Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Barnegat, NJ

For one person, living is cheaper in Barnegat, NJ: $2,609 a month against $4,906 in New York, NY, rent and utilities included – about $27,600 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
128

Cost of Living Index in Barnegat, NJ
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Barnegat, NJ Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Barnegat, NJ

🇺🇸 United States

$2,609

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Barnegat, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Barnegat, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $2,609 in Barnegat, NJ.

New York, NY $4,906
Barnegat, NJ $2,609

Estimated couple costs with rent: $7,273 in New York, NY versus $3,925 in Barnegat, NJ.

New York, NY $7,273
Barnegat, NJ $3,925

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $5,242 in Barnegat, NJ.

New York, NY $9,641
Barnegat, NJ $5,242

Living in New York, NY is roughly 88% more expensive than in Barnegat, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Barnegat, NJ 93% above.

Meal at Budget Restaurant

$26.93 $26.93

$18.22 $18.22

47.80%

Three-Course Dinner for Two, Mid-Range

$117 $117

$95.6 $95.6

22.11%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$10.68 $10.68

36.70%

Cappuccino

$6.54 $6.54

$5.17 $5.17

26.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$3.30 $3.30

16.97%

Water (0.33 liter bottle)

$2.95 $2.95

$2.72 $2.72

8.46%

Local Beer (0.5 liter draught)

$8.08 $8.08

$7.08 $7.08

14.12%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$8.15 $8.15

20.86%

Milk (1 liter)

$1.31 $1.31

$1.10 $1.10

19.09%

White Bread (500g)

$4.97 $4.97

$4.06 $4.06

22.41%

Rice (white) (1kg)

$7.70 $7.70

$4.22 $4.22

82.46%

Eggs

$6.09 $6.09

$4.86 $4.86

25.31%

Local Cheese (1kg)

$19.55 $19.55

$12.57 $12.57

55.53%

Chicken Fillets (1kg)

$17.59 $17.59

$13.01 $13.01

35.20%

Beef Round Steak (1kg)

$20.26 $20.26

$18.55 $18.55

9.22%

Apples (1kg)

$6.99 $6.99

$6.17 $6.17

13.29%

Banana (1kg)

$2.21 $2.21

$1.54 $1.54

43.51%

Oranges (1kg)

$6.72 $6.72

$5.55 $5.55

21.08%

Tomato (1kg)

$7.12 $7.12

$3.88 $3.88

83.51%

Potato (1kg)

$4.61 $4.61

$2.79 $2.79

65.23%

Onion (1kg)

$4.78 $4.78

$2.85 $2.85

67.72%

Lettuce (1 head)

$2.87 $2.87

$2.36 $2.36

21.61%

Water (1.5 liter bottle)

$2.69 $2.69

$2.23 $2.23

20.63%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$13.69 $13.69

39.81%

Wine (Bottle)

$19.63 $19.63

$15.74 $15.74

24.71%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.61 $2.61

27.20%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.94 $3.94

6.35%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.04 $2.04

48.04%

Public Transport Monthly Pass (Regular Price)

$139 $139

$58.0 $58.0

140.27%

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.78 $1.78

70.79%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.38 $1.38

59.42%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$24.24 $24.24

70.50%

Gasoline (1 liter)

$1.13 $1.13

$0.97 $0.97

16.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$33.3K $33.3K

3.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.8K $26.8K

-3.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$211 $211

10.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$65.9 $65.9

7.87%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$81.5 $81.5

-16.94%

Gym Membership (Monthly)

$115 $115

$40.06 $40.06

187.99%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$14.52 $14.52

54.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,951 $1,951

84.79%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$20.6K $20.6K

233.74%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$52.9 $52.9

49.75%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$62.6 $62.6

-17.89%

Sport Shoes (Adidas, Nike)

$121 $121

$92.0 $92.0

31.66%

Men's Leather Business Shoes

$140 $140

$110 $110

28.14%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,398 $1,398

225.89%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,217 $1,217

149.79%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,354 $2,354

313.79%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$2,111 $2,111

152.48%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$3,227 $3,227

464.67%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,127 $2,127

214.25%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.9

-0.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Barnegat, NJ: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Barnegat, NJ

$1.2K 46.7% 60% $1.8K

Groceries & Markets

New York, NY

$567 11.6%

Barnegat, NJ

$431 16.5% 24.1% $137

Eating Out

New York, NY

$425 8.7%

Barnegat, NJ

$316 12.1% 25.7% $109

Monthly Utilities & Internet

New York, NY

$371 7.6%

Barnegat, NJ

$358 13.7% 3.4% $13

Clothing & Footwear

New York, NY

$176 3.6%

Barnegat, NJ

$143 5.5% 19.1% $34

Getting Around

New York, NY

$165 3.4%

Barnegat, NJ

$75 2.9% 54.8% $91

Sport & Entertainment

New York, NY

$160 3.3%

Barnegat, NJ

$69 2.7% 56.9% $91

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $1,398 in Barnegat, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $117 in New York, NY vs $96 in Barnegat, NJ for a mid-range dinner for two. Groceries echo the gap at $567 vs $431 per month, with Barnegat, NJ cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Barnegat, NJ

🕒 Local time

13:31 1:31 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

2,817

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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New York, NY Barnegat, NJ 98 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Barnegat, NJ: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $4,906 in New York, NY and $2,609 in Barnegat, NJ, so Barnegat, NJ is about 47% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $7,358 in New York, NY and $3,913 in Barnegat, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,555 in New York, NY versus $1,398 in Barnegat, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,606 in New York, NY versus $1,951 in Barnegat, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 32% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

At $2,609 in Barnegat, NJ versus $4,906 in New York, NY, a $3,000 budget is realistic in Barnegat, NJ but tight or insufficient in New York, NY. The gap between the two cities makes Barnegat, NJ the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Barnegat, NJ gentler on the wallet – expenses run 47% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.