Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Delray Beach, FL

For one person, living is cheaper in Delray Beach, FL: $3,584 a month against $4,941 in New York, NY, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
171

Cost of Living Index in Delray Beach, FL
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Delray Beach, FL Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Delray Beach, FL

🇺🇸 United States

$3,584

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Delray Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Delray Beach, FL actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $3,584 in Delray Beach, FL, rent included.

New York, NY $4,941
Delray Beach, FL $3,584

A couple spends around $7,225 per month in New York, NY vs $5,795 in Delray Beach, FL, rent included.

New York, NY $7,225
Delray Beach, FL $5,795

A family of three spends $9,509 per month in New York, NY vs $8,007 in Delray Beach, FL, rent included.

New York, NY $9,509
Delray Beach, FL $8,007

New York, NY costs about 38% more than Delray Beach, FL, and outside of rent the biggest gap is in groceries.

Both New York, NY and Delray Beach, FL sit above the global median – New York, NY by 263%, Delray Beach, FL by 163%.

Meal at Budget Restaurant

$28.55 $28.55

$30.11 $30.11

-5.18%

Three-Course Dinner for Two, Mid-Range

$118 $118

0.67%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$14.88 $14.88

1.08%

Cappuccino

$6.53 $6.53

$5.77 $5.77

13.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.05 $3.05

29.84%

Water (0.33 liter bottle)

$3.01 $3.01

$2.05 $2.05

46.83%

Local Beer (0.5 liter draught)

$8.16 $8.16

$7.82 $7.82

4.35%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$9.90 $9.90

-0.61%

Milk (1 liter)

$1.37 $1.37

$1.40 $1.40

-2.14%

White Bread (500g)

$4.97 $4.97

$4.44 $4.44

11.94%

Rice (white) (1kg)

$7.81 $7.81

$3.33 $3.33

134.53%

Eggs

$5.97 $5.97

$4.98 $4.98

19.88%

Local Cheese (1kg)

$18.91 $18.91

$13.07 $13.07

44.68%

Chicken Fillets (1kg)

$18.04 $18.04

$12.21 $12.21

47.75%

Beef Round Steak (1kg)

$19.05 $19.05

$18.86 $18.86

1.01%

Apples (1kg)

$6.76 $6.76

$5.08 $5.08

33.07%

Banana (1kg)

$2.27 $2.27

$1.78 $1.78

27.53%

Oranges (1kg)

$6.83 $6.83

$3.09 $3.09

121.04%

Tomato (1kg)

$7.09 $7.09

$4.29 $4.29

65.27%

Potato (1kg)

$4.22 $4.22

$3.15 $3.15

33.97%

Onion (1kg)

$4.65 $4.65

$3.33 $3.33

39.64%

Lettuce (1 head)

$2.87 $2.87

$2.84 $2.84

1.06%

Water (1.5 liter bottle)

$2.60 $2.60

$2.22 $2.22

17.12%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$9.13 $9.13

105.59%

Wine (Bottle)

$20.13 $20.13

$15.25 $15.25

32.00%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.96 $1.96

76.02%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.02 $3.02

33.11%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.04 $2.04

42.65%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.88 $2.88

6.94%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$2.03 $2.03

4.43%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$24.44 $24.44

71.69%

Gasoline (1 liter)

$1.17 $1.17

$1.03 $1.03

13.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$35.6K $35.6K

-3.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.9K $26.9K

-3.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$182 $182

20.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$66.2 $66.2

12.18%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$73.8 $73.8

-4.85%

Gym Membership (Monthly)

$112 $112

$51.5 $51.5

117.46%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$19.06 $19.06

292.76%

Cinema Ticket

$22.14 $22.14

$19.63 $19.63

12.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,483 $1,483

139.88%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$35.7K $35.7K

74.36%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$50.8 $50.8

48.84%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$58.1 $58.1

-11.88%

Sport Shoes (Adidas, Nike)

$123 $123

$107 $107

15.36%

Men's Leather Business Shoes

$140 $140

$127 $127

10.27%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$2,113 $2,113

112.96%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$2,143 $2,143

43.64%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$5,561 $5,561

69.87%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$4,589 $4,589

13.11%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$4,094 $4,094

342.34%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$3,360 $3,360

99.20%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,983 $3,983

31.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.56

4.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Delray Beach, FL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Delray Beach, FL

$2.1K 59.8% 30.4% $935

Groceries & Markets

New York, NY

$563 11.4%

Delray Beach, FL

$419 11.7% 25.6% $144

Eating Out

New York, NY

$440 8.9%

Delray Beach, FL

$434 12.1% 1.4% $6.2

Monthly Utilities & Internet

New York, NY

$364 7.4%

Delray Beach, FL

$322 9% 11.6% $42

Clothing & Footwear

New York, NY

$175 3.6%

Delray Beach, FL

$154 4.3% 12.1% $21

Getting Around

New York, NY

$164 3.3%

Delray Beach, FL

$21 * 0.6% 87.1% $143

Sport & Entertainment

New York, NY

$156 3.2%

Delray Beach, FL

$91 2.5% 41.9% $65

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $2,113 in Delray Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $118 in Delray Beach, FL. Groceries tell a different story – $563 in New York, NY vs $419 in Delray Beach, FL – so Delray Beach, FL wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 New York, NY

🇺🇸 Delray Beach, FL

🕒 Local time

07:33 7:33 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

60,522

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Delray Beach, FL 1,670 km ≈ 2 h 30 min nonstop flight

From you

New York, NY
Delray Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Delray Beach, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,941 in New York, NY, $3,584 in Delray Beach, FL – Delray Beach, FL comes out roughly 27% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,412 per month in New York, NY and $5,376 in Delray Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delray Beach, FL, especially for central apartments: a one-bedroom in the center costs $2,113 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $1,483 in Delray Beach, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Monthly expenses with rent come to $4,941 in New York, NY and $3,584 in Delray Beach, FL. That makes Delray Beach, FL about 27% cheaper.

$3,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $3,584 in Delray Beach, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Delray Beach, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Delray Beach, FL. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.