Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Chapeco

For one person, living is cheaper in Chapeco: $980 a month against $4,938 in New York, NY, rent and utilities included – about $47,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
47

Cost of Living Index in Chapeco
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Chapeco Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Chapeco

🇧🇷 Brazil

$980

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Chapeco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Chapeco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $980 in Chapeco.

New York, NY $4,938
Chapeco $980

Estimated couple costs with rent: $7,273 in New York, NY versus $1,454 in Chapeco.

New York, NY $7,273
Chapeco $1,454

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $1,927 in Chapeco.

New York, NY $9,608
Chapeco $1,927

Living in New York, NY is roughly 404% more expensive than in Chapeco, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 264% above, Chapeco is 28% below.

Meal at Budget Restaurant

$24.99 $24.99

$5.53 R$28.05

351.90%

Three-Course Dinner for Two, Mid-Range

$120 $120

$35.46 R$180

239.17%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$8.92 R$45.20

54.04%

Cappuccino

$6.60 $6.60

$1.92 R$9.76

243.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$0.75 R$3.80

409.33%

Water (0.33 liter bottle)

$2.87 $2.87

$0.59 R$2.98

386.44%

Local Beer (0.5 liter draught)

$7.95 $7.95

$1.45 R$7.33

448.28%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$2.31 R$11.73

335.50%

Milk (1 liter)

$1.37 $1.37

$0.90 R$4.56

52.22%

White Bread (500g)

$4.75 $4.75

$1.14 R$5.78

316.67%

Rice (white) (1kg)

$7.69 $7.69

$2.14 R$10.85

259.35%

Eggs

$5.87 $5.87

$1.86 R$9.44

215.59%

Local Cheese (1kg)

$19.25 $19.25

$8.24 R$41.75

133.62%

Chicken Fillets (1kg)

$17.83 $17.83

$7.53 R$38.20

136.79%

Beef Round Steak (1kg)

$19.03 $19.03

$10.95 R$55.5

73.79%

Apples (1kg)

$6.69 $6.69

$2.34 R$11.88

185.90%

Banana (1kg)

$2.29 $2.29

$0.99 R$5.02

131.31%

Oranges (1kg)

$6.41 $6.41

$0.53 R$2.68

1109.43%

Tomato (1kg)

$6.75 $6.75

$0.70 R$3.54

864.29%

Potato (1kg)

$3.93 $3.93

$0.53 R$2.70

641.51%

Onion (1kg)

$4.52 $4.52

$0.53 R$2.70

752.83%

Lettuce (1 head)

$2.79 $2.79

$0.95 R$4.83

193.68%

Water (1.5 liter bottle)

$2.51 $2.51

$0.70 R$3.53

258.57%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$2.32 R$11.75

680.17%

Wine (Bottle)

$20.16 $20.16

$9.31 R$47.19

116.54%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$0.88 R$4.48

270.45%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$1.48 R$7.49

153.38%

One-way Ticket (Public Transport)

$2.92 $2.92

$0.97 R$4.94

201.03%

Public Transport Monthly Pass (Regular Price)

$143 $143

$36.44 R$185

291.38%

Taxi Start (Normal Tariff)

$3.06 $3.06

$1.28 R$6.50

139.06%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.12 $1.12

$1.17 R$5.93

-4.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$22.9K R$116.0K

44.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$30.5K R$154.6K

-15.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$172 R$873

27.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$10.47 R$53.1

619.48%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$18.84 R$95.5

274.26%

Gym Membership (Monthly)

$116 $116

$26.24 R$133

340.17%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$33.45 R$170

102.15%

Cinema Ticket

$21.37 $21.37

$6.68 R$33.86

219.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$26.98 R$137

177.54%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$18.26 R$92.6

185.54%

Sport Shoes (Adidas, Nike)

$117 $117

$36.87 R$187

216.49%

Men's Leather Business Shoes

$135 $135

$53.6 R$272

151.29%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$415 R$2,103

948.11%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$329 R$1,668

847.35%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$851 R$4,313

970.88%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$536 R$2,718

903.37%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,509 R$7,649

1177.94%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$987 R$5,005

603.26%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$414 R$2,097

1166.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Chapeco: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Chapeco

$329 33.6% 89.4% $2.8K

Groceries & Markets

New York, NY

$552 11.2%

Chapeco

$196 20% 64.6% $357

Eating Out

New York, NY

$407 8.2%

Chapeco

$111 11.4% 72.6% $296

Monthly Utilities & Internet

New York, NY

$365 7.4%

Chapeco

$201 20.6% 44.8% $164

Clothing & Footwear

New York, NY

$170 3.5%

Chapeco

$61 6.2% 64.1% $109

Getting Around

New York, NY

$168 3.4%

Chapeco

$42 * 4.3% 75.3% $127

Sport & Entertainment

New York, NY

$158 3.2%

Chapeco

$40 4% 75% $119

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $415 in Chapeco. Housing cost is often the main lever when comparing two cities.

New York, NY pays 1166% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $35.00 in Chapeco for a mid-range dinner for two. Groceries echo the gap at $552 vs $196 per month, with Chapeco cheaper across the board.

Good to know

🇺🇸 New York, NY

🇧🇷 Chapeco

🕒 Local time

18:46 6:46 PM

19:46 7:46 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

243,477

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 20, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

On the map

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Between locations

New York, NY Chapeco 7,850 km ≈ 10 h nonstop flight

From you

New York, NY
Chapeco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Chapeco: Cost of Living - Frequently Asked Questions

Chapeco wins on cost – living expenses run 404% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Chapeco the obvious pick if budget is a priority.

Average pay runs 1166% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $415 in Chapeco. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 182% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,938 per month in New York, NY versus $980 in Chapeco – a 404% gap that adds up to real savings over time for anyone picking the cheaper option.

At $980 in Chapeco versus $4,938 in New York, NY, a $1,000 budget is realistic in Chapeco but tight or insufficient in New York, NY. The gap between the two cities makes Chapeco the clear choice for anyone on this budget.

Both work as nomad bases, but Chapeco delivers better value – similar infrastructure at $980 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chapeco hard to pass up.

Expats usually find Chapeco gentler on the wallet – expenses run 404% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.