Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Apple Valley, MN

For one person, living is cheaper in Apple Valley, MN: $2,554 a month against $4,941 in New York, NY, rent and utilities included – about $28,600 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
123

Cost of Living Index in Apple Valley, MN
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Apple Valley, MN Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Apple Valley, MN

🇺🇸 United States

$2,554

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Apple Valley, MN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Apple Valley, MN actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,554 in Apple Valley, MN, rent included.

New York, NY $4,941
Apple Valley, MN $2,554

A couple spends around $7,225 per month in New York, NY vs $3,751 in Apple Valley, MN, rent included.

New York, NY $7,225
Apple Valley, MN $3,751

A family of three spends $9,509 per month in New York, NY vs $4,949 in Apple Valley, MN, rent included.

New York, NY $9,509
Apple Valley, MN $4,949

New York, NY costs about 93% more than Apple Valley, MN, and outside of rent the biggest gap is in groceries.

Both New York, NY and Apple Valley, MN sit above the global median – New York, NY by 263%, Apple Valley, MN by 88%.

Meal at Budget Restaurant

$28.55 $28.55

$19.64 $19.64

45.37%

Three-Course Dinner for Two, Mid-Range

$118 $118

$74.5 $74.5

59.10%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$10.94 $10.94

37.48%

Cappuccino

$6.53 $6.53

$6.06 $6.06

7.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.78 $2.78

42.45%

Water (0.33 liter bottle)

$3.01 $3.01

$2.32 $2.32

29.74%

Local Beer (0.5 liter draught)

$8.16 $8.16

$6.91 $6.91

18.09%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$8.12 $8.12

21.18%

Milk (1 liter)

$1.37 $1.37

$0.89 $0.89

53.93%

White Bread (500g)

$4.97 $4.97

$3.14 $3.14

58.28%

Rice (white) (1kg)

$7.81 $7.81

$3.79 $3.79

106.07%

Eggs

$5.97 $5.97

$3.73 $3.73

60.05%

Local Cheese (1kg)

$18.91 $18.91

$10.25 $10.25

84.49%

Chicken Fillets (1kg)

$18.04 $18.04

$12.22 $12.22

47.63%

Beef Round Steak (1kg)

$19.05 $19.05

$19.16 $19.16

-0.57%

Apples (1kg)

$6.76 $6.76

$5.87 $5.87

15.16%

Banana (1kg)

$2.27 $2.27

$1.53 $1.53

48.37%

Oranges (1kg)

$6.83 $6.83

$4.29 $4.29

59.21%

Tomato (1kg)

$7.09 $7.09

$5.09 $5.09

39.29%

Potato (1kg)

$4.22 $4.22

$2.15 $2.15

96.28%

Onion (1kg)

$4.65 $4.65

$3.71 $3.71

25.34%

Lettuce (1 head)

$2.87 $2.87

$2.31 $2.31

24.24%

Water (1.5 liter bottle)

$2.60 $2.60

$2.66 $2.66

-2.26%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$12.83 $12.83

46.30%

Wine (Bottle)

$20.13 $20.13

$15.07 $15.07

33.58%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.78 $1.78

93.82%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.92 $2.92

37.67%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.80 $1.80

61.67%

Public Transport Monthly Pass (Regular Price)

$139 $139

$54.5 $54.5

154.90%

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.98 $4.98

-38.15%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.74 $1.74

21.84%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$24.12 $24.12

73.96%

Gasoline (1 liter)

$1.17 $1.17

$1.06 $1.06

10.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.7K $27.7K

24.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.5K $25.5K

1.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$171 $171

28.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$50.1 $50.1

48.09%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$58.5 $58.5

20.04%

Gym Membership (Monthly)

$112 $112

$40.12 $40.12

179.04%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$13.83 $13.83

60.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,328 $1,328

167.94%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$36.9K $36.9K

68.65%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$57.0 $57.0

32.74%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$43.61 $43.61

17.40%

Sport Shoes (Adidas, Nike)

$123 $123

$72.3 $72.3

70.39%

Men's Leather Business Shoes

$140 $140

$85.2 $85.2

63.96%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,654 $1,654

171.96%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,281 $1,281

140.34%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,171 $2,171

335.20%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,105 $2,105

146.53%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,951 $2,951

513.63%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,458 $2,458

172.23%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.61

3.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Apple Valley, MN: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Apple Valley, MN

$1.3K 50.2% 58.4% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

Apple Valley, MN

$401 15.7% 28.8% $162

Eating Out

New York, NY

$440 8.9%

Apple Valley, MN

$334 13.1% 24.2% $106

Monthly Utilities & Internet

New York, NY

$364 7.4%

Apple Valley, MN

$279 10.9% 23.3% $85

Clothing & Footwear

New York, NY

$175 3.6%

Apple Valley, MN

$116 4.6% 33.8% $59

Getting Around

New York, NY

$164 3.3%

Apple Valley, MN

$75 3% 54.1% $89

Sport & Entertainment

New York, NY

$156 3.2%

Apple Valley, MN

$68 2.7% 56.6% $88

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,654 in Apple Valley, MN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $74 in Apple Valley, MN. Monthly groceries follow the same trend: $563 vs $401 – making Apple Valley, MN the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Apple Valley, MN

🕒 Local time

04:51 4:51 AM

03:51 3:51 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

50,109

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

New York, NY Apple Valley, MN 1,620 km ≈ 2 h 30 min nonstop flight

From you

New York, NY
Apple Valley, MN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Apple Valley, MN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,941 in New York, NY, $2,554 in Apple Valley, MN – Apple Valley, MN comes out roughly 48% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,831 in Apple Valley, MN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apple Valley, MN, especially for central apartments: a one-bedroom in the center costs $1,654 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $2,554 in Apple Valley, MN. That makes Apple Valley, MN about 48% cheaper.

Public transport costs about 61% less in Apple Valley, MN. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Apple Valley, MN, where all-in costs run around $2,554, than in New York, NY at $4,941. In Apple Valley, MN it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Apple Valley, MN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Apple Valley, MN is the easier option financially – housing and daily costs are lower, and overall it costs about 48% less, which matters a lot on a fixed budget or early-career salary.