Last update: Nov 2026

Cost of Living Comparison Between Elizabethtown, KY and New York, NY

For one person, living is cheaper in Elizabethtown, KY: $2,040 a month against $4,906 in New York, NY, rent and utilities included – about $34,400 less a year. Rent and utilities account for most of the difference.

97

Cost of Living Index in Elizabethtown, KY
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Elizabethtown, KY Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Elizabethtown, KY

🇺🇸 United States

$2,040

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Elizabethtown, KY and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elizabethtown, KY and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,040 in Elizabethtown, KY versus $4,906 in New York, NY.

Elizabethtown, KY $2,040
New York, NY $4,906

Estimated couple costs with rent: $2,929 in Elizabethtown, KY versus $7,273 in New York, NY.

Elizabethtown, KY $2,929
New York, NY $7,273

Monthly costs for a family of three with rent: $3,819 in Elizabethtown, KY versus $9,641 in New York, NY.

Elizabethtown, KY $3,819
New York, NY $9,641

Living in Elizabethtown, KY costs roughly 58% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Elizabethtown, KY 51% above, New York, NY 263% above.

Meal at Budget Restaurant

$15.02 $15.02

$26.93 $26.93

-44.23%

Three-Course Dinner for Two, Mid-Range

$50.4 $50.4

$117 $117

-56.82%

Fast Food Meal (McDonalds, etc)

$9.24 $9.24

$14.60 $14.60

-36.71%

Cappuccino

$4.81 $4.81

$6.54 $6.54

-26.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 $2.25

$3.86 $3.86

-41.71%

Water (0.33 liter bottle)

$1.67 $1.67

$2.95 $2.95

-43.39%

Local Beer (0.5 liter draught)

$5.10 $5.10

$8.08 $8.08

-36.88%

Imported Beer (0.33 liter bottle)

$7.69 $7.69

$9.85 $9.85

-21.93%

Milk (1 liter)

$0.82 $0.82

$1.31 $1.31

-37.40%

White Bread (500g)

$2.23 $2.23

$4.97 $4.97

-55.13%

Rice (white) (1kg)

$2.02 $2.02

$7.70 $7.70

-73.77%

Eggs

$2.73 $2.73

$6.09 $6.09

-55.17%

Local Cheese (1kg)

$12.69 $12.69

$19.55 $19.55

-35.09%

Chicken Fillets (1kg)

$10.98 $10.98

$17.59 $17.59

-37.58%

Beef Round Steak (1kg)

$16.36 $16.36

$20.26 $20.26

-19.25%

Apples (1kg)

$5.56 $5.56

$6.99 $6.99

-20.46%

Banana (1kg)

$1.59 $1.59

$2.21 $2.21

-28.05%

Oranges (1kg)

$4.31 $4.31

$6.72 $6.72

-35.86%

Tomato (1kg)

$4.84 $4.84

$7.12 $7.12

-32.02%

Potato (1kg)

$2.53 $2.53

$4.61 $4.61

-45.12%

Onion (1kg)

$3.30 $3.30

$4.78 $4.78

-30.96%

Lettuce (1 head)

$2.02 $2.02

$2.87 $2.87

-29.62%

Water (1.5 liter bottle)

$1.86 $1.86

$2.69 $2.69

-30.86%

Cigarettes 20 Pack (Marlboro, Camel)

$5.99 $5.99

$19.14 $19.14

-68.70%

Wine (Bottle)

$15.03 $15.03

$19.63 $19.63

-23.43%

Local Beer (0.5 liter bottle)

$2.10 $2.10

$3.32 $3.32

-36.75%

Imported Beer (0.33 liter bottle)

$3.10 $3.10

$4.19 $4.19

-26.01%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.82 $3.82

$3.04 $3.04

25.66%

Taxi (Normal Tariff) (1km)

$1.26 $1.26

$2.20 $2.20

-42.73%

Taxi 1hour Waiting (Normal Tariff)

$25.34 $25.34

$41.33 $41.33

-38.69%

Gasoline (1 liter)

$0.81 $0.81

$1.13 $1.13

-28.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$34.5K $34.5K

6.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$25.8K $25.8K

-2.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 $153

$232 $232

-34.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$79.6 $79.6

$71.0 $71.0

12.12%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$67.7 $67.7

5.19%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$11.16 $11.16

$22.41 $22.41

-50.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,333 $1,333

$3,606 $3,606

-63.04%

International Primary School, 1 Child (Yearly)

$25.0K $25.0K

$68.7K $68.7K

-63.68%

Jeans (Levis 501 Or Similar)

$45.09 $45.09

$79.3 $79.3

-43.10%

Summer Dress (H&M, Zara, etc)

$40.55 $40.55

$51.4 $51.4

-21.11%

Sport Shoes (Adidas, Nike)

$85.9 $85.9

$121 $121

-29.08%

Men's Leather Business Shoes

$85.9 $85.9

$140 $140

-38.85%

1-bedroom Apartment, City Center (Monthly)

$1,169 $1,169

$4,555 $4,555

-74.34%

1-bedroom Apartment, Outside City Center (Monthly)

$964 $964

$3,040 $3,040

-68.28%

3-bedroom Apartment, City Center (Monthly)

$1,944 $1,944

$9,742 $9,742

-80.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,502 $1,502

$5,331 $5,331

-71.82%

Buy Apartment in City Center (m2)

$1,730 $1,730

$18.2K $18.2K

-90.50%

Buy Apartment Outside City Center (m2)

$1,785 $1,785

$6,685 $6,685

-73.31%

Average Monthly Net Salary (After Tax)

$3,299 $3,299

$5,096 $5,096

-35.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.84

6.89

-0.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elizabethtown, KY: November 3, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elizabethtown, KY

$964 47.3%

New York, NY

$3K 62% 215% $2.1K

Groceries & Markets

Elizabethtown, KY

$362 17.7%

New York, NY

$567 11.6% 56.9% $206

Monthly Utilities & Internet

Elizabethtown, KY

$303 14.9%

New York, NY

$371 7.6% 22.3% $68

Eating Out

Elizabethtown, KY

$262 12.9%

New York, NY

$425 8.7% 62.1% $163

Clothing & Footwear

Elizabethtown, KY

$116 5.7%

New York, NY

$176 3.6% 52.4% $61

Sport & Entertainment

Elizabethtown, KY

$22 * 1.1%

New York, NY

$160 3.3% 618% $138

Getting Around

Elizabethtown, KY

$10 * 0.5%

New York, NY

$165 3.4% 1535% $155

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,169 in Elizabethtown, KY and $4,555 in New York, NY. Housing cost is often the main lever when comparing two cities.

New York, NY pays 54% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50 in Elizabethtown, KY vs $117 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $362 vs $567 per month, with Elizabethtown, KY cheaper across the board.

Good to know

🇺🇸 Elizabethtown, KY

🇺🇸 New York, NY

🕒 Local time

19:22 7:22 PM

Same time as Elizabethtown, KY

🌤 Weather

👥 Population

23,406

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

On the map

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Between locations

Elizabethtown, KY New York, NY 1,060 km ≈ 1 h 45 min nonstop flight

From you

Elizabethtown, KY
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elizabethtown, KY vs New York, NY: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,040 in Elizabethtown, KY and $4,906 in New York, NY, so Elizabethtown, KY is about 58% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 35% lower in Elizabethtown, KY. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,169 in Elizabethtown, KY versus $4,555 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,333 in Elizabethtown, KY versus $3,606 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Elizabethtown, KY – a meal for two runs $50 versus $117 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,040 in Elizabethtown, KY versus $4,906 in New York, NY, a $3,000 budget is realistic in Elizabethtown, KY but tight or insufficient in New York, NY. The gap between the two cities makes Elizabethtown, KY the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Elizabethtown, KY wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.