Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Caraguatatuba

For one person, living is cheaper in Caraguatatuba: $843 a month against $4,950 in New York, NY, rent and utilities included – about $49,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
41

Cost of Living Index in Caraguatatuba
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Caraguatatuba Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Caraguatatuba

🇧🇷 Brazil

$843

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Caraguatatuba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Caraguatatuba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,950 in New York, NY versus $843 in Caraguatatuba.

New York, NY $4,950
Caraguatatuba $843

Estimated couple costs with rent: $7,265 in New York, NY versus $1,363 in Caraguatatuba.

New York, NY $7,265
Caraguatatuba $1,363

Monthly costs for a family of three with rent: $9,581 in New York, NY versus $1,883 in Caraguatatuba.

New York, NY $9,581
Caraguatatuba $1,883

Living in New York, NY is roughly 487% more expensive than in Caraguatatuba, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 267% above, Caraguatatuba is 38% below.

Meal at Budget Restaurant

$24.65 $24.65

$7.70 R$39.04

220.13%

Three-Course Dinner for Two, Mid-Range

$122 $122

$29.38 R$149

313.68%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$9.23 R$46.80

50.70%

Cappuccino

$6.59 $6.59

$2.37 R$11.99

178.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$1.23 R$6.25

212.20%

Water (0.33 liter bottle)

$2.87 $2.87

$0.88 R$4.48

226.14%

Local Beer (0.5 liter draught)

$7.79 $7.79

$2.36 R$11.96

230.08%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.27 R$16.60

201.22%

Milk (1 liter)

$1.38 $1.38

$1.00 R$5.09

38.00%

White Bread (500g)

$4.68 $4.68

$1.61 R$8.17

190.68%

Rice (white) (1kg)

$7.54 $7.54

$1.40 R$7.10

438.57%

Eggs

$5.93 $5.93

$1.96 R$9.96

202.55%

Local Cheese (1kg)

$18.83 $18.83

$5.89 R$29.84

219.69%

Chicken Fillets (1kg)

$17.36 $17.36

$3.32 R$16.82

422.89%

Beef Round Steak (1kg)

$18.51 $18.51

$7.98 R$40.47

131.95%

Apples (1kg)

$6.74 $6.74

$2.15 R$10.89

213.49%

Banana (1kg)

$2.09 $2.09

$1.67 R$8.46

25.15%

Oranges (1kg)

$6.07 $6.07

$1.46 R$7.39

315.75%

Tomato (1kg)

$6.74 $6.74

$1.42 R$7.19

374.65%

Potato (1kg)

$4.05 $4.05

$1.27 R$6.45

218.90%

Onion (1kg)

$4.37 $4.37

$0.82 R$4.13

432.93%

Lettuce (1 head)

$2.89 $2.89

$0.71 R$3.60

307.04%

Water (1.5 liter bottle)

$2.60 $2.60

$0.79 R$3.99

229.11%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$2.16 R$10.96

766.67%

Wine (Bottle)

$20.06 $20.06

$7.00 R$35.46

186.57%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$1.50 R$7.58

116.67%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.59 R$13.11

44.02%

One-way Ticket (Public Transport)

$3.06 $3.06

$0.98 R$4.96

212.24%

Public Transport Monthly Pass (Regular Price)

$140 $140

$23.55 R$119

496.52%

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.16 R$5.89

162.07%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$0.73 R$3.70

194.52%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$3.52 R$17.85

1088.07%

Gasoline (1 liter)

$1.12 $1.12

$1.30 R$6.59

-13.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$15.7K R$79.3K

126.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$29.5K R$149.6K

-11.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$66.3 R$336

230.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$13.05 R$66.2

460.84%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$22.44 R$114

220.81%

Gym Membership (Monthly)

$123 $123

$21.64 R$110

466.96%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

$16.29 R$82.6

315.41%

Cinema Ticket

$22.85 $22.85

$8.17 R$41.40

179.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$223 R$1,130

1395.12%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$4,271 R$21.7K

1304.43%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$57.8 R$293

30.11%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$56.6 R$287

-7.41%

Sport Shoes (Adidas, Nike)

$122 $122

$78.3 R$397

55.30%

Men's Leather Business Shoes

$133 $133

$59.2 R$300

124.88%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$416 R$2,110

954.18%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$237 R$1,201

1220.76%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$879 R$4,453

915.09%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$522 R$2,648

924.72%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$1,681 R$8,523

1054.01%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$1,217 R$6,170

459.18%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$336 R$1,704

1489.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

8.15

-16.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Caraguatatuba: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Caraguatatuba

$237 28.1% 92.4% $2.9K

Groceries & Markets

New York, NY

$545 11%

Caraguatatuba

$176 20.9% 67.7% $369

Eating Out

New York, NY

$404 8.2%

Caraguatatuba

$145 17.2% 64.2% $259

Monthly Utilities & Internet

New York, NY

$364 7.4%

Caraguatatuba

$102 12.1% 72% $262

Clothing & Footwear

New York, NY

$172 3.5%

Caraguatatuba

$113 13.5% 34.1% $59

Sport & Entertainment

New York, NY

$168 3.4%

Caraguatatuba

$38 4.5% 77.5% $130

Getting Around

New York, NY

$167 3.4%

Caraguatatuba

$32 3.8% 80.6% $134

Cost Breakdown

A one-bedroom apartment in the center runs $4,389 in New York, NY and $416 in Caraguatatuba. Housing cost is often the main lever when comparing two cities.

New York, NY pays 1489% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in New York, NY vs $29.00 in Caraguatatuba for a mid-range dinner for two. Groceries echo the gap at $545 vs $176 per month, with Caraguatatuba cheaper across the board.

Good to know

🇺🇸 New York, NY

🇧🇷 Caraguatatuba

🕒 Local time

04:47 4:47 AM

05:47 5:47 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

134,873

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

On the map

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Between locations

New York, NY Caraguatatuba 7,740 km ≈ 10 h nonstop flight

From you

New York, NY
Caraguatatuba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Caraguatatuba: Cost of Living - Frequently Asked Questions

Caraguatatuba is cheaper overall, especially in groceries, eating out, and clothing. The 487% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1489% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,389 in New York, NY versus $416 in Caraguatatuba. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 210% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Caraguatatuba – a meal for two runs $29.00 versus $122 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $843 in Caraguatatuba versus $4,950 in New York, NY, a $1,500 budget is realistic in Caraguatatuba but tight or insufficient in New York, NY. The gap between the two cities makes Caraguatatuba the clear choice for anyone on this budget.

For families, Caraguatatuba is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Caraguatatuba gentler on the wallet – expenses run 487% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.