Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Belleville, IL

For one person, living is cheaper in Belleville, IL: $2,265 a month against $4,950 in New York, NY, rent and utilities included – about $32,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
111

Cost of Living Index in Belleville, IL
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Belleville, IL Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Belleville, IL

🇺🇸 United States

$2,265

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Belleville, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Belleville, IL actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $2,265 in Belleville, IL, rent included.

New York, NY $4,950
Belleville, IL $2,265

A couple spends around $7,265 per month in New York, NY vs $3,396 in Belleville, IL, rent included.

New York, NY $7,265
Belleville, IL $3,396

A family of three spends $9,581 per month in New York, NY vs $4,526 in Belleville, IL, rent included.

New York, NY $9,581
Belleville, IL $4,526

New York, NY costs about 118% more than Belleville, IL, and outside of rent the biggest gap is in groceries.

Both New York, NY and Belleville, IL sit above the global median – New York, NY by 267%, Belleville, IL by 68%.

Meal at Budget Restaurant

$24.65 $24.65

$17.89 $17.89

37.79%

Three-Course Dinner for Two, Mid-Range

$122 $122

$65.4 $65.4

85.76%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$9.26 $9.26

50.22%

Cappuccino

$6.59 $6.59

$4.16 $4.16

58.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.19 $2.19

75.34%

Water (0.33 liter bottle)

$2.87 $2.87

$1.69 $1.69

69.82%

Local Beer (0.5 liter draught)

$7.79 $7.79

$4.62 $4.62

68.61%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$5.04 $5.04

95.44%

Milk (1 liter)

$1.38 $1.38

$0.99 $0.99

39.39%

White Bread (500g)

$4.68 $4.68

$2.31 $2.31

102.60%

Rice (white) (1kg)

$7.54 $7.54

$3.53 $3.53

113.60%

Eggs

$5.93 $5.93

$3.92 $3.92

51.28%

Local Cheese (1kg)

$18.83 $18.83

$11.89 $11.89

58.37%

Chicken Fillets (1kg)

$17.36 $17.36

$15.28 $15.28

13.61%

Beef Round Steak (1kg)

$18.51 $18.51

$13.11 $13.11

41.19%

Apples (1kg)

$6.74 $6.74

$6.94 $6.94

-2.88%

Banana (1kg)

$2.09 $2.09

$2.27 $2.27

-7.93%

Oranges (1kg)

$6.07 $6.07

$4.33 $4.33

40.18%

Tomato (1kg)

$6.74 $6.74

$3.75 $3.75

79.73%

Potato (1kg)

$4.05 $4.05

$1.68 $1.68

141.07%

Onion (1kg)

$4.37 $4.37

$2.15 $2.15

103.26%

Lettuce (1 head)

$2.89 $2.89

$1.77 $1.77

63.28%

Water (1.5 liter bottle)

$2.60 $2.60

$2.30 $2.30

13.04%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$7.87 $7.87

137.87%

Wine (Bottle)

$20.06 $20.06

$14.86 $14.86

34.99%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$2.14 $2.14

51.87%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.96 $2.96

26.01%

One-way Ticket (Public Transport)

$3.06 $3.06

$1.03 $1.03

197.09%

Public Transport Monthly Pass (Regular Price)

$140 $140

$77.2 $77.2

81.90%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.53 $3.53

-13.88%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.51 $2.51

-14.34%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$17.79 $17.79

135.08%

Gasoline (1 liter)

$1.12 $1.12

$0.94 $0.94

19.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$37.1K $37.1K

-4.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$24.4K $24.4K

6.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$242 $242

-9.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$68.9 $68.9

6.20%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$66.3 $66.3

8.65%

Gym Membership (Monthly)

$123 $123

$35.69 $35.69

243.77%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

$30.50 $30.50

121.87%

Cinema Ticket

$22.85 $22.85

$14.19 $14.19

61.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$1,053 $1,053

216.56%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$12.5K $12.5K

378.11%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$58.1 $58.1

29.41%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$24.73 $24.73

111.85%

Sport Shoes (Adidas, Nike)

$122 $122

$88.5 $88.5

37.43%

Men's Leather Business Shoes

$133 $133

$105 $105

27.42%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$1,284 $1,284

241.92%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$944 $944

231.51%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$2,091 $2,091

326.51%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$1,681 $1,681

218.54%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$2,430 $2,430

698.60%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$1,882 $1,882

261.56%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$6,389 $6,389

-16.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.72

1.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Belleville, IL: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Belleville, IL

$944 41.7% 69.8% $2.2K

Groceries & Markets

New York, NY

$545 11%

Belleville, IL

$389 17.2% 28.6% $156

Eating Out

New York, NY

$404 8.2%

Belleville, IL

$270 11.9% 33.2% $134

Monthly Utilities & Internet

New York, NY

$364 7.4%

Belleville, IL

$377 16.6% 3.5% $13

Clothing & Footwear

New York, NY

$172 3.5%

Belleville, IL

$124 5.5% 27.9% $48

Sport & Entertainment

New York, NY

$168 3.4%

Belleville, IL

$64 2.8% 62% $104

Getting Around

New York, NY

$167 3.4%

Belleville, IL

$97 4.3% 41.5% $69

Cost Breakdown

A central one-bedroom costs $4,389 in New York, NY versus $1,284 in Belleville, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Belleville, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $122 in New York, NY versus $65.0 in Belleville, IL. Monthly groceries follow the same trend: $545 vs $389 – making Belleville, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Belleville, IL

🕒 Local time

03:22 3:22 AM

02:22 2:22 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

42,404

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Belleville, IL 1,370 km ≈ 2 h 15 min nonstop flight

From you

New York, NY
Belleville, IL

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Belleville, IL: Cost of Living - Frequently Asked Questions

New York, NY costs about 118% more than Belleville, IL, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,424 per month in New York, NY and $3,398 in Belleville, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belleville, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,333 per month in New York, NY and $1,053 in Belleville, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 40% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Belleville, IL, where all-in costs run around $2,265, than in New York, NY at $4,950. In Belleville, IL it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Belleville, IL costs $2,265 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belleville, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.