Last update: Oct 2026

Cost of Living Comparison Between Bradley Beach, NJ and New York, NY

For one person, living is cheaper in Bradley Beach, NJ: $2,651 a month against $4,906 in New York, NY, rent and utilities included – about $27,100 less a year. Rent and utilities account for most of the difference.

120

Cost of Living Index in Bradley Beach, NJ
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Bradley Beach, NJ Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Bradley Beach, NJ

🇺🇸 United States

$2,651

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Bradley Beach, NJ and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bradley Beach, NJ and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,651 per month in Bradley Beach, NJ vs $4,906 in New York, NY, rent included.

Bradley Beach, NJ $2,651
New York, NY $4,906

A couple spends around $3,755 per month in Bradley Beach, NJ vs $7,273 in New York, NY, rent included.

Bradley Beach, NJ $3,755
New York, NY $7,273

A family of three spends $4,859 per month in Bradley Beach, NJ vs $9,641 in New York, NY, rent included.

Bradley Beach, NJ $4,859
New York, NY $9,641

Bradley Beach, NJ is about 46% cheaper than New York, NY, and outside of rent the biggest gap is in groceries.

Both Bradley Beach, NJ and New York, NY sit above the global median – Bradley Beach, NJ by 96%, New York, NY by 263%.

Meal at Budget Restaurant

$19.10 $19.10

$26.93 $26.93

-29.08%

Three-Course Dinner for Two, Mid-Range

$79.7 $79.7

$117 $117

-31.74%

Fast Food Meal (McDonalds, etc)

$10.02 $10.02

$14.60 $14.60

-31.37%

Cappuccino

$6.32 $6.32

$6.54 $6.54

-3.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$3.86 $3.86

-33.68%

Water (0.33 liter bottle)

$1.49 $1.49

$2.95 $2.95

-49.49%

Local Beer (0.5 liter draught)

$5.89 $5.89

$8.08 $8.08

-27.10%

Imported Beer (0.33 liter bottle)

$6.91 $6.91

$9.85 $9.85

-29.85%

Milk (1 liter)

$1.25 $1.25

$1.31 $1.31

-4.58%

White Bread (500g)

$4.47 $4.47

$4.97 $4.97

-10.06%

Rice (white) (1kg)

$5.90 $5.90

$7.70 $7.70

-23.38%

Eggs

$3.46 $3.46

$6.09 $6.09

-43.19%

Local Cheese (1kg)

$13.72 $13.72

$19.55 $19.55

-29.82%

Chicken Fillets (1kg)

$10.11 $10.11

$17.59 $17.59

-42.52%

Beef Round Steak (1kg)

$10.64 $10.64

$20.26 $20.26

-47.48%

Apples (1kg)

$3.03 $3.03

$6.99 $6.99

-56.65%

Banana (1kg)

$1.33 $1.33

$2.21 $2.21

-39.82%

Oranges (1kg)

$2.80 $2.80

$6.72 $6.72

-58.33%

Tomato (1kg)

$3.29 $3.29

$7.12 $7.12

-53.79%

Potato (1kg)

$2.12 $2.12

$4.61 $4.61

-54.01%

Onion (1kg)

$2.20 $2.20

$4.78 $4.78

-53.97%

Lettuce (1 head)

$1.94 $1.94

$2.87 $2.87

-32.40%

Water (1.5 liter bottle)

$1.09 $1.09

$2.69 $2.69

-59.48%

Cigarettes 20 Pack (Marlboro, Camel)

$14.67 $14.67

$19.14 $19.14

-23.35%

Wine (Bottle)

$15.08 $15.08

$19.63 $19.63

-23.18%

Local Beer (0.5 liter bottle)

$1.79 $1.79

$3.32 $3.32

-46.08%

Imported Beer (0.33 liter bottle)

$3.52 $3.52

$4.19 $4.19

-15.99%

One-way Ticket (Public Transport)

$1.76 $1.76

$3.02 $3.02

-41.72%

Public Transport Monthly Pass (Regular Price)

$52.5 $52.5

$139 $139

-62.31%

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.04 $3.04

0.66%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$2.20 $2.20

-0.45%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$41.33 $41.33

3.17%

Gasoline (1 liter)

$1.13 $1.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$34.5K $34.5K

-20.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.8K $25.8K

1.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$232 $232

-25.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.4 $51.4

$71.0 $71.0

-27.58%

Internet (50+ Mbps, Unlimited Data)

$49.67 $49.67

$67.7 $67.7

-26.58%

Gym Membership (Monthly)

$37.10 $37.10

$115 $115

-67.84%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$20.42 $20.42

$22.41 $22.41

-8.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,768 $1,768

$3,606 $3,606

-50.95%

International Primary School, 1 Child (Yearly)

$20.4K $20.4K

$68.7K $68.7K

-70.27%

Jeans (Levis 501 Or Similar)

$49.40 $49.40

$79.3 $79.3

-37.67%

Summer Dress (H&M, Zara, etc)

$41.91 $41.91

$51.4 $51.4

-18.46%

Sport Shoes (Adidas, Nike)

$85.0 $85.0

$121 $121

-29.84%

Men's Leather Business Shoes

$104 $104

$140 $140

-25.64%

1-bedroom Apartment, City Center (Monthly)

$1,439 $1,439

$4,555 $4,555

-68.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,435 $1,435

$3,040 $3,040

-52.79%

3-bedroom Apartment, City Center (Monthly)

$2,537 $2,537

$9,742 $9,742

-73.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,123 $2,123

$5,331 $5,331

-60.18%

Buy Apartment in City Center (m2)

$2,985 $2,985

$18.2K $18.2K

-83.62%

Buy Apartment Outside City Center (m2)

$2,667 $2,667

$6,685 $6,685

-60.10%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.72

6.89

-2.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bradley Beach, NJ: October 31, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bradley Beach, NJ

$1.4K 54.1%

New York, NY

$3K 62% 112% $1.6K

Groceries & Markets

Bradley Beach, NJ

$347 13.1%

New York, NY

$567 11.6% 63.6% $220

Eating Out

Bradley Beach, NJ

$318 12%

New York, NY

$425 8.7% 33.6% $107

Monthly Utilities & Internet

Bradley Beach, NJ

$273 10.3%

New York, NY

$371 7.6% 35.8% $98

Clothing & Footwear

Bradley Beach, NJ

$126 4.8%

New York, NY

$176 3.6% 39.7% $50

Sport & Entertainment

Bradley Beach, NJ

$78 2.9%

New York, NY

$160 3.3% 106% $82

Getting Around

Bradley Beach, NJ

$74 2.8%

New York, NY

$165 3.4% 125% $92

Cost Breakdown

A central one-bedroom costs $1,439 in Bradley Beach, NJ versus $4,555 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $80 in Bradley Beach, NJ versus $117 in New York, NY. Monthly groceries follow the same trend: $347 vs $567 – making Bradley Beach, NJ the more affordable choice for daily food spending.

Good to know

🇺🇸 Bradley Beach, NJ

🇺🇸 New York, NY

🕒 Local time

13:31 1:31 PM

Same time as Bradley Beach, NJ

🌤 Weather

👥 Population

4,200

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Bradley Beach, NJ New York, NY 51 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bradley Beach, NJ vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,651 in Bradley Beach, NJ, $4,906 in New York, NY – Bradley Beach, NJ comes out roughly 46% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,977 per month in Bradley Beach, NJ and $7,358 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bradley Beach, NJ, especially for central apartments: a one-bedroom in the center costs $1,439 there versus $4,555 in New York, NY.

A mid-range dinner for two costs $80 in Bradley Beach, NJ and $117 in New York, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,651 in Bradley Beach, NJ and $4,906 in New York, NY. That makes Bradley Beach, NJ about 46% cheaper.

A $3,000 monthly budget goes further in Bradley Beach, NJ, where all-in costs run around $2,651, than in New York, NY at $4,906. In Bradley Beach, NJ it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Bradley Beach, NJ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Bradley Beach, NJ is the easier option financially – housing and daily costs are lower, and overall it costs about 46% less, which matters a lot on a fixed budget or early-career salary.