Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Eliot, ME

For one person, living is cheaper in Eliot, ME: $2,785 a month against $4,941 in New York, NY, rent and utilities included – about $25,900 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
134

Cost of Living Index in Eliot, ME
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Eliot, ME Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Eliot, ME

🇺🇸 United States

$2,785

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Eliot, ME

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Eliot, ME actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,785 in Eliot, ME, rent included.

New York, NY $4,941
Eliot, ME $2,785

A couple spends around $7,225 per month in New York, NY vs $4,039 in Eliot, ME, rent included.

New York, NY $7,225
Eliot, ME $4,039

A family of three spends $9,509 per month in New York, NY vs $5,292 in Eliot, ME, rent included.

New York, NY $9,509
Eliot, ME $5,292

New York, NY costs about 77% more than Eliot, ME, and outside of rent the biggest gap is in eating out.

Both New York, NY and Eliot, ME sit above the global median – New York, NY by 263%, Eliot, ME by 105%.

Meal at Budget Restaurant

$28.55 $28.55

$18.34 $18.34

55.67%

Three-Course Dinner for Two, Mid-Range

$118 $118

$50.3 $50.3

135.35%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$9.04 $9.04

66.37%

Cappuccino

$6.53 $6.53

$5.09 $5.09

28.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$1.88 $1.88

110.64%

Water (0.33 liter bottle)

$3.01 $3.01

$1.47 $1.47

104.76%

Local Beer (0.5 liter draught)

$8.16 $8.16

$8.09 $8.09

0.87%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$9.18 $9.18

7.19%

Milk (1 liter)

$1.37 $1.37

$1.15 $1.15

19.13%

White Bread (500g)

$4.97 $4.97

$4.38 $4.38

13.47%

Rice (white) (1kg)

$7.81 $7.81

$6.87 $6.87

13.68%

Eggs

$5.97 $5.97

$6.11 $6.11

-2.29%

Local Cheese (1kg)

$18.91 $18.91

$15.88 $15.88

19.08%

Chicken Fillets (1kg)

$18.04 $18.04

$14.33 $14.33

25.89%

Beef Round Steak (1kg)

$19.05 $19.05

$19.43 $19.43

-1.96%

Apples (1kg)

$6.76 $6.76

$7.55 $7.55

-10.46%

Banana (1kg)

$2.27 $2.27

$2.02 $2.02

12.38%

Oranges (1kg)

$6.83 $6.83

$5.43 $5.43

25.78%

Tomato (1kg)

$7.09 $7.09

$7.75 $7.75

-8.52%

Potato (1kg)

$4.22 $4.22

$4.41 $4.41

-4.31%

Onion (1kg)

$4.65 $4.65

$4.11 $4.11

13.14%

Lettuce (1 head)

$2.87 $2.87

$2.91 $2.91

-1.37%

Water (1.5 liter bottle)

$2.60 $2.60

$2.86 $2.86

-9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$12.93 $12.93

45.17%

Wine (Bottle)

$20.13 $20.13

$15.57 $15.57

29.29%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$3.05 $3.05

13.11%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$4.44 $4.44

-9.46%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.91 $1.91

52.36%

Public Transport Monthly Pass (Regular Price)

$139 $139

$55.0 $55.0

152.67%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.55 $2.55

20.78%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.73 $1.73

22.54%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$27.59 $27.59

52.08%

Gasoline (1 liter)

$1.17 $1.17

$1.10 $1.10

6.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$29.5K $29.5K

16.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

-0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$248 $248

-11.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$44.72 $44.72

66.01%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$75.9 $75.9

-7.48%

Gym Membership (Monthly)

$112 $112

$40.38 $40.38

177.24%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$16.24 $16.24

36.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$2,663 $2,663

33.60%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$35.8K $35.8K

73.72%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$74.4 $74.4

1.63%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$52.1 $52.1

-1.69%

Sport Shoes (Adidas, Nike)

$123 $123

$112 $112

9.72%

Men's Leather Business Shoes

$140 $140

$153 $153

-8.57%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,569 $1,569

186.74%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,268 $1,268

142.73%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,494 $2,494

278.85%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,131 $2,131

143.54%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,464 $2,464

634.94%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,052 $2,052

226.17%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.66

3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Eliot, ME: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Eliot, ME

$1.3K 45.5% 58.8% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

Eliot, ME

$518 18.6% 8% $45

Eating Out

New York, NY

$440 8.9%

Eliot, ME

$307 11% 30.2% $133

Monthly Utilities & Internet

New York, NY

$364 7.4%

Eliot, ME

$369 13.2% 1.3% $4.7

Clothing & Footwear

New York, NY

$175 3.6%

Eliot, ME

$176 6.3% 0.5% $0.8

Getting Around

New York, NY

$164 3.3%

Eliot, ME

$74 2.7% 55% $90

Sport & Entertainment

New York, NY

$156 3.2%

Eliot, ME

$73 2.6% 53.4% $83

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,569 in Eliot, ME. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $50 in Eliot, ME. Monthly groceries follow the same trend: $563 vs $518 – making Eliot, ME the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Eliot, ME

🕒 Local time

22:16 10:16 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

6,700

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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New York, NY Eliot, ME 390 km

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New York, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Eliot, ME: Cost of Living - Frequently Asked Questions

New York, NY costs about 77% more than Eliot, ME, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $4,177 in Eliot, ME. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Eliot, ME, especially for central apartments: a one-bedroom in the center costs $1,569 there versus $4,499 in New York, NY.

Groceries cost about 9% more in New York, NY, though the gap depends on what you buy.

A mid-range dinner for two costs $118 in New York, NY and $50 in Eliot, ME. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,785 in Eliot, ME. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Eliot, ME – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Eliot, ME is the easier option financially – housing and daily costs are lower, and overall it costs about 44% less, which matters a lot on a fixed budget or early-career salary.