Last update: Oct 2026

Cost of Living Comparison Between New York, NY and El Dorado, AR

For one person, living is cheaper in El Dorado, AR: $1,746 a month against $4,938 in New York, NY, rent and utilities included – about $38,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
84

Cost of Living Index in El Dorado, AR
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El Dorado, AR Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

El Dorado, AR

🇺🇸 United States

$1,746

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in El Dorado, AR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in El Dorado, AR actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $1,746 in El Dorado, AR.

New York, NY $4,938
El Dorado, AR $1,746

Estimated couple costs with rent: $7,273 in New York, NY versus $2,547 in El Dorado, AR.

New York, NY $7,273
El Dorado, AR $2,547

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $3,348 in El Dorado, AR.

New York, NY $9,608
El Dorado, AR $3,348

Living in New York, NY is roughly 183% more expensive than in El Dorado, AR, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, El Dorado, AR 29% above.

Meal at Budget Restaurant

$24.99 $24.99

$17.29 $17.29

44.53%

Three-Course Dinner for Two, Mid-Range

$120 $120

$59.0 $59.0

103.81%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.86 $10.86

26.52%

Cappuccino

$6.60 $6.60

$5.04 $5.04

30.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$3.04 $3.04

25.66%

Water (0.33 liter bottle)

$2.87 $2.87

$2.41 $2.41

19.09%

Local Beer (0.5 liter draught)

$7.95 $7.95

$4.95 $4.95

60.61%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$6.31 $6.31

59.43%

Milk (1 liter)

$1.37 $1.37

$1.10 $1.10

24.55%

White Bread (500g)

$4.75 $4.75

$2.70 $2.70

75.93%

Rice (white) (1kg)

$7.69 $7.69

$2.80 $2.80

174.64%

Eggs

$5.87 $5.87

$3.36 $3.36

74.70%

Local Cheese (1kg)

$19.25 $19.25

$10.17 $10.17

89.28%

Chicken Fillets (1kg)

$17.83 $17.83

$11.99 $11.99

48.71%

Beef Round Steak (1kg)

$19.03 $19.03

$22.50 $22.50

-15.42%

Apples (1kg)

$6.69 $6.69

$4.31 $4.31

55.22%

Banana (1kg)

$2.29 $2.29

$1.45 $1.45

57.93%

Oranges (1kg)

$6.41 $6.41

$4.48 $4.48

43.08%

Tomato (1kg)

$6.75 $6.75

$3.76 $3.76

79.52%

Potato (1kg)

$3.93 $3.93

$1.57 $1.57

150.32%

Onion (1kg)

$4.52 $4.52

$2.51 $2.51

80.08%

Lettuce (1 head)

$2.79 $2.79

$1.92 $1.92

45.31%

Water (1.5 liter bottle)

$2.51 $2.51

$1.84 $1.84

36.41%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$9.36 $9.36

93.38%

Wine (Bottle)

$20.16 $20.16

$13.55 $13.55

48.78%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.77 $1.77

84.18%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$1.69 $1.69

121.89%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.81 $1.81

61.33%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.46 $2.46

24.39%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.52 $1.52

42.11%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$24.11 $24.11

71.42%

Gasoline (1 liter)

$1.12 $1.12

$0.92 $0.92

21.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$26.7K $26.7K

23.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.3K $26.3K

-2.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$134 $134

64.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$59.8 $59.8

25.97%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$39.23 $39.23

79.73%

Gym Membership (Monthly)

$116 $116

$42.36 $42.36

172.66%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$9.09 $9.09

135.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,036 $1,036

231.39%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$19.1K $19.1K

222.53%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$50.9 $50.9

47.17%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$34.32 $34.32

51.92%

Sport Shoes (Adidas, Nike)

$117 $117

$79.1 $79.1

47.60%

Men's Leather Business Shoes

$135 $135

$61.0 $61.0

120.76%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,537 $1,537

182.87%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$678 $678

360.03%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,892 $1,892

381.49%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$941 $941

471.65%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,185 $1,185

1527.07%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,146 $1,146

506.02%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$4,169 $4,169

25.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.75

1.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for El Dorado, AR: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

El Dorado, AR

$678 38.8% 78.3% $2.4K

Groceries & Markets

New York, NY

$552 11.2%

El Dorado, AR

$366 21% 33.7% $186

Eating Out

New York, NY

$407 8.2%

El Dorado, AR

$291 16.6% 28.6% $116

Monthly Utilities & Internet

New York, NY

$365 7.4%

El Dorado, AR

$233 13.3% 36.3% $133

Clothing & Footwear

New York, NY

$170 3.5%

El Dorado, AR

$101 5.8% 40.5% $69

Getting Around

New York, NY

$168 3.4%

El Dorado, AR

$17 * 1% 89.7% $151

Sport & Entertainment

New York, NY

$158 3.2%

El Dorado, AR

$61 3.5% 61.7% $98

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,537 in El Dorado, AR. Housing cost is often the main lever when comparing two cities.

New York, NY pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $59.0 in El Dorado, AR for a mid-range dinner for two. Groceries echo the gap at $552 vs $366 per month, with El Dorado, AR cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 El Dorado, AR

🕒 Local time

06:21 6:21 AM

05:21 5:21 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

17,756

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY El Dorado, AR 1,830 km ≈ 2 h 45 min nonstop flight

From you

New York, NY
El Dorado, AR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs El Dorado, AR: Cost of Living - Frequently Asked Questions

El Dorado, AR is cheaper overall, especially in groceries, eating out, and clothing. The 183% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 26% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $1,537 in El Dorado, AR. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 51% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,938 per month in New York, NY versus $1,746 in El Dorado, AR – a 183% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,746 in El Dorado, AR versus $4,938 in New York, NY, a $2,500 budget is realistic in El Dorado, AR but tight or insufficient in New York, NY. The gap between the two cities makes El Dorado, AR the clear choice for anyone on this budget.

For families, El Dorado, AR is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find El Dorado, AR gentler on the wallet – expenses run 183% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.