Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Cleveland, MS

For one person, living is cheaper in Cleveland, MS: $2,680 a month against $4,938 in New York, NY, rent and utilities included – about $27,100 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,938
/mo nomad
Cleveland, MS
🇺🇸 United States
$2,680
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Cleveland, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Cleveland, MS actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,680 in Cleveland, MS.

  • New York, NY $4,938
  • Cleveland, MS $2,680

Estimated couple costs with rent: $7,273 in New York, NY versus $3,896 in Cleveland, MS.

  • New York, NY $7,273
  • Cleveland, MS $3,896

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $5,113 in Cleveland, MS.

  • New York, NY $9,608
  • Cleveland, MS $5,113

Living in New York, NY is roughly 84% more expensive than in Cleveland, MS, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Cleveland, MS 98% above.

Currency
🍽 Eating Out
New York, NY
Cleveland, MS
Difference
Meal at Budget Restaurant
$24.99 $24.99
$16.81 $16.81
48.66%
Three-Course Dinner for Two, Mid-Range
$120 $120
$73.5 $73.5
63.54%
Fast Food Meal (McDonalds, etc)
$13.74 $13.74
$11.08 $11.08
24.01%
Cappuccino
$6.60 $6.60
$5.26 $5.26
25.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.82 $3.82
$2.93 $2.93
30.38%
Water (0.33 liter bottle)
$2.87 $2.87
$2.35 $2.35
22.13%
Local Beer (0.5 liter draught)
$7.95 $7.95
$5.49 $5.49
44.81%
Imported Beer (0.33 liter bottle)
$10.06 $10.06
$6.69 $6.69
50.37%
🛒 Groceries & Markets
New York, NY
Cleveland, MS
Difference
Milk (1 liter)
$1.37 $1.37
$1.09 $1.09
25.69%
White Bread (500g)
$4.75 $4.75
$2.67 $2.67
77.90%
Rice (white) (1kg)
$7.69 $7.69
$2.74 $2.74
180.66%
Eggs
$5.87 $5.87
$3.39 $3.39
73.16%
Local Cheese (1kg)
$19.25 $19.25
$10.34 $10.34
86.17%
Chicken Fillets (1kg)
$17.83 $17.83
$11.76 $11.76
51.62%
Beef Round Steak (1kg)
$19.03 $19.03
$23.00 $23.00
-17.26%
Apples (1kg)
$6.69 $6.69
$5.13 $5.13
30.41%
Banana (1kg)
$2.29 $2.29
$1.41 $1.41
62.41%
Oranges (1kg)
$6.41 $6.41
$4.29 $4.29
49.42%
Tomato (1kg)
$6.75 $6.75
$3.75 $3.75
80.00%
Potato (1kg)
$3.93 $3.93
$2.86 $2.86
37.41%
Onion (1kg)
$4.52 $4.52
$2.46 $2.46
83.74%
Lettuce (1 head)
$2.79 $2.79
$2.01 $2.01
38.81%
Water (1.5 liter bottle)
$2.51 $2.51
$1.93 $1.93
30.05%
Cigarettes 20 Pack (Marlboro, Camel)
$18.10 $18.10
$9.58 $9.58
88.94%
Wine (Bottle)
$20.16 $20.16
$13.54 $13.54
48.89%
Local Beer (0.5 liter bottle)
$3.26 $3.26
$1.80 $1.80
81.11%
Imported Beer (0.33 liter bottle)
$3.75 $3.75
$1.68 $1.68
123.21%
🚌 Getting Around
New York, NY
Cleveland, MS
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$2.14 $2.14
36.45%
Public Transport Monthly Pass (Regular Price)
$143 $143
-
-
Taxi Start (Normal Tariff)
$3.06 $3.06
$2.56 $2.56
19.53%
Taxi (Normal Tariff) (1km)
$2.16 $2.16
$1.52 $1.52
42.11%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$23.58 $23.58
75.28%
Gasoline (1 liter)
$1.12 $1.12
$0.92 $0.92
21.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$27.7K $27.7K
19.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$26.7K $26.7K
-3.51%
🧾 Monthly Utilities & Internet
New York, NY
Cleveland, MS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$222 $222
-0.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$75.3 $75.3
$60.6 $60.6
24.27%
Internet (50+ Mbps, Unlimited Data)
$70.5 $70.5
$68.4 $68.4
3.10%
🎉 Sport & Entertainment
New York, NY
Cleveland, MS
Difference
Gym Membership (Monthly)
$116 $116
$46.22 $46.22
149.89%
Tennis Court (1 Hour on Weekend)
$67.6 $67.6
-
-
Cinema Ticket
$21.37 $21.37
$13.08 $13.08
63.38%
🧸 Childcare & Education
New York, NY
Cleveland, MS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,432 $3,432
$1,032 $1,032
232.65%
International Primary School, 1 Child (Yearly)
$61.7K $61.7K
$19.3K $19.3K
219.33%
👕👟 Clothing & Footwear
New York, NY
Cleveland, MS
Difference
Jeans (Levis 501 Or Similar)
$74.9 $74.9
$50.4 $50.4
48.60%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$38.07 $38.07
36.96%
Sport Shoes (Adidas, Nike)
$117 $117
$83.8 $83.8
39.18%
Men's Leather Business Shoes
$135 $135
$152 $152
-11.50%
🏠 Accommodation & Living
New York, NY
Cleveland, MS
Difference
1-bedroom Apartment, City Center (Monthly)
$4,347 $4,347
$1,510 $1,510
187.87%
1-bedroom Apartment, Outside City Center (Monthly)
$3,117 $3,117
$1,424 $1,424
118.87%
3-bedroom Apartment, City Center (Monthly)
$9,110 $9,110
$2,218 $2,218
310.81%
3-bedroom Apartment, Outside City Center (Monthly)
$5,379 $5,379
$2,364 $2,364
127.57%
Buy Apartment in City Center (m2)
$19.3K $19.3K
$2,571 $2,571
650.05%
Buy Apartment Outside City Center (m2)
$6,943 $6,943
$2,707 $2,707
156.45%
💵 Salaries & Financials
New York, NY
Cleveland, MS
Difference
Average Monthly Net Salary (After Tax)
$5,238 $5,238
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
6.75
1.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Cleveland, MS: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Cleveland, MS
$1.4K 54.3% $1.7K
Groceries & Markets
New York, NY
$552
Cleveland, MS
$375 32.1% $177
Eating Out
New York, NY
$407
Cleveland, MS
$293 28% $114
Monthly Utilities & Internet
New York, NY
$365
Cleveland, MS
$351 4% $15
Clothing & Footwear
New York, NY
$170
Cleveland, MS
$146 14.2% $24
Getting Around
New York, NY
$168
Cleveland, MS
$19 * 88.9% $149
Sport & Entertainment
New York, NY
$158
Cleveland, MS
$72 54.3% $86

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,510 in Cleveland, MS. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $74.0 in Cleveland, MS for a mid-range dinner for two. Groceries echo the gap at $552 vs $375 per month, with Cleveland, MS cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Cleveland, MS
🕒 Local time
03:37 3:37 AM
02:37 2:37 AM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
367,991
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • New York, NY Cleveland, MS 1,650 km ≈ 2 h 30 min nonstop flight
From you
  • New York, NY
  • Cleveland, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Cleveland, MS: Cost of Living - Frequently Asked Questions
Is Cleveland, MS cheaper than New York, NY?
Cleveland, MS is cheaper overall, especially in groceries, eating out, and clothing. The 84% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $7,407 in New York, NY and $4,019 in Cleveland, MS to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between New York, NY and Cleveland, MS?
Rent for a central apartment: $4,347 in New York, NY versus $1,510 in Cleveland, MS. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in New York, NY and in Cleveland, MS?
Supermarket bills run roughly 47% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in New York, NY and in Cleveland, MS?
All in, you'll spend $4,938 per month in New York, NY versus $2,680 in Cleveland, MS – a 84% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $2,500 enough to cover costs in New York, NY or in Cleveland, MS?
Both cities are expensive relative to $2,500. Cleveland, MS is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Is New York, NY or Cleveland, MS more family-friendly?
For families, Cleveland, MS is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, New York, NY or Cleveland, MS?
Safety-wise, New York, NY and Cleveland, MS are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cleveland, MS gentler on the wallet – expenses run 84% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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