Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Cancun

For one person, living is cheaper in Cancun: $1,428 a month against $5,142 in New York, NY, rent and utilities included – about $44,600 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$5,142
/mo nomad
Cancun
🇲🇽 Mexico
$1,428
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Cancun

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Cancun actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $1,428 in Cancun, rent included.

  • New York, NY $5,142
  • Cancun $1,428

A couple spends around $7,455 per month in New York, NY vs $2,290 in Cancun, rent included.

  • New York, NY $7,455
  • Cancun $2,290

A family of three spends $9,767 per month in New York, NY vs $3,152 in Cancun, rent included.

  • New York, NY $9,767
  • Cancun $3,152

New York, NY costs about 260% more than Cancun, and outside of rent the biggest gap is in groceries.

Both New York, NY and Cancun sit above the global median – New York, NY by 284%, Cancun by 7%.

Currency
🍽 Eating Out
New York, NY
Cancun
Difference
Meal at Budget Restaurant
$26.46 $26.46
$11.15 MX$203
137.31%
Three-Course Dinner for Two, Mid-Range
$119 $119
$54.6 MX$993
117.45%
Fast Food Meal (McDonalds, etc)
$14.43 $14.43
$11.30 MX$206
27.70%
Cappuccino
$6.55 $6.55
$3.86 MX$70.3
69.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$1.38 MX$25.03
178.26%
Water (0.33 liter bottle)
$3.00 $3.00
$0.80 MX$14.62
275.00%
Local Beer (0.5 liter draught)
$8.27 $8.27
$3.08 MX$56.0
168.51%
Imported Beer (0.33 liter bottle)
$10.05 $10.05
$4.35 MX$79.1
131.03%
🛒 Groceries & Markets
New York, NY
Cancun
Difference
Milk (1 liter)
$1.31 $1.31
$1.63 MX$29.66
-19.63%
White Bread (500g)
$4.90 $4.90
$2.71 MX$49.35
80.81%
Rice (white) (1kg)
$7.16 $7.16
$1.65 MX$29.99
333.94%
Eggs
$5.92 $5.92
$2.72 MX$49.55
117.65%
Local Cheese (1kg)
$19.06 $19.06
$9.93 MX$181
91.94%
Chicken Fillets (1kg)
$17.38 $17.38
$8.80 MX$160
97.50%
Beef Round Steak (1kg)
$18.94 $18.94
$13.88 MX$252
36.46%
Apples (1kg)
$6.96 $6.96
$2.83 MX$51.5
145.94%
Banana (1kg)
$2.08 $2.08
$1.67 MX$30.38
24.55%
Oranges (1kg)
$6.10 $6.10
$3.20 MX$58.2
90.62%
Tomato (1kg)
$6.95 $6.95
$2.16 MX$39.37
221.76%
Potato (1kg)
$3.98 $3.98
$2.03 MX$36.93
96.06%
Onion (1kg)
$4.44 $4.44
$1.90 MX$34.63
133.68%
Lettuce (1 head)
$2.81 $2.81
$1.15 MX$20.92
144.35%
Water (1.5 liter bottle)
$2.51 $2.51
$1.22 MX$22.26
105.74%
Cigarettes 20 Pack (Marlboro, Camel)
$19.27 $19.27
$4.51 MX$82.0
327.27%
Wine (Bottle)
$19.67 $19.67
$10.03 MX$182
96.11%
Local Beer (0.5 liter bottle)
$3.08 $3.08
$1.56 MX$28.34
97.44%
Imported Beer (0.33 liter bottle)
$3.68 $3.68
$2.73 MX$49.67
34.80%
🚌 Getting Around
New York, NY
Cancun
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$0.64 MX$11.71
371.87%
Public Transport Monthly Pass (Regular Price)
$140 $140
$28.64 MX$521
387.15%
Taxi Start (Normal Tariff)
$3.07 $3.07
$4.50 MX$81.8
-31.78%
Taxi (Normal Tariff) (1km)
$2.13 $2.13
$2.98 MX$54.2
-28.52%
Taxi 1hour Waiting (Normal Tariff)
$41.21 $41.21
$13.62 MX$248
202.57%
Gasoline (1 liter)
$1.11 $1.11
$1.52 MX$27.58
-26.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$21.0K MX$382.2K
66.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$24.5K MX$445.5K
3.70%
🧾 Monthly Utilities & Internet
New York, NY
Cancun
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 $217
$172 MX$3,137
26.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.0 $74.0
$23.50 MX$427
214.98%
Internet (50+ Mbps, Unlimited Data)
$72.5 $72.5
$37.97 MX$691
90.89%
🎉 Sport & Entertainment
New York, NY
Cancun
Difference
Gym Membership (Monthly)
$120 $120
$33.57 MX$611
258.80%
Tennis Court (1 Hour on Weekend)
$66.9 $66.9
$13.50 MX$246
395.48%
Cinema Ticket
$22.32 $22.32
$7.33 MX$133
204.50%
🧸 Childcare & Education
New York, NY
Cancun
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,425 $3,425
$205 MX$3,725
1572.18%
International Primary School, 1 Child (Yearly)
$61.2K $61.2K
$5,468 MX$99.5K
1018.69%
👕👟 Clothing & Footwear
New York, NY
Cancun
Difference
Jeans (Levis 501 Or Similar)
$76.3 $76.3
$54.9 MX$998
39.03%
Summer Dress (H&M, Zara, etc)
$55.5 $55.5
$54.7 MX$996
1.30%
Sport Shoes (Adidas, Nike)
$119 $119
$76.9 MX$1,399
55.07%
Men's Leather Business Shoes
$131 $131
$94.4 MX$1,716
38.40%
🏠 Accommodation & Living
New York, NY
Cancun
Difference
1-bedroom Apartment, City Center (Monthly)
$4,506 $4,506
$672 MX$12.2K
570.57%
1-bedroom Apartment, Outside City Center (Monthly)
$3,155 $3,155
$464 MX$8,440
579.98%
3-bedroom Apartment, City Center (Monthly)
$8,817 $8,817
$1,375 MX$25.0K
541.28%
3-bedroom Apartment, Outside City Center (Monthly)
$5,532 $5,532
$1,075 MX$19.6K
414.62%
Buy Apartment in City Center (m2)
$19.4K $19.4K
$1,281 MX$23.3K
1412.73%
Buy Apartment Outside City Center (m2)
$6,754 $6,754
$1,985 MX$36.1K
240.25%
💵 Salaries & Financials
New York, NY
Cancun
Difference
Average Monthly Net Salary (After Tax)
$5,290 $5,290
$819 MX$14.9K
546.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
11.45
-40.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for Cancun: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.2K
Cancun
$464 85.3% $2.7K
Groceries & Markets
New York, NY
$546
Cancun
$287 47.5% $259
Eating Out
New York, NY
$422
Cancun
$202 52.1% $220
Monthly Utilities & Internet
New York, NY
$364
Cancun
$234 35.7% $130
Clothing & Footwear
New York, NY
$172
Cancun
$126 26.4% $45
Getting Around
New York, NY
$165
Cancun
$51 69.4% $115
Sport & Entertainment
New York, NY
$165
Cancun
$48 70.8% $117

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $672 in Cancun. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 546% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in New York, NY versus $55.0 in Cancun. Monthly groceries follow the same trend: $546 vs $287 – making Cancun the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇲🇽 Cancun
🕒 Local time
01:49 1:49 AM
00:49 12:49 AM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
888,797
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.19 MXN (100 MXN = 5.5 USD). 1 EUR = 20.4 MXN (100 MXN = 4.9 EUR).

On the map
Between locations
  • New York, NY Cancun 2,470 km ≈ 3 h 30 min nonstop flight
From you
  • New York, NY
  • Cancun

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Cancun: Cost of Living - Frequently Asked Questions
How do living costs in New York, NY and in Cancun compare overall?
Monthly costs with rent: $5,142 in New York, NY, $1,428 in Cancun – roughly 260% apart. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in New York, NY compared to Cancun?
For a comfortable life, plan on about $7,714 per month in New York, NY and $2,141 in Cancun. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between New York, NY and Cancun?
Rent is clearly cheaper in Cancun, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between New York, NY and Cancun?
Kindergarten costs $3,425 per month in New York, NY and $205 in Cancun. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 91% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Cancun, where all-in costs run around $1,428, than in New York, NY at $5,142. In Cancun it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
How does quality of life compare between New York, NY and Cancun?
It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $1,428 in Cancun to $5,142 in New York, NY. Climate, culture, job market, and personal taste all factor in.
How do I decide between New York, NY and Cancun?
If budget matters most, go with Cancun. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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