Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Bradford, PA

For one person, living is cheaper in Bradford, PA: $2,602 a month against $4,938 in New York, NY, rent and utilities included – about $28,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
125

Cost of Living Index in Bradford, PA
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Bradford, PA Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Bradford, PA

🇺🇸 United States

$2,602

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Bradford, PA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Bradford, PA actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,602 in Bradford, PA, rent included.

New York, NY $4,938
Bradford, PA $2,602

A couple spends around $7,273 per month in New York, NY vs $3,703 in Bradford, PA, rent included.

New York, NY $7,273
Bradford, PA $3,703

A family of three spends $9,608 per month in New York, NY vs $4,805 in Bradford, PA, rent included.

New York, NY $9,608
Bradford, PA $4,805

New York, NY costs about 90% more than Bradford, PA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Bradford, PA sit above the global median – New York, NY by 264%, Bradford, PA by 92%.

Meal at Budget Restaurant

$24.99 $24.99

$20.10 $20.10

24.33%

Three-Course Dinner for Two, Mid-Range

$120 $120

$50.3 $50.3

139.06%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$9.88 $9.88

39.07%

Cappuccino

$6.60 $6.60

$6.05 $6.05

9.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.73 $2.73

39.93%

Water (0.33 liter bottle)

$2.87 $2.87

$2.19 $2.19

31.05%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.46 $5.46

45.60%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$6.91 $6.91

45.59%

Milk (1 liter)

$1.37 $1.37

$0.95 $0.95

44.21%

White Bread (500g)

$4.75 $4.75

$2.16 $2.16

119.91%

Rice (white) (1kg)

$7.69 $7.69

$3.24 $3.24

137.35%

Eggs

$5.87 $5.87

$4.67 $4.67

25.70%

Local Cheese (1kg)

$19.25 $19.25

$12.92 $12.92

48.99%

Chicken Fillets (1kg)

$17.83 $17.83

$10.10 $10.10

76.53%

Beef Round Steak (1kg)

$19.03 $19.03

$16.11 $16.11

18.13%

Apples (1kg)

$6.69 $6.69

$4.93 $4.93

35.70%

Banana (1kg)

$2.29 $2.29

$1.55 $1.55

47.74%

Oranges (1kg)

$6.41 $6.41

$3.29 $3.29

94.83%

Tomato (1kg)

$6.75 $6.75

$3.25 $3.25

107.69%

Potato (1kg)

$3.93 $3.93

$2.62 $2.62

50.00%

Onion (1kg)

$4.52 $4.52

$2.75 $2.75

64.36%

Lettuce (1 head)

$2.79 $2.79

$2.02 $2.02

38.12%

Water (1.5 liter bottle)

$2.51 $2.51

$2.02 $2.02

24.26%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$6.91 $6.91

161.94%

Wine (Bottle)

$20.16 $20.16

$7.95 $7.95

153.58%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.12 $2.12

53.77%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$4.01 $4.01

-6.48%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.12 $2.12

37.74%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$5.16 $5.16

-40.70%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$2.23 $2.23

-3.14%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$44.10 $44.10

-6.28%

Gasoline (1 liter)

$1.12 $1.12

$0.99 $0.99

13.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$33.9K $33.9K

-2.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.3K $25.3K

1.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$323 $323

-32.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$50.7 $50.7

48.70%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$39.90 $39.90

76.72%

Gym Membership (Monthly)

$116 $116

$42.02 $42.02

174.87%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$10.80 $10.80

97.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,506 $1,506

127.89%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$32.7K $32.7K

88.54%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$34.40 $34.40

117.67%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$39.76 $39.76

31.14%

Sport Shoes (Adidas, Nike)

$117 $117

$114 $114

2.15%

Men's Leather Business Shoes

$135 $135

$80.7 $80.7

66.90%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$775 $775

461.26%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,311 $1,311

137.80%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,215 $1,215

649.78%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,182 $2,182

146.53%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,948 $2,948

554.08%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,383 $2,383

191.31%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$3,693 $3,693

41.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.52

5.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Bradford, PA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Bradford, PA

$1.3K 50.4% 57.9% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Bradford, PA

$344 13.2% 37.7% $208

Eating Out

New York, NY

$407 8.2%

Bradford, PA

$324 12.5% 20.4% $83

Monthly Utilities & Internet

New York, NY

$365 7.4%

Bradford, PA

$413 15.9% 13.2% $48

Clothing & Footwear

New York, NY

$170 3.5%

Bradford, PA

$121 4.7% 28.9% $49

Getting Around

New York, NY

$168 3.4%

Bradford, PA

$25 * 1% 85.3% $143

Sport & Entertainment

New York, NY

$158 3.2%

Bradford, PA

$64 2.5% 59.8% $95

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $775 in Bradford, PA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $50.0 in Bradford, PA. Monthly groceries follow the same trend: $552 vs $344 – making Bradford, PA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Bradford, PA

🕒 Local time

08:37 8:37 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

8,507

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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New York, NY Bradford, PA 400 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Bradford, PA: Cost of Living - Frequently Asked Questions

New York, NY costs about 90% more than Bradford, PA, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $3,902 in Bradford, PA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bradford, PA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,938 in New York, NY and $2,602 in Bradford, PA. That's a gap of about 90%.

Kindergarten costs $3,432 per month in New York, NY and $1,506 in Bradford, PA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bradford, PA, where all-in costs run around $2,602, than in New York, NY at $4,938. In Bradford, PA it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bradford, PA costs $2,602 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Bradford, PA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.