Cost of Living Comparison Between New York, NY and Beach Haven, NJ Cost of Living Comparison Between New York, NY and Beach Haven, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $4,438 in New York, NY versus $2,775 in Beach Haven, NJ.

Estimated couple costs with rent: $7,016 in New York, NY versus $4,172 in Beach Haven, NJ.

Monthly costs for a family of three with rent: $9,593 in New York, NY versus $5,569 in Beach Haven, NJ.

Living in New York, NY is roughly 60% more expensive than Beach Haven, NJ, driven mainly by Getting Around.

Both cities are pricier than the global median: New York, NY 231% above, Beach Haven, NJ 107% above.

Meal at Budget Restaurant

$29.91 $29.91

$19.98 $19.98

49.70%

Three-Course Dinner for Two, Mid-Range

$144 $144

$118 $118

22.10%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$12.29 $12.29

0.24%

Cappuccino

$6.03 $6.03

$5.78 $5.78

4.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 $3.39

$2.75 $2.75

23.27%

Water (0.33 liter bottle)

$2.56 $2.56

$2.09 $2.09

22.49%

Local Beer (0.5 liter draught)

$8.20 $8.20

$7.97 $7.97

2.89%

Imported Beer (0.33 liter bottle)

$11.95 $11.95

$8.12 $8.12

47.17%

Milk (1 liter)

$1.54 $1.54

$1.46 $1.46

5.48%

White Bread (500g)

$5.15 $5.15

$4.65 $4.65

10.75%

Rice (white) (1kg)

$8.43 $8.43

$6.46 $6.46

30.50%

Eggs

$6.97 $6.97

$5.28 $5.28

32.01%

Local Cheese (1kg)

$17.28 $17.28

$13.88 $13.88

24.50%

Chicken Fillets (1kg)

$16.24 $16.24

$12.38 $12.38

31.18%

Beef Round Steak (1kg)

$19.95 $19.95

$15.30 $15.30

30.39%

Apples (1kg)

$7.45 $7.45

$6.10 $6.10

22.13%

Banana (1kg)

$2.42 $2.42

$1.59 $1.59

52.20%

Oranges (1kg)

$5.87 $5.87

$5.65 $5.65

3.89%

Tomato (1kg)

$6.31 $6.31

$6.40 $6.40

-1.41%

Potato (1kg)

$3.72 $3.72

$2.79 $2.79

33.33%

Onion (1kg)

$3.99 $3.99

$4.84 $4.84

-17.56%

Lettuce (1 head)

$3.19 $3.19

$2.74 $2.74

16.42%

Water (1.5 liter bottle)

$2.55 $2.55

$2.40 $2.40

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$19.09 $19.09

$14.92 $14.92

27.95%

Wine (Bottle)

$20.24 $20.24

$19.79 $19.79

2.27%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.47 $2.47

21.05%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$3.48 $3.48

11.21%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.02 $2.02

46.04%

Public Transport Monthly Pass (Regular Price)

$131 $131

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.03 $3.03

69.31%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.23 $2.23

-1.35%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$41.27 $41.27

3.32%

Gasoline (1 liter)

$0.95 $0.95

$0.96 $0.96

-1.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$24.9K $24.9K

38.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$24.0K $24.0K

17.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$162 $162

11.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$58.8 $58.8

2.07%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$67.2 $67.2

-7.86%

Gym Membership (Monthly)

$140 $140

$43.37 $43.37

222.85%

Tennis Court (1 Hour on Weekend)

$64.4 $64.4

Cinema Ticket

$20.33 $20.33

$20.29 $20.29

0.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,222 $3,222

$1,902 $1,902

69.45%

International Primary School, 1 Child (Yearly)

$56.2K $56.2K

$14.3K $14.3K

293.49%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$61.1 $61.1

7.92%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$60.0 $60.0

-21.36%

Sport Shoes (Adidas, Nike)

$111 $111

$109 $109

2.28%

Men's Leather Business Shoes

$173 $173

$132 $132

30.92%

1-bedroom Apartment, City Center (Monthly)

$4,208 $4,208

$1,587 $1,587

165.12%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 $2,647

$1,357 $1,357

95.15%

3-bedroom Apartment, City Center (Monthly)

$8,415 $8,415

$2,658 $2,658

216.62%

3-bedroom Apartment, Outside City Center (Monthly)

$5,170 $5,170

$2,238 $2,238

130.95%

Buy Apartment in City Center (m2)

$20.1K $20.1K

$2,806 $2,806

616.04%

Buy Apartment Outside City Center (m2)

$8,742 $8,742

$2,392 $2,392

265.56%

Average Monthly Net Salary (After Tax)

$5,144 $5,144

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.51

-1.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 20, 2026

Last update for Beach Haven, NJ: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,208 in New York, NY and $1,587 in Beach Haven, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $144 in New York, NY vs $118 in Beach Haven, NJ for a mid-range dinner for two. Groceries echo the gap at $554 vs $469 per month, with Beach Haven, NJ cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Beach Haven, NJ: Cost of Living - Frequently Asked Questions

Beach Haven, NJ is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Getting Around. The 60% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $6,657 in New York, NY and $4,163 in Beach Haven, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,208 in New York, NY versus $1,587 in Beach Haven, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,438 per month in New York, NY versus $2,775 in Beach Haven, NJ – a 60% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Beach Haven, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Beach Haven, NJ is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, New York, NY and Beach Haven, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Beach Haven, NJ gentler on the wallet – expenses run 60% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.