Cost of Living Comparison Between New York, NY and Camarillo, CA Cost of Living Comparison Between New York, NY and Camarillo, CA

Monthly Cost of Living

Monthly costs for one person with rent: $4,443 in New York, NY versus $3,527 in Camarillo, CA.

Estimated couple costs with rent: $6,945 in New York, NY versus $5,097 in Camarillo, CA.

Monthly costs for a family of three with rent: $9,447 in New York, NY versus $6,667 in Camarillo, CA.

Living in New York, NY is roughly 26% more expensive than in Camarillo, CA, driven mainly by Getting Around.

Both cities are pricier than the global median: New York, NY 234% above, Camarillo, CA 165% above.

Meal at Budget Restaurant

$30.45 $30.45

$25.46 $25.46

19.60%

Three-Course Dinner for Two, Mid-Range

$146 $146

$64.4 $64.4

126.80%

Fast Food Meal (McDonalds, etc)

$12.71 $12.71

$9.82 $9.82

29.43%

Cappuccino

$5.87 $5.87

$5.71 $5.71

2.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 $3.22

$2.64 $2.64

21.97%

Water (0.33 liter bottle)

$2.71 $2.71

$2.02 $2.02

34.16%

Local Beer (0.5 liter draught)

$8.19 $8.19

$7.21 $7.21

13.59%

Imported Beer (0.33 liter bottle)

$11.89 $11.89

$8.84 $8.84

34.50%

Milk (1 liter)

$1.56 $1.56

$1.25 $1.25

24.80%

White Bread (500g)

$5.01 $5.01

$5.52 $5.52

-9.24%

Rice (white) (1kg)

$8.33 $8.33

$4.80 $4.80

73.54%

Eggs

$7.02 $7.02

$4.63 $4.63

51.62%

Local Cheese (1kg)

$17.39 $17.39

$12.66 $12.66

37.36%

Chicken Fillets (1kg)

$16.72 $16.72

$11.53 $11.53

45.01%

Beef Round Steak (1kg)

$20.01 $20.01

$14.82 $14.82

35.02%

Apples (1kg)

$7.72 $7.72

$6.34 $6.34

21.77%

Banana (1kg)

$2.47 $2.47

$1.85 $1.85

33.51%

Oranges (1kg)

$5.72 $5.72

$3.88 $3.88

47.42%

Tomato (1kg)

$6.42 $6.42

$5.62 $5.62

14.23%

Potato (1kg)

$3.75 $3.75

$3.32 $3.32

12.95%

Onion (1kg)

$3.91 $3.91

$3.09 $3.09

26.54%

Lettuce (1 head)

$3.04 $3.04

$2.07 $2.07

46.86%

Water (1.5 liter bottle)

$2.57 $2.57

$2.09 $2.09

22.97%

Cigarettes 20 Pack (Marlboro, Camel)

$18.84 $18.84

$9.61 $9.61

96.05%

Wine (Bottle)

$19.67 $19.67

$14.86 $14.86

32.37%

Local Beer (0.5 liter bottle)

$3.00 $3.00

$1.74 $1.74

72.41%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$4.53 $4.53

-14.35%

One-way Ticket (Public Transport)

$2.88 $2.88

$1.98 $1.98

45.45%

Public Transport Monthly Pass (Regular Price)

$133 $133

Taxi Start (Normal Tariff)

$5.11 $5.11

$4.10 $4.10

24.63%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.73 $2.73

-19.41%

Taxi 1hour Waiting (Normal Tariff)

$41.93 $41.93

$31.68 $31.68

32.35%

Gasoline (1 liter)

$0.98 $0.98

$1.31 $1.31

-25.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$28.9K $28.9K

22.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$24.4K $24.4K

12.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$200 $200

-7.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.9 $59.9

$55.0 $55.0

8.81%

Internet (50+ Mbps, Unlimited Data)

$62.4 $62.4

$72.4 $72.4

-13.72%

Gym Membership (Monthly)

$140 $140

$39.35 $39.35

254.54%

Tennis Court (1 Hour on Weekend)

$65.0 $65.0

Cinema Ticket

$20.33 $20.33

$13.96 $13.96

45.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,153 $3,153

$1,842 $1,842

71.15%

International Primary School, 1 Child (Yearly)

$56.8K $56.8K

$39.6K $39.6K

43.46%

Jeans (Levis 501 Or Similar)

$68.0 $68.0

$68.6 $68.6

-0.88%

Summer Dress (H&M, Zara, etc)

$47.89 $47.89

$19.87 $19.87

141.02%

Sport Shoes (Adidas, Nike)

$115 $115

$75.6 $75.6

52.51%

Men's Leather Business Shoes

$174 $174

$159 $159

9.54%

1-bedroom Apartment, City Center (Monthly)

$4,125 $4,125

$2,210 $2,210

86.61%

1-bedroom Apartment, Outside City Center (Monthly)

$2,685 $2,685

$2,196 $2,196

22.24%

3-bedroom Apartment, City Center (Monthly)

$8,262 $8,262

$4,278 $4,278

93.10%

3-bedroom Apartment, Outside City Center (Monthly)

$5,258 $5,258

$3,787 $3,787

38.86%

Buy Apartment in City Center (m2)

$18.7K $18.7K

$6,584 $6,584

183.62%

Buy Apartment Outside City Center (m2)

$6,464 $6,464

Average Monthly Net Salary (After Tax)

$5,584 $5,584

$5,719 $5,719

-2.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.69

-3.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: July 25, 2026

Last update for Camarillo, CA: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,125 in New York, NY and $2,210 in Camarillo, CA. Housing cost is often the main lever when comparing two cities.

Camarillo, CA pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $146 in New York, NY vs $64.0 in Camarillo, CA for a mid-range dinner for two. Groceries echo the gap at $555 vs $429 per month, with Camarillo, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Camarillo, CA: Cost of Living - Frequently Asked Questions

Camarillo, CA is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 26% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2% lower in Camarillo, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,125 in New York, NY versus $2,210 in Camarillo, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,443 per month in New York, NY versus $3,527 in Camarillo, CA – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Camarillo, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Camarillo, CA is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, New York, NY and Camarillo, CA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Camarillo, CA gentler on the wallet – expenses run 26% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.