Cost of Living Comparison Between New York, NY and Centennial, CO Cost of Living Comparison Between New York, NY and Centennial, CO

Monthly Cost of Living

A single person spends $4,557 per month in New York, NY vs $3,052 in Centennial, CO, rent included.

A couple spends around $7,115 per month in New York, NY vs $4,282 in Centennial, CO, rent included.

A family of three spends $9,674 per month in New York, NY vs $5,513 in Centennial, CO, rent included.

New York, NY costs about 49% more than Centennial, CO, driven mainly by Groceries & Markets.

Both New York, NY and Centennial, CO sit above the global median – New York, NY by 240%, Centennial, CO by 128%.

Meal at Budget Restaurant

$29.90 $29.90

$20.26 $20.26

47.58%

Three-Course Dinner for Two, Mid-Range

$143 $143

$93.5 $93.5

52.79%

Fast Food Meal (McDonalds, etc)

$12.67 $12.67

$13.25 $13.25

-4.38%

Cappuccino

$5.78 $5.78

$5.95 $5.95

-2.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 $3.40

$2.98 $2.98

14.09%

Water (0.33 liter bottle)

$2.69 $2.69

$2.06 $2.06

30.58%

Local Beer (0.5 liter draught)

$8.07 $8.07

$8.14 $8.14

-0.86%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$11.81 $11.81

0.42%

Milk (1 liter)

$1.61 $1.61

$1.10 $1.10

46.36%

White Bread (500g)

$5.14 $5.14

$2.85 $2.85

80.35%

Rice (white) (1kg)

$8.17 $8.17

$4.38 $4.38

86.53%

Eggs

$7.16 $7.16

$6.44 $6.44

11.18%

Local Cheese (1kg)

$17.24 $17.24

$12.06 $12.06

42.95%

Chicken Fillets (1kg)

$16.17 $16.17

$6.06 $6.06

166.83%

Beef Round Steak (1kg)

$20.46 $20.46

$18.75 $18.75

9.12%

Apples (1kg)

$7.33 $7.33

$3.01 $3.01

143.52%

Banana (1kg)

$2.42 $2.42

$1.13 $1.13

114.16%

Oranges (1kg)

$5.75 $5.75

$3.24 $3.24

77.47%

Tomato (1kg)

$6.52 $6.52

$2.84 $2.84

129.58%

Potato (1kg)

$3.81 $3.81

$1.56 $1.56

144.23%

Onion (1kg)

$3.96 $3.96

$1.94 $1.94

104.12%

Lettuce (1 head)

$3.08 $3.08

$2.53 $2.53

21.74%

Water (1.5 liter bottle)

$2.46 $2.46

$2.01 $2.01

22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$19.03 $19.03

$10.91 $10.91

74.43%

Wine (Bottle)

$20.16 $20.16

$17.91 $17.91

12.56%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$1.84 $1.84

57.07%

Imported Beer (0.33 liter bottle)

$3.74 $3.74

$3.26 $3.26

14.72%

One-way Ticket (Public Transport)

$2.86 $2.86

$7.97 $7.97

-64.12%

Public Transport Monthly Pass (Regular Price)

$130 $130

$86.3 $86.3

50.49%

Taxi Start (Normal Tariff)

$4.97 $4.97

$3.43 $3.43

44.90%

Taxi (Normal Tariff) (1km)

$2.24 $2.24

$1.59 $1.59

40.88%

Taxi 1hour Waiting (Normal Tariff)

$42.20 $42.20

$29.45 $29.45

43.29%

Gasoline (1 liter)

$0.96 $0.96

$0.86 $0.86

11.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$46.3K $46.3K

-25.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.1K $28.1K

$21.9K $21.9K

28.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 $183

$237 $237

-22.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.5 $59.5

$35.30 $35.30

68.50%

Internet (50+ Mbps, Unlimited Data)

$63.4 $63.4

$72.5 $72.5

-12.60%

Gym Membership (Monthly)

$140 $140

$50.1 $50.1

180.68%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.98 $19.98

$17.11 $17.11

16.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,153 $3,153

$1,245 $1,245

153.29%

International Primary School, 1 Child (Yearly)

$56.3K $56.3K

$19.9K $19.9K

182.52%

Jeans (Levis 501 Or Similar)

$67.7 $67.7

$52.9 $52.9

27.87%

Summer Dress (H&M, Zara, etc)

$48.48 $48.48

$32.00 $32.00

51.50%

Sport Shoes (Adidas, Nike)

$115 $115

$96.1 $96.1

20.10%

Men's Leather Business Shoes

$170 $170

$86.3 $86.3

96.45%

1-bedroom Apartment, City Center (Monthly)

$4,113 $4,113

$1,852 $1,852

122.11%

1-bedroom Apartment, Outside City Center (Monthly)

$2,651 $2,651

$1,623 $1,623

63.33%

3-bedroom Apartment, City Center (Monthly)

$8,230 $8,230

$3,144 $3,144

161.76%

3-bedroom Apartment, Outside City Center (Monthly)

$5,113 $5,113

$2,491 $2,491

105.29%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,206 $3,206

503.24%

Buy Apartment Outside City Center (m2)

$8,754 $8,754

$2,844 $2,844

207.78%

Average Monthly Net Salary (After Tax)

$5,049 $5,049

$6,670 $6,670

-24.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

5.25

22.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 25, 2026

Last update for Centennial, CO: April 27, 2026

Cost Breakdown

A central one-bedroom costs $4,113 in New York, NY versus $1,852 in Centennial, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Centennial, CO, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $143 in New York, NY versus $93.0 in Centennial, CO. Monthly groceries follow the same trend: $553 vs $349 – making Centennial, CO the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Centennial, CO: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,557 in New York, NY, $3,052 in Centennial, CO – roughly 49% apart. New York, NY costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $6,835 per month in New York, NY and $4,577 in Centennial, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Centennial, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $143 in New York, NY and $93.0 in Centennial, CO. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,557 in New York, NY and $3,052 in Centennial, CO. The difference isn't just one category – it shows up across housing, food, transport, and services.

$3,000 is a stretch for both – monthly costs hit $4,557 in New York, NY and $3,052 in Centennial, CO. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $3,052 in Centennial, CO to $4,557 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Centennial, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.