Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Beach Haven, NJ

For one person, living is cheaper in Beach Haven, NJ: $3,133 a month against $4,906 in New York, NY, rent and utilities included – about $21,300 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
143

Cost of Living Index in Beach Haven, NJ
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Beach Haven, NJ Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Beach Haven, NJ

🇺🇸 United States

$3,133

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Beach Haven, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Beach Haven, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $3,133 in Beach Haven, NJ.

New York, NY $4,906
Beach Haven, NJ $3,133

Estimated couple costs with rent: $7,273 in New York, NY versus $4,536 in Beach Haven, NJ.

New York, NY $7,273
Beach Haven, NJ $4,536

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $5,939 in Beach Haven, NJ.

New York, NY $9,641
Beach Haven, NJ $5,939

Living in New York, NY is roughly 57% more expensive than in Beach Haven, NJ, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New York, NY 263% above, Beach Haven, NJ 132% above.

Meal at Budget Restaurant

$26.93 $26.93

$26.56 $26.56

1.39%

Three-Course Dinner for Two, Mid-Range

$117 $117

$118 $118

-0.99%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$14.33 $14.33

1.88%

Cappuccino

$6.54 $6.54

$6.57 $6.57

-0.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$3.91 $3.91

-1.28%

Water (0.33 liter bottle)

$2.95 $2.95

$3.07 $3.07

-3.91%

Local Beer (0.5 liter draught)

$8.08 $8.08

$8.11 $8.11

-0.37%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$10.17 $10.17

-3.15%

Milk (1 liter)

$1.31 $1.31

$1.32 $1.32

-0.76%

White Bread (500g)

$4.97 $4.97

$4.81 $4.81

3.33%

Rice (white) (1kg)

$7.70 $7.70

$7.49 $7.49

2.80%

Eggs

$6.09 $6.09

$6.18 $6.18

-1.46%

Local Cheese (1kg)

$19.55 $19.55

$19.91 $19.91

-1.81%

Chicken Fillets (1kg)

$17.59 $17.59

$18.17 $18.17

-3.19%

Beef Round Steak (1kg)

$20.26 $20.26

$20.06 $20.06

1.00%

Apples (1kg)

$6.99 $6.99

$7.11 $7.11

-1.69%

Banana (1kg)

$2.21 $2.21

$2.23 $2.23

-0.90%

Oranges (1kg)

$6.72 $6.72

$6.49 $6.49

3.54%

Tomato (1kg)

$7.12 $7.12

$7.13 $7.13

-0.14%

Potato (1kg)

$4.61 $4.61

$4.42 $4.42

4.30%

Onion (1kg)

$4.78 $4.78

$4.80 $4.80

-0.42%

Lettuce (1 head)

$2.87 $2.87

Water (1.5 liter bottle)

$2.69 $2.69

$2.62 $2.62

2.67%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$19.36 $19.36

-1.14%

Wine (Bottle)

$19.63 $19.63

$19.60 $19.60

0.15%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$3.35 $3.35

-0.90%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.98 $3.98

5.28%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.83 $1.83

65.03%

Public Transport Monthly Pass (Regular Price)

$139 $139

$56.6 $56.6

146.30%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.08 $3.08

-1.30%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.15 $2.15

2.33%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$41.44 $41.44

-0.27%

Gasoline (1 liter)

$1.13 $1.13

$1.16 $1.16

-2.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$34.6K $34.6K

-0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.2K $26.2K

-1.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$235 $235

-1.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$72.3 $72.3

-1.80%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$69.4 $69.4

-2.48%

Gym Membership (Monthly)

$115 $115

$37.95 $37.95

204.01%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$22.68 $22.68

-1.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,374 $1,374

162.38%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$20.4K $20.4K

236.71%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$79.1 $79.1

0.18%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$51.0 $51.0

0.86%

Sport Shoes (Adidas, Nike)

$121 $121

$123 $123

-1.70%

Men's Leather Business Shoes

$140 $140

0.09%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,368 $1,368

233.00%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,427 $1,427

113.03%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,700 $2,700

260.77%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$2,027 $2,027

163.06%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$2,743 $2,743

564.29%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,673 $2,673

150.08%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Beach Haven, NJ: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Beach Haven, NJ

$1.4K 45.6% 53.1% $1.6K

Groceries & Markets

New York, NY

$567 11.6%

Beach Haven, NJ

$567 18.1% 0% $0.2

Eating Out

New York, NY

$425 8.7%

Beach Haven, NJ

$423 13.5% 0.4% $1.9

Monthly Utilities & Internet

New York, NY

$371 7.6%

Beach Haven, NJ

$377 12% 1.7% $6.1

Clothing & Footwear

New York, NY

$176 3.6%

Beach Haven, NJ

$177 5.7% 0.4% $0.6

Getting Around

New York, NY

$165 3.4%

Beach Haven, NJ

$78 2.5% 53% $88

Sport & Entertainment

New York, NY

$160 3.3%

Beach Haven, NJ

$83 2.7% 48% $77

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $1,368 in Beach Haven, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $117 in New York, NY vs $118 in Beach Haven, NJ for a mid-range dinner for two. Groceries echo the gap at $567 vs $567 per month, with New York, NY cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Beach Haven, NJ

🕒 Local time

14:11 2:11 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

1,200

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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New York, NY Beach Haven, NJ 120 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Beach Haven, NJ: Cost of Living - Frequently Asked Questions

Beach Haven, NJ is about 36% cheaper overall, especially in transport and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $7,358 in New York, NY and $4,699 in Beach Haven, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,555 in New York, NY versus $1,368 in Beach Haven, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Beach Haven, NJ runs roughly 59% less than in New York, NY. The price difference matters if you commute daily and watch your budget.

Childcare runs $3,606 in New York, NY versus $1,374 in Beach Haven, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,500. Beach Haven, NJ is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.