Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Castle Rock, CO

For one person, living is cheaper in Castle Rock, CO: $1,253 a month against $4,950 in New York, NY, rent and utilities included – about $44,400 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,950
/mo nomad
Castle Rock, CO
🇺🇸 United States
$1,253
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Castle Rock, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Castle Rock, CO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,950 in New York, NY versus $1,253 in Castle Rock, CO.

  • New York, NY $4,950
  • Castle Rock, CO $1,253

Estimated couple costs with rent: $7,265 in New York, NY versus $1,980 in Castle Rock, CO.

  • New York, NY $7,265
  • Castle Rock, CO $1,980

Monthly costs for a family of three with rent: $9,581 in New York, NY versus $2,706 in Castle Rock, CO.

  • New York, NY $9,581
  • Castle Rock, CO $2,706

Living in New York, NY is roughly 295% more expensive than in Castle Rock, CO, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 267% above, Castle Rock, CO is 7% below.

Currency
🍽 Eating Out
New York, NY
Castle Rock, CO
Difference
Meal at Budget Restaurant
$24.65 $24.65
$22.63 $22.63
8.93%
Three-Course Dinner for Two, Mid-Range
$122 $122
$64.0 $64.0
90.00%
Fast Food Meal (McDonalds, etc)
$13.91 $13.91
$9.25 $9.25
50.38%
Cappuccino
$6.59 $6.59
$5.46 $5.46
20.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$2.49 $2.49
54.22%
Water (0.33 liter bottle)
$2.87 $2.87
$1.88 $1.88
52.66%
Local Beer (0.5 liter draught)
$7.79 $7.79
$6.79 $6.79
14.73%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$6.13 $6.13
60.69%
🛒 Groceries & Markets
New York, NY
Castle Rock, CO
Difference
Milk (1 liter)
$1.38 $1.38
$0.99 $0.99
39.39%
White Bread (500g)
$4.68 $4.68
$2.92 $2.92
60.27%
Rice (white) (1kg)
$7.54 $7.54
$2.80 $2.80
169.29%
Eggs
$5.93 $5.93
$4.15 $4.15
42.89%
Local Cheese (1kg)
$18.83 $18.83
$11.14 $11.14
69.03%
Chicken Fillets (1kg)
$17.36 $17.36
$9.44 $9.44
83.90%
Beef Round Steak (1kg)
$18.51 $18.51
$19.20 $19.20
-3.59%
Apples (1kg)
$6.74 $6.74
$4.84 $4.84
39.26%
Banana (1kg)
$2.09 $2.09
$1.46 $1.46
43.15%
Oranges (1kg)
$6.07 $6.07
$3.74 $3.74
62.30%
Tomato (1kg)
$6.74 $6.74
$5.25 $5.25
28.38%
Potato (1kg)
$4.05 $4.05
$2.92 $2.92
38.70%
Onion (1kg)
$4.37 $4.37
$3.20 $3.20
36.56%
Lettuce (1 head)
$2.89 $2.89
$1.31 $1.31
120.61%
Water (1.5 liter bottle)
$2.60 $2.60
$1.72 $1.72
51.16%
Cigarettes 20 Pack (Marlboro, Camel)
$18.72 $18.72
$10.17 $10.17
84.07%
Wine (Bottle)
$20.06 $20.06
$11.81 $11.81
69.86%
Local Beer (0.5 liter bottle)
$3.25 $3.25
$2.58 $2.58
25.97%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$2.74 $2.74
36.13%
🚌 Getting Around
New York, NY
Castle Rock, CO
Difference
One-way Ticket (Public Transport)
$3.06 $3.06
-
-
Public Transport Monthly Pass (Regular Price)
$140 $140
-
-
Taxi Start (Normal Tariff)
$3.04 $3.04
$2.47 $2.47
23.08%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.90 $1.90
13.16%
Taxi 1hour Waiting (Normal Tariff)
$41.82 $41.82
$24.81 $24.81
68.56%
Gasoline (1 liter)
$1.12 $1.12
$0.79 $0.79
41.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$35.9K $35.9K
-1.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.2K $25.2K
3.30%
🧾 Monthly Utilities & Internet
New York, NY
Castle Rock, CO
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$210 $210
4.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$73.2 $73.2
$39.60 $39.60
84.82%
Internet (50+ Mbps, Unlimited Data)
$72.0 $72.0
$71.3 $71.3
1.01%
🎉 Sport & Entertainment
New York, NY
Castle Rock, CO
Difference
Gym Membership (Monthly)
$123 $123
$59.0 $59.0
108.05%
Tennis Court (1 Hour on Weekend)
$67.7 $67.7
-
-
Cinema Ticket
$22.85 $22.85
$12.17 $12.17
87.76%
🧸 Childcare & Education
New York, NY
Castle Rock, CO
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,333 $3,333
$1,318 $1,318
152.91%
International Primary School, 1 Child (Yearly)
$60.0K $60.0K
$17.6K $17.6K
239.98%
👕👟 Clothing & Footwear
New York, NY
Castle Rock, CO
Difference
Jeans (Levis 501 Or Similar)
$75.2 $75.2
$54.4 $54.4
38.29%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$50.7 $50.7
3.33%
Sport Shoes (Adidas, Nike)
$122 $122
$81.5 $81.5
49.28%
Men's Leather Business Shoes
$133 $133
$117 $117
13.64%
🏠 Accommodation & Living
New York, NY
Castle Rock, CO
Difference
1-bedroom Apartment, City Center (Monthly)
$4,389 $4,389
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$3,130 $3,130
-
-
3-bedroom Apartment, City Center (Monthly)
$8,918 $8,918
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$5,354 $5,354
-
-
Buy Apartment in City Center (m2)
$19.4K $19.4K
-
-
Buy Apartment Outside City Center (m2)
$6,806 $6,806
-
-
💵 Salaries & Financials
New York, NY
Castle Rock, CO
Difference
Average Monthly Net Salary (After Tax)
$5,343 $5,343
$5,904 $5,904
-9.50%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
6.77
0.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Castle Rock, CO: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Castle Rock, CO
- * 100%
Groceries & Markets
New York, NY
$545
Castle Rock, CO
$362 33.5% $183
Eating Out
New York, NY
$404
Castle Rock, CO
$338 16.3% $66
Monthly Utilities & Internet
New York, NY
$364
Castle Rock, CO
$321 11.8% $43
Clothing & Footwear
New York, NY
$172
Castle Rock, CO
$137 20.6% $35
Sport & Entertainment
New York, NY
$168
Castle Rock, CO
$83 50.5% $85
Getting Around
New York, NY
$167
Castle Rock, CO
$12 * 92.8% $155

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Castle Rock, CO pays 11% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $122 in New York, NY vs $64.0 in Castle Rock, CO for a mid-range dinner for two. Groceries echo the gap at $545 vs $362 per month, with Castle Rock, CO cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Castle Rock, CO
🕒 Local time
00:27 12:27 AM
22:27 10:27 PM
2 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
73,158
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • New York, NY Castle Rock, CO 2,600 km ≈ 3 h 45 min nonstop flight
From you
  • New York, NY
  • Castle Rock, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Castle Rock, CO: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in New York, NY and in Castle Rock, CO?
New York, NY and Castle Rock, CO differ by about 295% in total monthly costs ($4,950 vs $1,253 including rent). Castle Rock, CO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 11% lower in Castle Rock, CO. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 50% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: New York, NY or Castle Rock, CO?
All in, you'll spend $4,950 per month in New York, NY versus $1,253 in Castle Rock, CO – a 295% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,253 in Castle Rock, CO versus $4,950 in New York, NY, a $2,000 budget is realistic in Castle Rock, CO but tight or insufficient in New York, NY. The gap between the two cities makes Castle Rock, CO the clear choice for anyone on this budget.
How does quality of life compare between New York, NY and Castle Rock, CO?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is New York, NY or Castle Rock, CO safer for residents?
Safety-wise, New York, NY and Castle Rock, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: New York, NY or Castle Rock, CO?
Expats usually find Castle Rock, CO gentler on the wallet – expenses run 295% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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