Last update: Oct 2026

Cost of Living Comparison Between Beach Haven, NJ and New York, NY

For one person, living is cheaper in Beach Haven, NJ: $3,048 a month against $4,938 in New York, NY, rent and utilities included – about $22,700 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in Beach Haven, NJ
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Beach Haven, NJ Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Beach Haven, NJ

🇺🇸 United States

$3,048

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Beach Haven, NJ and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Beach Haven, NJ and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,048 in Beach Haven, NJ versus $4,938 in New York, NY.

Beach Haven, NJ $3,048
New York, NY $4,938

Estimated couple costs with rent: $4,600 in Beach Haven, NJ versus $7,273 in New York, NY.

Beach Haven, NJ $4,600
New York, NY $7,273

Monthly costs for a family of three with rent: $6,153 in Beach Haven, NJ versus $9,608 in New York, NY.

Beach Haven, NJ $6,153
New York, NY $9,608

Living in Beach Haven, NJ costs roughly 38% less than in New York, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Beach Haven, NJ 125% above, New York, NY 264% above.

Meal at Budget Restaurant

$25.02 $25.02

$24.99 $24.99

0.12%

Three-Course Dinner for Two, Mid-Range

$121 $121

$120 $120

0.81%

Fast Food Meal (McDonalds, etc)

$14.08 $14.08

$13.74 $13.74

2.47%

Cappuccino

$6.58 $6.58

$6.60 $6.60

-0.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.77 $3.77

$3.82 $3.82

-1.31%

Water (0.33 liter bottle)

$3.03 $3.03

$2.87 $2.87

5.57%

Local Beer (0.5 liter draught)

$7.93 $7.93

$7.95 $7.95

-0.25%

Imported Beer (0.33 liter bottle)

$9.98 $9.98

$10.06 $10.06

-0.80%

Milk (1 liter)

$1.32 $1.32

$1.37 $1.37

-3.65%

White Bread (500g)

$4.89 $4.89

$4.75 $4.75

2.95%

Rice (white) (1kg)

$7.53 $7.53

$7.69 $7.69

-2.08%

Eggs

$6.10 $6.10

$5.87 $5.87

3.92%

Local Cheese (1kg)

$19.12 $19.12

$19.25 $19.25

-0.68%

Chicken Fillets (1kg)

$17.63 $17.63

$17.83 $17.83

-1.12%

Beef Round Steak (1kg)

$19.06 $19.06

$19.03 $19.03

0.16%

Apples (1kg)

$6.72 $6.72

$6.69 $6.69

0.45%

Banana (1kg)

$2.17 $2.17

$2.29 $2.29

-5.24%

Oranges (1kg)

$6.36 $6.36

$6.41 $6.41

-0.78%

Tomato (1kg)

$6.74 $6.74

$6.75 $6.75

-0.15%

Potato (1kg)

$3.96 $3.96

$3.93 $3.93

0.76%

Onion (1kg)

$4.62 $4.62

$4.52 $4.52

2.21%

Lettuce (1 head)

$2.80 $2.80

$2.79 $2.79

0.36%

Water (1.5 liter bottle)

$2.61 $2.61

$2.51 $2.51

3.98%

Cigarettes 20 Pack (Marlboro, Camel)

$17.70 $17.70

$18.10 $18.10

-2.21%

Wine (Bottle)

$19.61 $19.61

$20.16 $20.16

-2.73%

Local Beer (0.5 liter bottle)

$3.14 $3.14

$3.26 $3.26

-3.68%

Imported Beer (0.33 liter bottle)

$3.71 $3.71

$3.75 $3.75

-1.07%

One-way Ticket (Public Transport)

$2.29 $2.29

$2.92 $2.92

-21.58%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.06 $3.06

0.65%

Taxi (Normal Tariff) (1km)

$2.14 $2.14

$2.16 $2.16

-0.93%

Taxi 1hour Waiting (Normal Tariff)

$41.38 $41.38

$41.33 $41.33

0.12%

Gasoline (1 liter)

$1.16 $1.16

$1.12 $1.12

3.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K $32.2K

$33.1K $33.1K

-2.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$25.7K $25.7K

-0.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 $215

$219 $219

-1.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.0 $75.0

$75.3 $75.3

-0.38%

Internet (50+ Mbps, Unlimited Data)

$70.3 $70.3

$70.5 $70.5

-0.31%

Gym Membership (Monthly)

$36.07 $36.07

$116 $116

-68.77%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$22.87 $22.87

$21.37 $21.37

7.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,405 $1,405

$3,432 $3,432

-59.05%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$61.7K $61.7K

-61.47%

Jeans (Levis 501 Or Similar)

$76.6 $76.6

$74.9 $74.9

2.26%

Summer Dress (H&M, Zara, etc)

$53.4 $53.4

$52.1 $52.1

2.49%

Sport Shoes (Adidas, Nike)

$119 $119

$117 $117

1.70%

Men's Leather Business Shoes

$132 $132

$135 $135

-2.04%

1-bedroom Apartment, City Center (Monthly)

$1,804 $1,804

$4,347 $4,347

-58.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 $1,452

$3,117 $3,117

-53.42%

3-bedroom Apartment, City Center (Monthly)

$2,842 $2,842

$9,110 $9,110

-68.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,433 $2,433

$5,379 $5,379

-54.78%

Buy Apartment in City Center (m2)

$2,629 $2,629

$19.3K $19.3K

-86.36%

Buy Apartment Outside City Center (m2)

$2,196 $2,196

$6,943 $6,943

-68.37%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.85

-0.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Beach Haven, NJ: October 19, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Beach Haven, NJ

$1.5K 47.6%

New York, NY

$3.1K 63.1% 115% $1.7K

Groceries & Markets

Beach Haven, NJ

$551 18.1%

New York, NY

$552 11.2% 0.2% $1.2

Eating Out

Beach Haven, NJ

$408 13.4%

New York, NY

$407 8.2% 0.3% $1.2

Monthly Utilities & Internet

Beach Haven, NJ

$361 11.8%

New York, NY

$365 7.4% 1.2% $4.4

Clothing & Footwear

Beach Haven, NJ

$171 5.6%

New York, NY

$170 3.5% 0.6% $1

Sport & Entertainment

Beach Haven, NJ

$82 2.7%

New York, NY

$158 3.2% 93.4% $76

Getting Around

Beach Haven, NJ

$23 * 0.8%

New York, NY

$168 3.4% 634% $145

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,804 in Beach Haven, NJ and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $121 in Beach Haven, NJ vs $120 in New York, NY. Groceries flip the comparison at $551 vs $552, with Beach Haven, NJ cheaper for home cooking.

Good to know

🇺🇸 Beach Haven, NJ

🇺🇸 New York, NY

🕒 Local time

23:40 11:40 PM

Same time as Beach Haven, NJ

🌤 Weather

👥 Population

1,200

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Beach Haven, NJ New York, NY 120 km

From you

Beach Haven, NJ
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Beach Haven, NJ vs New York, NY: Cost of Living - Frequently Asked Questions

Beach Haven, NJ is cheaper overall, especially in groceries, utilities, and leisure. The 62% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $4,572 in Beach Haven, NJ and $7,407 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,804 in Beach Haven, NJ versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 0% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,048 per month in Beach Haven, NJ versus $4,938 in New York, NY – a 62% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Beach Haven, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Beach Haven, NJ is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Beach Haven, NJ and New York, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Beach Haven, NJ gentler on the wallet – expenses run 62% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.