Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Breckenridge, CO

For one person, living is cheaper in Breckenridge, CO: $3,721 a month against $4,938 in New York, NY, rent and utilities included – about $14,600 less a year. Rent and utilities account for about half of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
181

Cost of Living Index in Breckenridge, CO
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Breckenridge, CO Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Breckenridge, CO

🇺🇸 United States

$3,721

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Breckenridge, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Breckenridge, CO actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $3,721 in Breckenridge, CO, rent included.

New York, NY $4,938
Breckenridge, CO $3,721

A couple spends around $7,273 per month in New York, NY vs $5,217 in Breckenridge, CO, rent included.

New York, NY $7,273
Breckenridge, CO $5,217

A family of three spends $9,608 per month in New York, NY vs $6,712 in Breckenridge, CO, rent included.

New York, NY $9,608
Breckenridge, CO $6,712

New York, NY costs about 33% more than Breckenridge, CO, and outside of rent the biggest gap is in groceries.

Both New York, NY and Breckenridge, CO sit above the global median – New York, NY by 264%, Breckenridge, CO by 175%.

Meal at Budget Restaurant

$24.99 $24.99

$16.68 $16.68

49.82%

Three-Course Dinner for Two, Mid-Range

$120 $120

$79.0 $79.0

52.20%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.97 $10.97

25.25%

Cappuccino

$6.60 $6.60

$6.03 $6.03

9.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.46 $2.46

55.28%

Water (0.33 liter bottle)

$2.87 $2.87

$2.07 $2.07

38.65%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.81 $6.81

16.74%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.18 $7.18

40.11%

Milk (1 liter)

$1.37 $1.37

$1.03 $1.03

33.01%

White Bread (500g)

$4.75 $4.75

$2.88 $2.88

64.93%

Rice (white) (1kg)

$7.69 $7.69

$2.74 $2.74

180.66%

Eggs

$5.87 $5.87

$4.17 $4.17

40.77%

Local Cheese (1kg)

$19.25 $19.25

$11.04 $11.04

74.37%

Chicken Fillets (1kg)

$17.83 $17.83

$9.37 $9.37

90.29%

Beef Round Steak (1kg)

$19.03 $19.03

$15.63 $15.63

21.75%

Apples (1kg)

$6.69 $6.69

$4.90 $4.90

36.53%

Banana (1kg)

$2.29 $2.29

$1.49 $1.49

53.69%

Oranges (1kg)

$6.41 $6.41

$4.52 $4.52

41.81%

Tomato (1kg)

$6.75 $6.75

$4.97 $4.97

35.81%

Potato (1kg)

$3.93 $3.93

$3.54 $3.54

11.02%

Onion (1kg)

$4.52 $4.52

$1.70 $1.70

165.88%

Lettuce (1 head)

$2.79 $2.79

$2.06 $2.06

35.44%

Water (1.5 liter bottle)

$2.51 $2.51

$1.73 $1.73

45.09%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$10.32 $10.32

75.39%

Wine (Bottle)

$20.16 $20.16

$16.67 $16.67

20.94%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.57 $2.57

26.85%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.67 $2.67

40.45%

One-way Ticket (Public Transport)

$2.92 $2.92

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.45 $2.45

24.90%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.82 $1.82

18.68%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$25.39 $25.39

62.78%

Gasoline (1 liter)

$1.12 $1.12

$1.03 $1.03

8.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$25.5K $25.5K

30.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

0.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$207 $207

6.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$57.2 $57.2

31.72%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$68.1 $68.1

3.57%

Gym Membership (Monthly)

$116 $116

$69.8 $69.8

65.52%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$28.21 $28.21

139.70%

Cinema Ticket

$21.37 $21.37

$11.97 $11.97

78.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,305 $1,305

162.95%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$12.4K $12.4K

395.90%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$58.9 $58.9

27.09%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$30.22 $30.22

72.53%

Sport Shoes (Adidas, Nike)

$117 $117

$79.0 $79.0

47.76%

Men's Leather Business Shoes

$135 $135

$119 $119

13.59%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$2,928 $2,928

48.48%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$2,485 $2,485

25.43%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$5,803 $5,803

56.99%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$3,961 $3,961

35.81%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$8,290 $8,290

132.59%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$8,264 $8,264

-15.99%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$6,272 $6,272

-16.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.77

1.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Breckenridge, CO: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Breckenridge, CO

$2.5K 66.8% 20.3% $632

Groceries & Markets

New York, NY

$552 11.2%

Breckenridge, CO

$365 9.8% 34% $188

Eating Out

New York, NY

$407 8.2%

Breckenridge, CO

$305 8.2% 25% $102

Monthly Utilities & Internet

New York, NY

$365 7.4%

Breckenridge, CO

$332 8.9% 9.1% $33

Clothing & Footwear

New York, NY

$170 3.5%

Breckenridge, CO

$129 3.5% 24.2% $41

Getting Around

New York, NY

$168 3.4%

Breckenridge, CO

$12 * 0.3% 93.1% $157

Sport & Entertainment

New York, NY

$158 3.2%

Breckenridge, CO

$94 2.5% 40.8% $64

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $2,928 in Breckenridge, CO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Breckenridge, CO, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $120 in New York, NY versus $79.0 in Breckenridge, CO. Monthly groceries follow the same trend: $552 vs $365 – making Breckenridge, CO the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Breckenridge, CO

🕒 Local time

08:36 8:36 AM

06:36 6:36 AM

2 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

5,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Breckenridge, CO 2,700 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
Breckenridge, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Breckenridge, CO: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 33%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $7,407 per month in New York, NY and $5,582 in Breckenridge, CO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Breckenridge, CO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,938 in New York, NY and $3,721 in Breckenridge, CO. That's a gap of about 33%.

Kindergarten costs $3,432 per month in New York, NY and $1,305 in Breckenridge, CO. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,500 is a stretch for both – monthly costs hit $4,938 in New York, NY and $3,721 in Breckenridge, CO. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Breckenridge, CO – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Breckenridge, CO. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.