Last update: Oct 2026

Cost of Living Comparison Between Delray Beach, FL and New York, NY

For one person, living is cheaper in Delray Beach, FL: $3,584 a month against $4,941 in New York, NY, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Delray Beach, FL
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Delray Beach, FL Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Delray Beach, FL

🇺🇸 United States

$3,584

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Delray Beach, FL and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Delray Beach, FL and in New York, NY actually costs, broken down by who's living it.

A single person spends $3,584 per month in Delray Beach, FL vs $4,941 in New York, NY, rent included.

Delray Beach, FL $3,584
New York, NY $4,941

A couple spends around $5,795 per month in Delray Beach, FL vs $7,225 in New York, NY, rent included.

Delray Beach, FL $5,795
New York, NY $7,225

A family of three spends $8,007 per month in Delray Beach, FL vs $9,509 in New York, NY, rent included.

Delray Beach, FL $8,007
New York, NY $9,509

Delray Beach, FL is about 27% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Delray Beach, FL and New York, NY sit above the global median – Delray Beach, FL by 163%, New York, NY by 263%.

Meal at Budget Restaurant

$30.11 $30.11

$28.55 $28.55

5.46%

Three-Course Dinner for Two, Mid-Range

$118 $118

-0.67%

Fast Food Meal (McDonalds, etc)

$14.88 $14.88

$15.04 $15.04

-1.06%

Cappuccino

$5.77 $5.77

$6.53 $6.53

-11.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$3.96 $3.96

-22.98%

Water (0.33 liter bottle)

$2.05 $2.05

$3.01 $3.01

-31.89%

Local Beer (0.5 liter draught)

$7.82 $7.82

$8.16 $8.16

-4.17%

Imported Beer (0.33 liter bottle)

$9.90 $9.90

$9.84 $9.84

0.61%

Milk (1 liter)

$1.40 $1.40

$1.37 $1.37

2.19%

White Bread (500g)

$4.44 $4.44

$4.97 $4.97

-10.66%

Rice (white) (1kg)

$3.33 $3.33

$7.81 $7.81

-57.36%

Eggs

$4.98 $4.98

$5.97 $5.97

-16.58%

Local Cheese (1kg)

$13.07 $13.07

$18.91 $18.91

-30.88%

Chicken Fillets (1kg)

$12.21 $12.21

$18.04 $18.04

-32.32%

Beef Round Steak (1kg)

$18.86 $18.86

$19.05 $19.05

-1.00%

Apples (1kg)

$5.08 $5.08

$6.76 $6.76

-24.85%

Banana (1kg)

$1.78 $1.78

$2.27 $2.27

-21.59%

Oranges (1kg)

$3.09 $3.09

$6.83 $6.83

-54.76%

Tomato (1kg)

$4.29 $4.29

$7.09 $7.09

-39.49%

Potato (1kg)

$3.15 $3.15

$4.22 $4.22

-25.36%

Onion (1kg)

$3.33 $3.33

$4.65 $4.65

-28.39%

Lettuce (1 head)

$2.84 $2.84

$2.87 $2.87

-1.05%

Water (1.5 liter bottle)

$2.22 $2.22

$2.60 $2.60

-14.62%

Cigarettes 20 Pack (Marlboro, Camel)

$9.13 $9.13

$18.77 $18.77

-51.36%

Wine (Bottle)

$15.25 $15.25

$20.13 $20.13

-24.24%

Local Beer (0.5 liter bottle)

$1.96 $1.96

$3.45 $3.45

-43.19%

Imported Beer (0.33 liter bottle)

$3.02 $3.02

$4.02 $4.02

-24.88%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.91 $2.91

-29.90%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$2.88 $2.88

$3.08 $3.08

-6.49%

Taxi (Normal Tariff) (1km)

$2.03 $2.03

$2.12 $2.12

-4.25%

Taxi 1hour Waiting (Normal Tariff)

$24.44 $24.44

$41.96 $41.96

-41.75%

Gasoline (1 liter)

$1.03 $1.03

$1.17 $1.17

-11.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$34.5K $34.5K

3.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$25.9K $25.9K

3.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$219 $219

-17.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.2 $66.2

$74.2 $74.2

-10.86%

Internet (50+ Mbps, Unlimited Data)

$73.8 $73.8

$70.2 $70.2

5.10%

Gym Membership (Monthly)

$51.5 $51.5

$112 $112

-54.02%

Tennis Court (1 Hour on Weekend)

$19.06 $19.06

$74.9 $74.9

-74.54%

Cinema Ticket

$19.63 $19.63

$22.14 $22.14

-11.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,483 $1,483

$3,558 $3,558

-58.31%

International Primary School, 1 Child (Yearly)

$35.7K $35.7K

$62.2K $62.2K

-42.65%

Jeans (Levis 501 Or Similar)

$50.8 $50.8

$75.6 $75.6

-32.81%

Summer Dress (H&M, Zara, etc)

$58.1 $58.1

$51.2 $51.2

13.48%

Sport Shoes (Adidas, Nike)

$107 $107

$123 $123

-13.32%

Men's Leather Business Shoes

$127 $127

$140 $140

-9.32%

1-bedroom Apartment, City Center (Monthly)

$2,113 $2,113

$4,499 $4,499

-53.04%

1-bedroom Apartment, Outside City Center (Monthly)

$2,143 $2,143

$3,078 $3,078

-30.38%

3-bedroom Apartment, City Center (Monthly)

$5,561 $5,561

$9,447 $9,447

-41.13%

3-bedroom Apartment, Outside City Center (Monthly)

$4,589 $4,589

$5,190 $5,190

-11.59%

Buy Apartment in City Center (m2)

$4,094 $4,094

$18.1K $18.1K

-77.39%

Buy Apartment Outside City Center (m2)

$3,360 $3,360

$6,693 $6,693

-49.80%

Average Monthly Net Salary (After Tax)

$3,983 $3,983

$5,220 $5,220

-23.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.86

-4.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Delray Beach, FL: October 25, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Delray Beach, FL

$2.1K 59.8%

New York, NY

$3.1K 62.3% 43.6% $935

Eating Out

Delray Beach, FL

$434 12.1%

New York, NY

$440 8.9% 1.4% $6.2

Groceries & Markets

Delray Beach, FL

$419 11.7%

New York, NY

$563 11.4% 34.4% $144

Monthly Utilities & Internet

Delray Beach, FL

$322 9%

New York, NY

$364 7.4% 13.1% $42

Clothing & Footwear

Delray Beach, FL

$154 4.3%

New York, NY

$175 3.6% 13.8% $21

Sport & Entertainment

Delray Beach, FL

$91 2.5%

New York, NY

$156 3.2% 72.2% $65

Getting Around

Delray Beach, FL

$21 * 0.6%

New York, NY

$164 3.3% 676% $143

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,113 in Delray Beach, FL versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 31% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in Delray Beach, FL versus $118 in New York, NY. Monthly groceries follow the same trend: $419 vs $563 – making Delray Beach, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Delray Beach, FL

🇺🇸 New York, NY

🕒 Local time

02:18 2:18 AM

Same time as Delray Beach, FL

🌤 Weather

👥 Population

60,522

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Delray Beach, FL New York, NY 1,670 km ≈ 2 h 30 min nonstop flight

From you

Delray Beach, FL
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Delray Beach, FL vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,584 in Delray Beach, FL, $4,941 in New York, NY – Delray Beach, FL comes out roughly 27% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,376 per month in Delray Beach, FL and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Delray Beach, FL, especially for central apartments: a one-bedroom in the center costs $2,113 there versus $4,499 in New York, NY.

Kindergarten costs $1,483 per month in Delray Beach, FL and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Monthly expenses with rent come to $3,584 in Delray Beach, FL and $4,941 in New York, NY. That makes Delray Beach, FL about 27% cheaper.

$3,000 is a stretch for both – monthly costs hit $3,584 in Delray Beach, FL and $4,941 in New York, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Delray Beach, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Delray Beach, FL. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.