Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Bertioga

For one person, living is cheaper in Bertioga: $841 a month against $4,938 in New York, NY, rent and utilities included – about $49,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
40

Cost of Living Index in Bertioga
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Bertioga Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Bertioga

🇧🇷 Brazil

$841

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Bertioga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Bertioga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $841 in Bertioga.

New York, NY $4,938
Bertioga $841

Estimated couple costs with rent: $7,273 in New York, NY versus $1,313 in Bertioga.

New York, NY $7,273
Bertioga $1,313

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $1,785 in Bertioga.

New York, NY $9,608
Bertioga $1,785

Living in New York, NY is roughly 487% more expensive than in Bertioga, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 264% above, Bertioga is 38% below.

Meal at Budget Restaurant

$24.99 $24.99

$6.02 R$30.52

315.12%

Three-Course Dinner for Two, Mid-Range

$120 $120

$17.88 R$90.6

572.65%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$9.12 R$46.21

50.66%

Cappuccino

$6.60 $6.60

$2.29 R$11.63

188.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.27 R$6.46

200.79%

Water (0.33 liter bottle)

$2.87 $2.87

$0.89 R$4.49

222.47%

Local Beer (0.5 liter draught)

$7.95 $7.95

$2.37 R$12.01

235.44%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$3.98 R$20.20

152.76%

Milk (1 liter)

$1.37 $1.37

$0.88 R$4.44

55.68%

White Bread (500g)

$4.75 $4.75

$1.31 R$6.65

262.60%

Rice (white) (1kg)

$7.69 $7.69

$1.33 R$6.72

478.20%

Eggs

$5.87 $5.87

$1.35 R$6.82

334.81%

Local Cheese (1kg)

$19.25 $19.25

$10.11 R$51.3

90.41%

Chicken Fillets (1kg)

$17.83 $17.83

$3.57 R$18.10

399.44%

Beef Round Steak (1kg)

$19.03 $19.03

$7.94 R$40.24

139.67%

Apples (1kg)

$6.69 $6.69

$2.29 R$11.63

192.14%

Banana (1kg)

$2.29 $2.29

$0.92 R$4.65

148.91%

Oranges (1kg)

$6.41 $6.41

$0.97 R$4.93

560.82%

Tomato (1kg)

$6.75 $6.75

$1.02 R$5.18

561.76%

Potato (1kg)

$3.93 $3.93

$1.03 R$5.23

281.55%

Onion (1kg)

$4.52 $4.52

$0.81 R$4.09

458.02%

Lettuce (1 head)

$2.79 $2.79

$0.61 R$3.10

357.38%

Water (1.5 liter bottle)

$2.51 $2.51

$0.61 R$3.09

311.48%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$2.47 R$12.52

632.79%

Wine (Bottle)

$20.16 $20.16

$4.90 R$24.83

311.43%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.57 R$7.93

107.64%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.57 R$13.02

45.91%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.02 R$5.18

186.27%

Public Transport Monthly Pass (Regular Price)

$143 $143

$50.6 R$256

182.02%

Taxi Start (Normal Tariff)

$3.06 $3.06

$1.20 R$6.11

155.00%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$0.72 R$3.63

200.00%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$8.55 R$43.33

383.39%

Gasoline (1 liter)

$1.12 $1.12

$1.26 R$6.41

-11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$23.4K R$118.8K

41.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$32.8K R$166.4K

-21.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$65.0 R$329

237.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$10.08 R$51.1

647.32%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$17.71 R$89.8

298.14%

Gym Membership (Monthly)

$116 $116

$26.01 R$132

344.06%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$26.50 R$134

155.17%

Cinema Ticket

$21.37 $21.37

$8.07 R$40.90

164.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$80.5 R$408

4164.00%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$11.0K R$55.6K

462.45%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$59.8 R$303

25.32%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$50.5 R$256

3.31%

Sport Shoes (Adidas, Nike)

$117 $117

$58.3 R$295

100.29%

Men's Leather Business Shoes

$135 $135

$79.1 R$401

70.28%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$354 R$1,795

1127.92%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$236 R$1,197

1219.87%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$676 R$3,426

1247.99%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$472 R$2,392

1039.94%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,850 R$9,376

942.49%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,170 R$5,932

493.29%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

10.81

-36.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Bertioga: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Bertioga

$236 28.1% 92.4% $2.9K

Groceries & Markets

New York, NY

$552 11.2%

Bertioga

$168 20% 69.6% $384

Eating Out

New York, NY

$407 8.2%

Bertioga

$132 15.6% 67.7% $275

Monthly Utilities & Internet

New York, NY

$365 7.4%

Bertioga

$93 11% 74.6% $272

Clothing & Footwear

New York, NY

$170 3.5%

Bertioga

$111 13.2% 34.6% $59

Getting Around

New York, NY

$168 3.4%

Bertioga

$59 7.1% 64.7% $109

Sport & Entertainment

New York, NY

$158 3.2%

Bertioga

$42 5% 73.4% $116

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $354 in Bertioga. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $18.00 in Bertioga for a mid-range dinner for two. Groceries echo the gap at $552 vs $168 per month, with Bertioga cheaper across the board.

Good to know

🇺🇸 New York, NY

🇧🇷 Bertioga

🕒 Local time

22:28 10:28 PM

23:28 11:28 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

64,188

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

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Between locations

New York, NY Bertioga 7,730 km ≈ 10 h nonstop flight

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New York, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Bertioga: Cost of Living - Frequently Asked Questions

Bertioga is cheaper overall, especially in groceries, eating out, and clothing. The 487% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $7,407 in New York, NY and $1,262 in Bertioga to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,347 in New York, NY versus $354 in Bertioga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 229% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Bertioga – a meal for two runs $18.00 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $841 in Bertioga versus $4,938 in New York, NY, a $1,500 budget is realistic in Bertioga but tight or insufficient in New York, NY. The gap between the two cities makes Bertioga the clear choice for anyone on this budget.

For families, Bertioga is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Bertioga gentler on the wallet – expenses run 487% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.