Cost of Living Comparison Between Elizabethtown, KY and New York, NY Cost of Living Comparison Between Elizabethtown, KY and New York, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,347 in Elizabethtown, KY versus $4,557 in New York, NY.

Estimated couple costs with rent: $2,979 in Elizabethtown, KY versus $7,115 in New York, NY.

Monthly costs for a family of three with rent: $3,611 in Elizabethtown, KY versus $9,674 in New York, NY.

Living in Elizabethtown, KY costs roughly 49% less than in New York, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Elizabethtown, KY 75% above, New York, NY 240% above.

Meal at Budget Restaurant

$14.75 $14.75

$29.90 $29.90

-50.67%

Three-Course Dinner for Two, Mid-Range

$50.4 $50.4

$143 $143

-64.69%

Fast Food Meal (McDonalds, etc)

$8.09 $8.09

$12.67 $12.67

-36.15%

Cappuccino

$4.28 $4.28

$5.78 $5.78

-25.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 $2.11

$3.40 $3.40

-37.94%

Water (0.33 liter bottle)

$2.18 $2.18

$2.69 $2.69

-18.96%

Local Beer (0.5 liter draught)

$4.04 $4.04

$8.07 $8.07

-49.94%

Imported Beer (0.33 liter bottle)

$4.48 $4.48

$11.86 $11.86

-62.23%

Milk (1 liter)

$0.75 $0.75

$1.61 $1.61

-53.42%

White Bread (500g)

$2.23 $2.23

$5.14 $5.14

-56.61%

Rice (white) (1kg)

$1.99 $1.99

$8.17 $8.17

-75.64%

Eggs

$2.71 $2.71

$7.16 $7.16

-62.15%

Local Cheese (1kg)

$10.39 $10.39

$17.24 $17.24

-39.73%

Chicken Fillets (1kg)

$9.63 $9.63

$16.17 $16.17

-40.45%

Beef Round Steak (1kg)

$15.13 $15.13

$20.46 $20.46

-26.05%

Apples (1kg)

$4.05 $4.05

$7.33 $7.33

-44.75%

Banana (1kg)

$1.18 $1.18

$2.42 $2.42

-51.24%

Oranges (1kg)

$3.83 $3.83

$5.75 $5.75

-33.39%

Tomato (1kg)

$4.78 $4.78

$6.52 $6.52

-26.69%

Potato (1kg)

$2.02 $2.02

$3.81 $3.81

-46.98%

Onion (1kg)

$3.06 $3.06

$3.96 $3.96

-22.73%

Lettuce (1 head)

$1.81 $1.81

$3.08 $3.08

-41.23%

Water (1.5 liter bottle)

$1.40 $1.40

$2.46 $2.46

-43.09%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 $5.82

$19.03 $19.03

-69.42%

Wine (Bottle)

$14.73 $14.73

$20.16 $20.16

-26.93%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.89 $2.89

-30.80%

Imported Beer (0.33 liter bottle)

$1.75 $1.75

$3.74 $3.74

-53.21%

One-way Ticket (Public Transport)

$2.03 $2.03

$2.86 $2.86

-29.02%

Public Transport Monthly Pass (Regular Price)

$130 $130

Taxi Start (Normal Tariff)

$3.70 $3.70

$4.97 $4.97

-25.55%

Taxi (Normal Tariff) (1km)

$1.74 $1.74

$2.24 $2.24

-22.32%

Taxi 1hour Waiting (Normal Tariff)

$25.46 $25.46

$42.20 $42.20

-39.67%

Gasoline (1 liter)

$0.83 $0.83

$0.96 $0.96

-13.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K $35.2K

$34.7K $34.7K

1.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$28.1K $28.1K

-11.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 $122

$183 $183

-33.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$56.1 $56.1

$59.5 $59.5

-5.77%

Internet (50+ Mbps, Unlimited Data)

$57.3 $57.3

$63.4 $63.4

-9.61%

Gym Membership (Monthly)

$42.75 $42.75

$140 $140

-69.57%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$10.32 $10.32

$19.98 $19.98

-48.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,541 $1,541

$3,153 $3,153

-51.13%

International Primary School, 1 Child (Yearly)

$17.3K $17.3K

$56.3K $56.3K

-69.23%

Jeans (Levis 501 Or Similar)

$25.07 $25.07

$67.7 $67.7

-62.95%

Summer Dress (H&M, Zara, etc)

$39.39 $39.39

$48.48 $48.48

-18.75%

Sport Shoes (Adidas, Nike)

$84.0 $84.0

$115 $115

-27.15%

Men's Leather Business Shoes

$102 $102

$170 $170

-39.85%

1-bedroom Apartment, City Center (Monthly)

$1,032 $1,032

$4,113 $4,113

-74.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,362 $1,362

$2,651 $2,651

-48.62%

3-bedroom Apartment, City Center (Monthly)

$1,590 $1,590

$8,230 $8,230

-80.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,361 $1,361

$5,113 $5,113

-73.38%

Buy Apartment in City Center (m2)

$1,741 $1,741

$19.3K $19.3K

-91.00%

Buy Apartment Outside City Center (m2)

$1,742 $1,742

$8,754 $8,754

-80.10%

Average Monthly Net Salary (After Tax)

$3,294 $3,294

$5,049 $5,049

-34.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

6.44

1.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elizabethtown, KY: April 27, 2026

Last update for New York, NY: April 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,032 in Elizabethtown, KY and $4,113 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 53% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Elizabethtown, KY vs $143 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $319 vs $553 per month, with Elizabethtown, KY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elizabethtown, KY vs New York, NY: Cost of Living - Frequently Asked Questions

Elizabethtown, KY and New York, NY differ by about 94% in total monthly costs ($2,347 vs $4,557 including rent). Elizabethtown, KY is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, New York, NY earns 53% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,032 in Elizabethtown, KY versus $4,113 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,541 in Elizabethtown, KY versus $3,153 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Elizabethtown, KY – a meal for two runs $50.0 versus $143 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,347 in Elizabethtown, KY versus $4,557 in New York, NY, a $3,000 budget is realistic in Elizabethtown, KY but tight or insufficient in New York, NY. The gap between the two cities makes Elizabethtown, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Elizabethtown, KY gentler on the wallet – expenses run 94% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.