Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Anapolis

For one person, living is cheaper in Anapolis: $708 a month against $4,950 in New York, NY, rent and utilities included – about $50,900 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
34

Cost of Living Index in Anapolis
Learn more

Anapolis Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,950

/mo nomad

Anapolis

🇧🇷 Brazil

$708

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Anapolis

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Anapolis actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,950 in New York, NY versus $708 in Anapolis.

New York, NY $4,950
Anapolis $708

Estimated couple costs with rent: $7,265 in New York, NY versus $1,181 in Anapolis.

New York, NY $7,265
Anapolis $1,181

Monthly costs for a family of three with rent: $9,581 in New York, NY versus $1,655 in Anapolis.

New York, NY $9,581
Anapolis $1,655

Living in New York, NY is roughly 599% more expensive than in Anapolis, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 267% above, Anapolis is 48% below.

Meal at Budget Restaurant

$24.65 $24.65

$6.15 R$31.18

300.81%

Three-Course Dinner for Two, Mid-Range

$122 $122

$39.37 R$200

208.71%

Fast Food Meal (McDonalds, etc)

$13.91 $13.91

$8.45 R$42.84

64.62%

Cappuccino

$6.59 $6.59

$2.73 R$13.85

141.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$1.12 R$5.67

242.86%

Water (0.33 liter bottle)

$2.87 $2.87

$0.78 R$3.95

267.95%

Local Beer (0.5 liter draught)

$7.79 $7.79

$1.97 R$9.98

295.43%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.57 R$18.09

175.91%

Milk (1 liter)

$1.38 $1.38

$1.07 R$5.40

28.97%

White Bread (500g)

$4.68 $4.68

$1.96 R$9.92

138.78%

Rice (white) (1kg)

$7.54 $7.54

$1.36 R$6.91

454.41%

Eggs

$5.93 $5.93

$2.15 R$10.92

175.81%

Local Cheese (1kg)

$18.83 $18.83

$9.28 R$47.03

102.91%

Chicken Fillets (1kg)

$17.36 $17.36

$4.02 R$20.40

331.84%

Beef Round Steak (1kg)

$18.51 $18.51

$7.30 R$37.00

153.56%

Apples (1kg)

$6.74 $6.74

$2.06 R$10.42

227.18%

Banana (1kg)

$2.09 $2.09

$1.09 R$5.53

91.74%

Oranges (1kg)

$6.07 $6.07

$1.23 R$6.23

393.50%

Tomato (1kg)

$6.74 $6.74

$1.13 R$5.72

496.46%

Potato (1kg)

$4.05 $4.05

$1.18 R$6.01

243.22%

Onion (1kg)

$4.37 $4.37

$1.02 R$5.15

328.43%

Lettuce (1 head)

$2.89 $2.89

$0.73 R$3.69

295.89%

Water (1.5 liter bottle)

$2.60 $2.60

$1.02 R$5.16

154.90%

Cigarettes 20 Pack (Marlboro, Camel)

$18.72 $18.72

$1.96 R$9.96

855.10%

Wine (Bottle)

$20.06 $20.06

$5.86 R$29.72

242.32%

Local Beer (0.5 liter bottle)

$3.25 $3.25

$1.30 R$6.60

150.00%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.43 R$12.33

53.50%

One-way Ticket (Public Transport)

$3.06 $3.06

Public Transport Monthly Pass (Regular Price)

$140 $140

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.11 R$5.60

173.87%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$0.86 R$4.36

150.00%

Taxi 1hour Waiting (Normal Tariff)

$41.82 $41.82

$6.53 R$33.08

540.43%

Gasoline (1 liter)

$1.12 $1.12

$1.28 R$6.51

-12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$23.5K R$119.4K

50.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$33.4K R$169.2K

-21.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$60.5 R$306

262.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.2 $73.2

$9.95 R$50.4

635.58%

Internet (50+ Mbps, Unlimited Data)

$72.0 $72.0

$19.93 R$101

261.21%

Gym Membership (Monthly)

$123 $123

$23.62 R$120

419.43%

Tennis Court (1 Hour on Weekend)

$67.7 $67.7

Cinema Ticket

$22.85 $22.85

$5.98 R$30.33

282.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,333 $3,333

$821 R$4,160

306.13%

International Primary School, 1 Child (Yearly)

$60.0K $60.0K

$17.4K R$88.4K

244.12%

Jeans (Levis 501 Or Similar)

$75.2 $75.2

$57.1 R$289

31.77%

Summer Dress (H&M, Zara, etc)

$52.4 $52.4

$40.71 R$206

28.69%

Sport Shoes (Adidas, Nike)

$122 $122

$86.6 R$439

40.47%

Men's Leather Business Shoes

$133 $133

$40.39 R$205

229.66%

1-bedroom Apartment, City Center (Monthly)

$4,389 $4,389

$244 R$1,239

1695.09%

1-bedroom Apartment, Outside City Center (Monthly)

$3,130 $3,130

$158 R$802

1878.01%

3-bedroom Apartment, City Center (Monthly)

$8,918 $8,918

$548 R$2,779

1526.49%

3-bedroom Apartment, Outside City Center (Monthly)

$5,354 $5,354

$366 R$1,857

1361.72%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$1,281 R$6,494

1414.52%

Buy Apartment Outside City Center (m2)

$6,806 $6,806

$968 R$4,906

603.35%

Average Monthly Net Salary (After Tax)

$5,343 $5,343

$539 R$2,732

891.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

12.12

-43.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Anapolis: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.2%

Anapolis

$158 22.4% 94.9% $3K

Groceries & Markets

New York, NY

$545 11%

Anapolis

$185 26.2% 66% $360

Eating Out

New York, NY

$404 8.2%

Anapolis

$132 18.6% 67.3% $272

Monthly Utilities & Internet

New York, NY

$364 7.4%

Anapolis

$90 12.8% 75.2% $274

Clothing & Footwear

New York, NY

$172 3.5%

Anapolis

$101 14.3% 41.2% $71

Sport & Entertainment

New York, NY

$168 3.4%

Anapolis

$36 5% 78.9% $133

Getting Around

New York, NY

$167 3.4%

Anapolis

$5.4 * 0.8% 96.8% $161

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,389 in New York, NY and $244 in Anapolis. Housing cost is often the main lever when comparing two cities.

New York, NY pays 891% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in New York, NY vs $39.00 in Anapolis for a mid-range dinner for two. Groceries echo the gap at $545 vs $185 per month, with Anapolis cheaper across the board.

Good to know

🇺🇸 New York, NY

🇧🇷 Anapolis

🕒 Local time

20:00 8:00 PM

21:00 9:00 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

398,869

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 19, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

On the map

Lowest

Highest

Between locations

New York, NY Anapolis 6,850 km ≈ 9 h nonstop flight

From you

New York, NY
Anapolis

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Anapolis: Cost of Living - Frequently Asked Questions

Anapolis wins on cost – living expenses run 599% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Anapolis the obvious pick if budget is a priority.

Average pay runs 891% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,389 in New York, NY versus $244 in Anapolis. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 194% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,950 per month in New York, NY versus $708 in Anapolis – a 599% gap that adds up to real savings over time for anyone picking the cheaper option.

At $708 in Anapolis versus $4,950 in New York, NY, a $1,000 budget is realistic in Anapolis but tight or insufficient in New York, NY. The gap between the two cities makes Anapolis the clear choice for anyone on this budget.

Both work as nomad bases, but Anapolis delivers better value – similar infrastructure at $708 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Anapolis hard to pass up.

Expats usually find Anapolis gentler on the wallet – expenses run 599% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.