76%

Sport Shoes (Adidas, Nike)

$121 $121

$85.9 $85.9

41.01%

Men's Leather Business Shoes

$140 $140

$85.9 $85.9

63.54%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,169 $1,169

289.71%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$964 $964

215.23%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,944 $1,944

401.07%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,502 $1,502

254.91%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$1,730 $1,730

953.13%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$1,785 $1,785

274.62%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$3,299 $3,299

54.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.84

0.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Elizabethtown, KY: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Elizabethtown, KY

$964 47.3% 68.3% $2.1K

Groceries & Markets

New York, NY

$567 11.6%

Elizabethtown, KY

$362 17.7% 36.3% $206

Eating Out

New York, NY

$425 8.7%

Elizabethtown, KY

$262 12.9% 38.3% $163

Monthly Utilities & Internet

New York, NY

$371 7.6%

Elizabethtown, KY

$303 14.9% 18.2% $68

Clothing & Footwear

New York, NY

$176 3.6%

Elizabethtown, KY

$116 5.7% 34.4% $61

Getting Around

New York, NY

$165 3.4%

Elizabethtown, KY

$10 * 0.5% 93.9% $155

Sport & Entertainment

New York, NY

$160 3.3%

Elizabethtown, KY

$22 * 1.1% 86.1% $138

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $1,169 in Elizabethtown, KY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $117 in New York, NY vs $50 in Elizabethtown, KY for a mid-range dinner for two. Groceries echo the gap at $567 vs $362 per month, with Elizabethtown, KY cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Elizabethtown, KY

🕒 Local time

19:36 7:36 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

23,406

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Elizabethtown, KY 1,060 km ≈ 1 h 45 min nonstop flight

From you

New York, NY
Elizabethtown, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Elizabethtown, KY: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $4,906 in New York, NY and $2,040 in Elizabethtown, KY, so Elizabethtown, KY is about 58% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 54% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,555 in New York, NY versus $1,169 in Elizabethtown, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,606 in New York, NY versus $1,333 in Elizabethtown, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Elizabethtown, KY – a meal for two runs $50 versus $117 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,040 in Elizabethtown, KY versus $4,906 in New York, NY, a $3,000 budget is realistic in Elizabethtown, KY but tight or insufficient in New York, NY. The gap between the two cities makes Elizabethtown, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Elizabethtown, KY wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.