Last update: Oct 2026

Cost of Living Comparison Between Camarillo, CA and New York, NY

For one person, living is cheaper in Camarillo, CA: $3,615 a month against $4,950 in New York, NY, rent and utilities included – about $16,000 less a year. Rent and utilities account for most of the difference.

177

Cost of Living Index in Camarillo, CA
Learn more

Camarillo, CA Living Index
239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index

Jump to prices

Camarillo, CA

🇺🇸 United States

$3,615

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Camarillo, CA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Camarillo, CA and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,615 in Camarillo, CA versus $4,950 in New York, NY.

Camarillo, CA $3,615
New York, NY $4,950

Estimated couple costs with rent: $5,284 in Camarillo, CA versus $7,265 in New York, NY.

Camarillo, CA $5,284
New York, NY $7,265

Monthly costs for a family of three with rent: $6,953 in Camarillo, CA versus $9,581 in New York, NY.

Camarillo, CA $6,953
New York, NY $9,581

Living in Camarillo, CA costs roughly 27% less than in New York, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Camarillo, CA 168% above, New York, NY 267% above.

Meal at Budget Restaurant

$25.44 $25.44

$24.65 $24.65

3.20%

Three-Course Dinner for Two, Mid-Range

$65.8 $65.8

$122 $122

-45.85%

Fast Food Meal (McDonalds, etc)

$10.00 $10.00

$13.91 $13.91

-28.11%

Cappuccino

$5.63 $5.63

$6.59 $6.59

-14.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 $2.80

$3.84 $3.84

-27.08%

Water (0.33 liter bottle)

$1.95 $1.95

$2.87 $2.87

-32.06%

Local Beer (0.5 liter draught)

$7.12 $7.12

$7.79 $7.79

-8.60%

Imported Beer (0.33 liter bottle)

$9.65 $9.65

$9.85 $9.85

-2.03%

Milk (1 liter)

$1.20 $1.20

$1.38 $1.38

-13.04%

White Bread (500g)

$5.61 $5.61

$4.68 $4.68

19.87%

Rice (white) (1kg)

$4.44 $4.44

$7.54 $7.54

-41.11%

Eggs

$4.91 $4.91

$5.93 $5.93

-17.20%

Local Cheese (1kg)

$12.26 $12.26

$18.83 $18.83

-34.89%

Chicken Fillets (1kg)

$20.76 $20.76

$17.36 $17.36

19.59%

Beef Round Steak (1kg)

$14.08 $14.08

$18.51 $18.51

-23.93%

Apples (1kg)

$5.58 $5.58

$6.74 $6.74

-17.21%

Banana (1kg)

$1.71 $1.71

$2.09 $2.09

-18.18%

Oranges (1kg)

$4.33 $4.33

$6.07 $6.07

-28.67%

Tomato (1kg)

$6.35 $6.35

$6.74 $6.74

-5.79%

Potato (1kg)

$3.50 $3.50

$4.05 $4.05

-13.58%

Onion (1kg)

$3.61 $3.61

$4.37 $4.37

-17.39%

Lettuce (1 head)

$2.29 $2.29

$2.89 $2.89

-20.76%

Water (1.5 liter bottle)

$2.27 $2.27

$2.60 $2.60

-12.69%

Cigarettes 20 Pack (Marlboro, Camel)

$11.50 $11.50

$18.72 $18.72

-38.57%

Wine (Bottle)

$14.95 $14.95

$20.06 $20.06

-25.47%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$3.25 $3.25

-46.15%

Imported Beer (0.33 liter bottle)

$3.20 $3.20

$3.73 $3.73

-14.21%

One-way Ticket (Public Transport)

$3.06 $3.06

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$4.41 $4.41

$3.04 $3.04

45.07%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$2.15 $2.15

-11.16%

Taxi 1hour Waiting (Normal Tariff)

$35.38 $35.38

$41.82 $41.82

-15.40%

Gasoline (1 liter)

$1.40 $1.40

$1.12 $1.12

25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K $36.3K

$35.5K $35.5K

2.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K $24.4K

$26.0K $26.0K

-6.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$219 $219

-2.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.3 $72.3

$73.2 $73.2

-1.18%

Internet (50+ Mbps, Unlimited Data)

$71.1 $71.1

$72.0 $72.0

-1.25%

Gym Membership (Monthly)

$39.53 $39.53

$123 $123

-67.78%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$12.17 $12.17

$22.85 $22.85

-46.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,933 $1,933

$3,333 $3,333

-42.00%

International Primary School, 1 Child (Yearly)

$42.2K $42.2K

$60.0K $60.0K

-29.62%

Jeans (Levis 501 Or Similar)

$74.1 $74.1

$75.2 $75.2

-1.52%

Summer Dress (H&M, Zara, etc)

$19.66 $19.66

$52.4 $52.4

-62.47%

Sport Shoes (Adidas, Nike)

$81.0 $81.0

$122 $122

-33.42%

Men's Leather Business Shoes

$170 $170

$133 $133

27.41%

1-bedroom Apartment, City Center (Monthly)

$2,229 $2,229

$4,389 $4,389

-49.22%

1-bedroom Apartment, Outside City Center (Monthly)

$2,175 $2,175

$3,130 $3,130

-30.50%

3-bedroom Apartment, City Center (Monthly)

$4,282 $4,282

$8,918 $8,918

-51.98%

3-bedroom Apartment, Outside City Center (Monthly)

$3,833 $3,833

$5,354 $5,354

-28.40%

Buy Apartment in City Center (m2)

$6,465 $6,465

$19.4K $19.4K

-66.68%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

Average Monthly Net Salary (After Tax)

$5,776 $5,776

$5,343 $5,343

8.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

6.82

-2.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Camarillo, CA: October 12, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Camarillo, CA

$2.2K 60.2%

New York, NY

$3.1K 63.2% 43.9% $955

Groceries & Markets

Camarillo, CA

$475 13.1%

New York, NY

$545 11% 14.8% $70

Eating Out

Camarillo, CA

$375 10.4%

New York, NY

$404 8.2% 7.6% $29

Monthly Utilities & Internet

Camarillo, CA

$357 9.9%

New York, NY

$364 7.4% 2% $7.1

Clothing & Footwear

Camarillo, CA

$155 4.3%

New York, NY

$172 3.5% 11% $17

Sport & Entertainment

Camarillo, CA

$64 1.8%

New York, NY

$168 3.4% 164% $105

Getting Around

Camarillo, CA

$14 * 0.4%

New York, NY

$167 3.4% 1092% $153

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,229 in Camarillo, CA and $4,389 in New York, NY. Housing cost is often the main lever when comparing two cities.

Camarillo, CA pays 8% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $66.0 in Camarillo, CA vs $122 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $475 vs $545 per month, with Camarillo, CA cheaper across the board.

Good to know

🇺🇸 Camarillo, CA

🇺🇸 New York, NY

🕒 Local time

17:16 5:16 PM

20:16 8:16 PM

3 h ahead of Camarillo, CA

🌤 Weather

👥 Population

62,489

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Camarillo, CA New York, NY 3,980 km ≈ 5 h nonstop flight

From you

Camarillo, CA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Camarillo, CA vs New York, NY: Cost of Living - Frequently Asked Questions

Camarillo, CA is cheaper overall, especially in groceries, eating out, and clothing. The 37% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 8% higher in Camarillo, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,229 in Camarillo, CA versus $4,389 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 15% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,615 per month in Camarillo, CA versus $4,950 in New York, NY – a 37% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Camarillo, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Camarillo, CA is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Camarillo, CA and New York, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Camarillo, CA gentler on the wallet – expenses run 37% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.