Last update: Oct 2026

Cost of Living Comparison Between Apple Valley, MN and New York, NY

For one person, living is cheaper in Apple Valley, MN: $2,529 a month against $4,950 in New York, NY, rent and utilities included – about $29,100 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Apple Valley, MN
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Apple Valley, MN Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Apple Valley, MN

🇺🇸 United States

$2,529

/mo nomad

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Monthly Cost of Living

How much you'll spend in Apple Valley, MN and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Apple Valley, MN and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,529 per month in Apple Valley, MN vs $4,950 in New York, NY, rent included.

Apple Valley, MN $2,529
New York, NY $4,950

A couple spends around $3,697 per month in Apple Valley, MN vs $7,265 in New York, NY, rent included.

Apple Valley, MN $3,697
New York, NY $7,265

A family of three spends $4,864 per month in Apple Valley, MN vs $9,581 in New York, NY, rent included.

Apple Valley, MN $4,864
New York, NY $9,581

Apple Valley, MN is about 49% cheaper than New York, NY, and outside of rent the biggest gap is in transport.

Both Apple Valley, MN and New York, NY sit above the global median – Apple Valley, MN by 87%, New York, NY by 267%.

Meal at Budget Restaurant

$20.26 $20.26

$24.65 $24.65

-17.81%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$122 $122

-39.05%

Fast Food Meal (McDonalds, etc)

$11.15 $11.15

$13.91 $13.91

-19.84%

Cappuccino

$6.16 $6.16

$6.59 $6.59

-6.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.76 $2.76

$3.84 $3.84

-28.13%

Water (0.33 liter bottle)

$2.34 $2.34

$2.87 $2.87

-18.47%

Local Beer (0.5 liter draught)

$7.10 $7.10

$7.79 $7.79

-8.86%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$9.85 $9.85

-17.46%

Milk (1 liter)

$0.91 $0.91

$1.38 $1.38

-34.06%

White Bread (500g)

$3.14 $3.14

$4.68 $4.68

-32.91%

Rice (white) (1kg)

$3.72 $3.72

$7.54 $7.54

-50.66%

Eggs

$3.71 $3.71

$5.93 $5.93

-37.44%

Local Cheese (1kg)

$10.45 $10.45

$18.83 $18.83

-44.50%

Chicken Fillets (1kg)

$12.21 $12.21

$17.36 $17.36

-29.67%

Beef Round Steak (1kg)

$18.87 $18.87

$18.51 $18.51

1.94%

Apples (1kg)

$5.71 $5.71

$6.74 $6.74

-15.28%

Banana (1kg)

$1.51 $1.51

$2.09 $2.09

-27.75%

Oranges (1kg)

$4.52 $4.52

$6.07 $6.07

-25.54%

Tomato (1kg)

$5.04 $5.04

$6.74 $6.74

-25.22%

Potato (1kg)

$2.25 $2.25

$4.05 $4.05

-44.44%

Onion (1kg)

$3.79 $3.79

$4.37 $4.37

-13.27%

Lettuce (1 head)

$2.33 $2.33

$2.89 $2.89

-19.38%

Water (1.5 liter bottle)

$2.65 $2.65

$2.60 $2.60

1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$10.94 $10.94

$18.72 $18.72

-41.56%

Wine (Bottle)

$14.90 $14.90

$20.06 $20.06

-25.72%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$3.25 $3.25

-46.15%

Imported Beer (0.33 liter bottle)

$2.94 $2.94

$3.73 $3.73

-21.18%

One-way Ticket (Public Transport)

$1.78 $1.78

$3.06 $3.06

-41.83%

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$5.01 $5.01

$3.04 $3.04

64.80%

Taxi (Normal Tariff) (1km)

$1.74 $1.74

$2.15 $2.15

-19.07%

Taxi 1hour Waiting (Normal Tariff)

$23.89 $23.89

$41.82 $41.82

-42.87%

Gasoline (1 liter)

$1.04 $1.04

$1.12 $1.12

-7.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$35.5K $35.5K

1.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

-0.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 $165

$219 $219

-24.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.02 $49.02

$73.2 $73.2

-33.02%

Internet (50+ Mbps, Unlimited Data)

$58.4 $58.4

$72.0 $72.0

-18.86%

Gym Membership (Monthly)

$42.38 $42.38

$123 $123

-65.46%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$14.23 $14.23

$22.85 $22.85

-37.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,371 $1,371

$3,333 $3,333

-58.88%

International Primary School, 1 Child (Yearly)

$36.6K $36.6K

$60.0K $60.0K

-39.02%

Jeans (Levis 501 Or Similar)

$57.8 $57.8

$75.2 $75.2

-23.14%

Summer Dress (H&M, Zara, etc)

$44.79 $44.79

$52.4 $52.4

-14.51%

Sport Shoes (Adidas, Nike)

$74.2 $74.2

$122 $122

-39.04%

Men's Leather Business Shoes

$83.5 $83.5

$133 $133

-37.30%

1-bedroom Apartment, City Center (Monthly)

$1,491 $1,491

$4,389 $4,389

-66.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,307 $1,307

$3,130 $3,130

-58.25%

3-bedroom Apartment, City Center (Monthly)

$2,476 $2,476

$8,918 $8,918

-72.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,116 $2,116

$5,354 $5,354

-60.47%

Buy Apartment in City Center (m2)

$2,920 $2,920

$19.4K $19.4K

-84.95%

Buy Apartment Outside City Center (m2)

$2,246 $2,246

$6,806 $6,806

-67.01%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.82

-3.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Apple Valley, MN: October 12, 2026

Last update for New York, NY: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Apple Valley, MN

$1.3K 51.7%

New York, NY

$3.1K 63.2% 140% $1.8K

Groceries & Markets

Apple Valley, MN

$400 15.8%

New York, NY

$545 11% 36.3% $145

Eating Out

Apple Valley, MN

$342 13.5%

New York, NY

$404 8.2% 18.1% $62

Monthly Utilities & Internet

Apple Valley, MN

$272 10.8%

New York, NY

$364 7.4% 33.8% $92

Clothing & Footwear

Apple Valley, MN

$117 4.6%

New York, NY

$172 3.5% 46.9% $55

Sport & Entertainment

Apple Valley, MN

$71 2.8%

New York, NY

$168 3.4% 138% $98

Getting Around

Apple Valley, MN

$21 * 0.8%

New York, NY

$167 3.4% 699% $146

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,491 in Apple Valley, MN versus $4,389 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74.0 in Apple Valley, MN versus $122 in New York, NY. Monthly groceries follow the same trend: $400 vs $545 – making Apple Valley, MN the more affordable choice for daily food spending.

Good to know

🇺🇸 Apple Valley, MN

🇺🇸 New York, NY

🕒 Local time

19:20 7:20 PM

20:20 8:20 PM

1 h ahead of Apple Valley, MN

🌤 Weather

👥 Population

50,109

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

Apple Valley, MN New York, NY 1,620 km ≈ 2 h 30 min nonstop flight

From you

Apple Valley, MN
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Apple Valley, MN vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,529 in Apple Valley, MN, $4,950 in New York, NY – roughly 96% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,794 per month in Apple Valley, MN and $7,424 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Apple Valley, MN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,529 in Apple Valley, MN and $4,950 in New York, NY. That's a gap of about 96%.

Kindergarten costs $1,371 per month in Apple Valley, MN and $3,333 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $2,529 in Apple Valley, MN and $4,950 in New York, NY. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,529 in Apple Valley, MN to $4,950 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Apple Valley, MN. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.