Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Bradley Beach, NJ

For one person, living is cheaper in Bradley Beach, NJ: $2,651 a month against $4,906 in New York, NY, rent and utilities included – about $27,100 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
120

Cost of Living Index in Bradley Beach, NJ
Learn more

Bradley Beach, NJ Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Bradley Beach, NJ

🇺🇸 United States

$2,651

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Bradley Beach, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Bradley Beach, NJ actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $2,651 in Bradley Beach, NJ, rent included.

New York, NY $4,906
Bradley Beach, NJ $2,651

A couple spends around $7,273 per month in New York, NY vs $3,755 in Bradley Beach, NJ, rent included.

New York, NY $7,273
Bradley Beach, NJ $3,755

A family of three spends $9,641 per month in New York, NY vs $4,859 in Bradley Beach, NJ, rent included.

New York, NY $9,641
Bradley Beach, NJ $4,859

New York, NY costs about 85% more than Bradley Beach, NJ, and outside of rent the biggest gap is in groceries.

Both New York, NY and Bradley Beach, NJ sit above the global median – New York, NY by 263%, Bradley Beach, NJ by 96%.

Meal at Budget Restaurant

$26.93 $26.93

$19.10 $19.10

40.99%

Three-Course Dinner for Two, Mid-Range

$117 $117

$79.7 $79.7

46.50%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$10.02 $10.02

45.71%

Cappuccino

$6.54 $6.54

$6.32 $6.32

3.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.56 $2.56

50.78%

Water (0.33 liter bottle)

$2.95 $2.95

$1.49 $1.49

97.99%

Local Beer (0.5 liter draught)

$8.08 $8.08

$5.89 $5.89

37.18%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$6.91 $6.91

42.55%

Milk (1 liter)

$1.31 $1.31

$1.25 $1.25

4.80%

White Bread (500g)

$4.97 $4.97

$4.47 $4.47

11.19%

Rice (white) (1kg)

$7.70 $7.70

$5.90 $5.90

30.51%

Eggs

$6.09 $6.09

$3.46 $3.46

76.01%

Local Cheese (1kg)

$19.55 $19.55

$13.72 $13.72

42.49%

Chicken Fillets (1kg)

$17.59 $17.59

$10.11 $10.11

73.99%

Beef Round Steak (1kg)

$20.26 $20.26

$10.64 $10.64

90.41%

Apples (1kg)

$6.99 $6.99

$3.03 $3.03

130.69%

Banana (1kg)

$2.21 $2.21

$1.33 $1.33

66.17%

Oranges (1kg)

$6.72 $6.72

$2.80 $2.80

140.00%

Tomato (1kg)

$7.12 $7.12

$3.29 $3.29

116.41%

Potato (1kg)

$4.61 $4.61

$2.12 $2.12

117.45%

Onion (1kg)

$4.78 $4.78

$2.20 $2.20

117.27%

Lettuce (1 head)

$2.87 $2.87

$1.94 $1.94

47.94%

Water (1.5 liter bottle)

$2.69 $2.69

$1.09 $1.09

146.79%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$14.67 $14.67

30.47%

Wine (Bottle)

$19.63 $19.63

$15.08 $15.08

30.17%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.79 $1.79

85.47%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.52 $3.52

19.03%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.76 $1.76

71.59%

Public Transport Monthly Pass (Regular Price)

$139 $139

$52.5 $52.5

165.34%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.06 $3.06

-0.65%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.19 $2.19

0.46%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$42.64 $42.64

-3.07%

Gasoline (1 liter)

$1.13 $1.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.3K $27.3K

26.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.2K $26.2K

-1.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$172 $172

34.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$51.4 $51.4

38.08%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$49.67 $49.67

36.20%

Gym Membership (Monthly)

$115 $115

$37.10 $37.10

210.97%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$20.42 $20.42

9.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,768 $1,768

103.89%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$20.4K $20.4K

236.33%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$49.40 $49.40

60.43%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$41.91 $41.91

22.64%

Sport Shoes (Adidas, Nike)

$121 $121

$85.0 $85.0

42.54%

Men's Leather Business Shoes

$140 $140

$104 $104

34.48%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,439 $1,439

216.46%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,435 $1,435

111.83%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,537 $2,537

284.04%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$2,123 $2,123

151.13%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$2,985 $2,985

510.57%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,667 $2,667

150.64%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.72

2.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Bradley Beach, NJ: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Bradley Beach, NJ

$1.4K 54.1% 52.8% $1.6K

Groceries & Markets

New York, NY

$567 11.6%

Bradley Beach, NJ

$347 13.1% 38.9% $220

Eating Out

New York, NY

$425 8.7%

Bradley Beach, NJ

$318 12% 25.2% $107

Monthly Utilities & Internet

New York, NY

$371 7.6%

Bradley Beach, NJ

$273 10.3% 26.3% $98

Clothing & Footwear

New York, NY

$176 3.6%

Bradley Beach, NJ

$126 4.8% 28.4% $50

Getting Around

New York, NY

$165 3.4%

Bradley Beach, NJ

$74 2.8% 55.5% $92

Sport & Entertainment

New York, NY

$160 3.3%

Bradley Beach, NJ

$78 2.9% 51.3% $82

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $1,439 in Bradley Beach, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $80 in Bradley Beach, NJ. Monthly groceries follow the same trend: $567 vs $347 – making Bradley Beach, NJ the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Bradley Beach, NJ

🕒 Local time

14:11 2:11 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

4,200

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Bradley Beach, NJ 51 km

From you

New York, NY
Bradley Beach, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Bradley Beach, NJ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,906 in New York, NY, $2,651 in Bradley Beach, NJ – Bradley Beach, NJ comes out roughly 46% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,358 per month in New York, NY and $3,977 in Bradley Beach, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bradley Beach, NJ, especially for central apartments: a one-bedroom in the center costs $1,439 there versus $4,555 in New York, NY.

A mid-range dinner for two costs $117 in New York, NY and $80 in Bradley Beach, NJ. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,906 in New York, NY and $2,651 in Bradley Beach, NJ. That makes Bradley Beach, NJ about 46% cheaper.

A $3,000 monthly budget goes further in Bradley Beach, NJ, where all-in costs run around $2,651, than in New York, NY at $4,906. In Bradley Beach, NJ it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Bradley Beach, NJ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Bradley Beach, NJ is the easier option financially – housing and daily costs are lower, and overall it costs about 46% less, which matters a lot on a fixed budget or early-career salary.