Last update: Nov 2026

Cost of Living Comparison Between Barnegat, NJ and New York, NY

For one person, living is cheaper in Barnegat, NJ: $2,609 a month against $4,906 in New York, NY, rent and utilities included – about $27,600 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Barnegat, NJ
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Barnegat, NJ Living Index
234

Cost of Living Index in New York, NY
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New York, NY Living Index

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Barnegat, NJ

🇺🇸 United States

$2,609

/mo nomad

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Monthly Cost of Living

How much you'll spend in Barnegat, NJ and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Barnegat, NJ and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,609 in Barnegat, NJ versus $4,906 in New York, NY.

Barnegat, NJ $2,609
New York, NY $4,906

Estimated couple costs with rent: $3,925 in Barnegat, NJ versus $7,273 in New York, NY.

Barnegat, NJ $3,925
New York, NY $7,273

Monthly costs for a family of three with rent: $5,242 in Barnegat, NJ versus $9,641 in New York, NY.

Barnegat, NJ $5,242
New York, NY $9,641

Living in Barnegat, NJ costs roughly 47% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Barnegat, NJ 93% above, New York, NY 263% above.

Meal at Budget Restaurant

$18.22 $18.22

$26.93 $26.93

-32.34%

Three-Course Dinner for Two, Mid-Range

$95.6 $95.6

$117 $117

-18.11%

Fast Food Meal (McDonalds, etc)

$10.68 $10.68

$14.60 $14.60

-26.85%

Cappuccino

$5.17 $5.17

$6.54 $6.54

-20.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 $3.30

$3.86 $3.86

-14.51%

Water (0.33 liter bottle)

$2.72 $2.72

$2.95 $2.95

-7.80%

Local Beer (0.5 liter draught)

$7.08 $7.08

$8.08 $8.08

-12.38%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$9.85 $9.85

-17.26%

Milk (1 liter)

$1.10 $1.10

$1.31 $1.31

-16.03%

White Bread (500g)

$4.06 $4.06

$4.97 $4.97

-18.31%

Rice (white) (1kg)

$4.22 $4.22

$7.70 $7.70

-45.19%

Eggs

$4.86 $4.86

$6.09 $6.09

-20.20%

Local Cheese (1kg)

$12.57 $12.57

$19.55 $19.55

-35.70%

Chicken Fillets (1kg)

$13.01 $13.01

$17.59 $17.59

-26.04%

Beef Round Steak (1kg)

$18.55 $18.55

$20.26 $20.26

-8.44%

Apples (1kg)

$6.17 $6.17

$6.99 $6.99

-11.73%

Banana (1kg)

$1.54 $1.54

$2.21 $2.21

-30.32%

Oranges (1kg)

$5.55 $5.55

$6.72 $6.72

-17.41%

Tomato (1kg)

$3.88 $3.88

$7.12 $7.12

-45.51%

Potato (1kg)

$2.79 $2.79

$4.61 $4.61

-39.48%

Onion (1kg)

$2.85 $2.85

$4.78 $4.78

-40.38%

Lettuce (1 head)

$2.36 $2.36

$2.87 $2.87

-17.77%

Water (1.5 liter bottle)

$2.23 $2.23

$2.69 $2.69

-17.10%

Cigarettes 20 Pack (Marlboro, Camel)

$13.69 $13.69

$19.14 $19.14

-28.47%

Wine (Bottle)

$15.74 $15.74

$19.63 $19.63

-19.82%

Local Beer (0.5 liter bottle)

$2.61 $2.61

$3.32 $3.32

-21.39%

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$4.19 $4.19

-5.97%

One-way Ticket (Public Transport)

$2.04 $2.04

$3.02 $3.02

-32.45%

Public Transport Monthly Pass (Regular Price)

$58.0 $58.0

$139 $139

-58.38%

Taxi Start (Normal Tariff)

$1.78 $1.78

$3.04 $3.04

-41.45%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$2.20 $2.20

-37.27%

Taxi 1hour Waiting (Normal Tariff)

$24.24 $24.24

$41.33 $41.33

-41.35%

Gasoline (1 liter)

$0.97 $0.97

$1.13 $1.13

-14.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K $33.3K

$34.5K $34.5K

-3.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.8K $25.8K

3.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$232 $232

-9.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.9 $65.9

$71.0 $71.0

-7.29%

Internet (50+ Mbps, Unlimited Data)

$81.5 $81.5

$67.7 $67.7

20.40%

Gym Membership (Monthly)

$40.06 $40.06

$115 $115

-65.28%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$14.52 $14.52

$22.41 $22.41

-35.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,951 $1,951

$3,606 $3,606

-45.88%

International Primary School, 1 Child (Yearly)

$20.6K $20.6K

$68.7K $68.7K

-70.04%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$79.3 $79.3

-33.22%

Summer Dress (H&M, Zara, etc)

$62.6 $62.6

$51.4 $51.4

21.79%

Sport Shoes (Adidas, Nike)

$92.0 $92.0

$121 $121

-24.05%

Men's Leather Business Shoes

$110 $110

$140 $140

-21.96%

1-bedroom Apartment, City Center (Monthly)

$1,398 $1,398

$4,555 $4,555

-69.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,217 $1,217

$3,040 $3,040

-59.97%

3-bedroom Apartment, City Center (Monthly)

$2,354 $2,354

$9,742 $9,742

-75.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,111 $2,111

$5,331 $5,331

-60.39%

Buy Apartment in City Center (m2)

$3,227 $3,227

$18.2K $18.2K

-82.29%

Buy Apartment Outside City Center (m2)

$2,127 $2,127

$6,685 $6,685

-68.18%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.9

6.89

0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Barnegat, NJ: November 1, 2026

Last update for New York, NY: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Barnegat, NJ

$1.2K 46.7%

New York, NY

$3K 62% 150% $1.8K

Groceries & Markets

Barnegat, NJ

$431 16.5%

New York, NY

$567 11.6% 31.7% $137

Monthly Utilities & Internet

Barnegat, NJ

$358 13.7%

New York, NY

$371 7.6% 3.5% $13

Eating Out

Barnegat, NJ

$316 12.1%

New York, NY

$425 8.7% 34.7% $109

Clothing & Footwear

Barnegat, NJ

$143 5.5%

New York, NY

$176 3.6% 23.7% $34

Getting Around

Barnegat, NJ

$75 2.9%

New York, NY

$165 3.4% 121% $91

Sport & Entertainment

Barnegat, NJ

$69 2.7%

New York, NY

$160 3.3% 132% $91

Cost Breakdown

A one-bedroom apartment in the center runs $1,398 in Barnegat, NJ and $4,555 in New York, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $96 in Barnegat, NJ vs $117 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $431 vs $567 per month, with Barnegat, NJ cheaper across the board.

Good to know

🇺🇸 Barnegat, NJ

🇺🇸 New York, NY

🕒 Local time

12:11 12:11 PM

Same time as Barnegat, NJ

🌤 Weather

👥 Population

2,817

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Barnegat, NJ New York, NY 98 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Barnegat, NJ vs New York, NY: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,609 in Barnegat, NJ and $4,906 in New York, NY, so Barnegat, NJ is about 47% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,913 in Barnegat, NJ and $7,358 in New York, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,398 in Barnegat, NJ versus $4,555 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,951 in Barnegat, NJ versus $3,606 in New York, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 32% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

At $2,609 in Barnegat, NJ versus $4,906 in New York, NY, a $3,000 budget is realistic in Barnegat, NJ but tight or insufficient in New York, NY. The gap between the two cities makes Barnegat, NJ the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Barnegat, NJ gentler on the wallet – expenses run 47% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.