Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Americana

For one person, living is cheaper in Americana: $886 a month against $4,938 in New York, NY, rent and utilities included – about $48,600 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
43

Cost of Living Index in Americana
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Americana Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Americana

🇧🇷 Brazil

$886

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Americana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Americana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $886 in Americana.

New York, NY $4,938
Americana $886

Estimated couple costs with rent: $7,273 in New York, NY versus $1,400 in Americana.

New York, NY $7,273
Americana $1,400

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $1,914 in Americana.

New York, NY $9,608
Americana $1,914

Living in New York, NY is roughly 457% more expensive than in Americana, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 264% above, Americana is 35% below.

Meal at Budget Restaurant

$24.99 $24.99

$5.84 R$29.61

327.91%

Three-Course Dinner for Two, Mid-Range

$120 $120

$24.19 R$123

397.19%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$8.10 R$41.07

69.63%

Cappuccino

$6.60 $6.60

$2.08 R$10.54

217.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.83 R$9.26

108.74%

Water (0.33 liter bottle)

$2.87 $2.87

$1.26 R$6.39

127.78%

Local Beer (0.5 liter draught)

$7.95 $7.95

$1.47 R$7.44

440.82%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$2.46 R$12.46

308.94%

Milk (1 liter)

$1.37 $1.37

$1.03 R$5.20

33.01%

White Bread (500g)

$4.75 $4.75

$1.73 R$8.78

174.57%

Rice (white) (1kg)

$7.69 $7.69

$1.30 R$6.57

491.54%

Eggs

$5.87 $5.87

$2.18 R$11.07

169.27%

Local Cheese (1kg)

$19.25 $19.25

$9.17 R$46.48

109.92%

Chicken Fillets (1kg)

$17.83 $17.83

$4.34 R$22.02

310.83%

Beef Round Steak (1kg)

$19.03 $19.03

$8.33 R$42.21

128.45%

Apples (1kg)

$6.69 $6.69

$2.24 R$11.36

198.66%

Banana (1kg)

$2.29 $2.29

$1.25 R$6.35

83.20%

Oranges (1kg)

$6.41 $6.41

$1.23 R$6.24

421.14%

Tomato (1kg)

$6.75 $6.75

$1.47 R$7.43

359.18%

Potato (1kg)

$3.93 $3.93

$1.21 R$6.15

224.79%

Onion (1kg)

$4.52 $4.52

$1.09 R$5.52

314.68%

Lettuce (1 head)

$2.79 $2.79

$0.84 R$4.25

232.14%

Water (1.5 liter bottle)

$2.51 $2.51

$0.78 R$3.97

221.79%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$2.30 R$11.64

686.96%

Wine (Bottle)

$20.16 $20.16

$8.93 R$45.26

125.76%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.35 R$6.83

141.48%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.07 R$10.49

81.16%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.01 R$5.11

189.11%

Public Transport Monthly Pass (Regular Price)

$143 $143

$43.79 R$222

225.69%

Taxi Start (Normal Tariff)

$3.06 $3.06

$1.31 R$6.64

133.59%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$0.86 R$4.34

151.16%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$7.94 R$40.25

420.53%

Gasoline (1 liter)

$1.12 $1.12

$1.22 R$6.17

-8.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$23.7K R$120.2K

39.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$33.7K R$171.1K

-23.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$55.8 R$283

293.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$12.50 R$63.3

502.64%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$22.40 R$114

214.78%

Gym Membership (Monthly)

$116 $116

$18.79 R$95.3

514.69%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$27.75 R$141

143.68%

Cinema Ticket

$21.37 $21.37

$7.15 R$36.27

198.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$280 R$1,417

1127.74%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$7,188 R$36.4K

757.95%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$78.7 R$399

-4.85%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$66.5 R$337

-21.63%

Sport Shoes (Adidas, Nike)

$117 $117

$111 R$562

5.34%

Men's Leather Business Shoes

$135 $135

$85.5 R$433

57.49%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$355 R$1,799

1125.39%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$241 R$1,220

1195.19%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$681 R$3,452

1237.90%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$467 R$2,366

1052.62%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,734 R$8,792

1011.81%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,215 R$6,160

471.42%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$748 R$3,792

600.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

-37.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Americana: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Americana

$241 27.2% 92.3% $2.9K

Groceries & Markets

New York, NY

$552 11.2%

Americana

$194 21.9% 64.9% $358

Eating Out

New York, NY

$407 8.2%

Americana

$121 13.6% 70.4% $286

Monthly Utilities & Internet

New York, NY

$365 7.4%

Americana

$91 10.2% 75.2% $275

Clothing & Footwear

New York, NY

$170 3.5%

Americana

$154 17.3% 9.7% $17

Getting Around

New York, NY

$168 3.4%

Americana

$53 6% 68.2% $115

Sport & Entertainment

New York, NY

$158 3.2%

Americana

$33 3.7% 79.1% $125

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $355 in Americana. Housing cost is often the main lever when comparing two cities.

New York, NY pays 600% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $24.00 in Americana for a mid-range dinner for two. Groceries echo the gap at $552 vs $194 per month, with Americana cheaper across the board.

Good to know

🇺🇸 New York, NY

🇧🇷 Americana

🕒 Local time

21:32 9:32 PM

22:32 10:32 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

237,240

💱 Currency

United States Dollar USD $

Brazilian Real BRL R$

📈 Exchange rate

1 USD = 0.89 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

🇧🇷 Brazilian Real (R$)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 21, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

BRL to USD in detail →

On the map

Lowest

Highest

Between locations

New York, NY Americana 7,570 km ≈ 10 h nonstop flight

From you

New York, NY
Americana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Americana: Cost of Living - Frequently Asked Questions

Americana wins on cost – living expenses run 457% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Americana the obvious pick if budget is a priority.

Average pay runs 600% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $355 in Americana. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Americana runs roughly 226% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $3,432 in New York, NY versus $280 in Americana. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $886 in Americana versus $4,938 in New York, NY, a $1,000 budget is realistic in Americana but tight or insufficient in New York, NY. The gap between the two cities makes Americana the clear choice for anyone on this budget.

Both work as nomad bases, but Americana delivers better value – similar infrastructure at $886 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Americana hard to pass up.

Expats usually find Americana gentler on the wallet – expenses run 457% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.