Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Bella Vista

For one person, living is cheaper in Bella Vista: $189 a month against $4,950 in New York, NY, rent and utilities included – about $57,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in New York, NY
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New York, NY Living Index

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New York, NY

🇺🇸 United States

$4,950

/mo nomad

Bella Vista

🇵🇾 Paraguay

$189

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Bella Vista

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Bella Vista actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $189 in Bella Vista, rent included.

New York, NY $4,950
Bella Vista $189

A couple spends around $7,265 per month in New York, NY vs $307 in Bella Vista, rent included.

New York, NY $7,265
Bella Vista $307

A family of three spends $9,581 per month in New York, NY vs $425 in Bella Vista, rent included.

New York, NY $9,581
Bella Vista $425

New York, NY costs about 2520% more than Bella Vista, and outside of rent the biggest gap is in groceries.

New York, NY sits 267% above the global median, while Bella Vista is 86% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.65 $24.65

$1.97 ₲11.2K

1151.27%

Three-Course Dinner for Two, Mid-Range

$122 $122

$13.31 ₲75.7K

813.15%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

Cappuccino

$6.59 $6.59

$1.94 ₲11.0K

239.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$0.99 ₲5,611

287.88%

Water (0.33 liter bottle)

$2.87 $2.87

Local Beer (0.5 liter draught)

$7.79 $7.79

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$1.51 ₲8,613

552.32%

Milk (1 liter)

$1.38 $1.38

$0.83 ₲4,737

66.27%

White Bread (500g)

$4.68 $4.68

$0.49 ₲2,760

855.10%

Rice (white) (1kg)

$7.54 $7.54

$0.99 ₲5,611

661.62%

Eggs

$5.93 $5.93

$2.14 ₲12.2K

177.10%

Local Cheese (1kg)

$18.83 $18.83

$5.99 ₲34.0K

214.36%

Chicken Fillets (1kg)

$17.36 $17.36

$2.98 ₲16.9K

482.55%

Beef Round Steak (1kg)

$18.51 $18.51

Apples (1kg)

$6.74 $6.74

Banana (1kg)

$2.09 $2.09

$0.72 ₲4,087

190.28%

Oranges (1kg)

$6.07 $6.07

Tomato (1kg)

$6.74 $6.74

Potato (1kg)

$4.05 $4.05

Onion (1kg)

$4.37 $4.37

Lettuce (1 head)

$2.89 $2.89

Water (1.5 liter bottle)

$2.60 $2.60

$1.02 ₲5,775

154.90%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$1.02 ₲5,801

1735.29%

Wine (Bottle)

$20.06 $20.06

$4.90 ₲27.8K

309.39%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$0.78 ₲4,423

316.67%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$1.75 ₲9,962

113.14%

One-way Ticket (Public Transport)

$3.06 $3.06

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$3.04 $3.04

Taxi (Normal Tariff) (1km)

$2.15 $2.15

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

Gasoline (1 liter)

$1.12 $1.12

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$18.27 ₲103.9K

1098.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$12.15 ₲69.1K

502.39%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$20.19 ₲114.8K

256.56%

Gym Membership (Monthly)

$123 $123

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$22.85 $22.85

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

Jeans (Levis 501 Or Similar)

$75.2 $75.2

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

Sport Shoes (Adidas, Nike)

$122 $122

Men's Leather Business Shoes

$133 $133

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

Buy Apartment in City Center (m2)

$19.4K $19.4K

Buy Apartment Outside City Center (m2)

$6,806 $6,806

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$375 ₲2.1M

1326.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Bella Vista: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Bella Vista

–

Groceries & Markets

New York, NY

$545 11%

Bella Vista

–

Eating Out

New York, NY

$404 8.2%

Bella Vista

–

Monthly Utilities & Internet

New York, NY

$364 7.4%

Bella Vista

–

Clothing & Footwear

New York, NY

$172 3.5%

Bella Vista

–

Sport & Entertainment

New York, NY

$168 3.4%

Bella Vista

–

Getting Around

New York, NY

$167 3.4%

Bella Vista

–

Cost Breakdown

Salaries run about 1326% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $122 in New York, NY versus $13.00 in Bella Vista. Monthly groceries follow the same trend: $545 vs $92.0 – making Bella Vista the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇵🇾 Bella Vista

🕒 Local time

22:45 10:45 PM

23:45 11:45 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

5,653

💱 Currency

United States Dollar USD $

Paraguayan Guarani PYG ₲

📈 Exchange rate

1 USD = 0.89 EUR

10,000 PYG = 1.76 USD

10,000 PYG = 1.56 EUR

Exchange rates and currency converter

PYG, EUR to USD – United States Dollar Converter

🇵🇾 Paraguayan Guarani (₲)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Paraguayan Guarani exchange rates as of October 18, 2026: 1 USD = 5,686 PYG (10,000 PYG = 1.76 USD). 1 EUR = 6,393 PYG (10,000 PYG = 1.56 EUR).

PYG to USD in detail →

On the map

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Between locations

New York, NY Bella Vista 7,210 km ≈ 10 h nonstop flight

From you

New York, NY
Bella Vista

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Bella Vista: Cost of Living - Frequently Asked Questions

New York, NY costs about 2520% more than Bella Vista, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,424 per month in New York, NY and $283 in Bella Vista. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $4,950 in New York, NY and $189 in Bella Vista. That's a gap of about 2520%.

Groceries cost about 491% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Bella Vista, where all-in costs run around $189, than in New York, NY at $4,950. In Bella Vista it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bella Vista costs $189 versus $4,950 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bella Vista. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.