Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Amarillo, TX

For one person, living is cheaper in Amarillo, TX: $2,247 a month against $4,941 in New York, NY, rent and utilities included – about $32,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
107

Cost of Living Index in Amarillo, TX
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Amarillo, TX Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Amarillo, TX

🇺🇸 United States

$2,247

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Amarillo, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Amarillo, TX actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,247 in Amarillo, TX, rent included.

New York, NY $4,941
Amarillo, TX $2,247

A couple spends around $7,225 per month in New York, NY vs $3,305 in Amarillo, TX, rent included.

New York, NY $7,225
Amarillo, TX $3,305

A family of three spends $9,509 per month in New York, NY vs $4,363 in Amarillo, TX, rent included.

New York, NY $9,509
Amarillo, TX $4,363

New York, NY costs about 120% more than Amarillo, TX, and outside of rent the biggest gap is in eating out.

Both New York, NY and Amarillo, TX sit above the global median – New York, NY by 263%, Amarillo, TX by 65%.

Meal at Budget Restaurant

$28.55 $28.55

$15.22 $15.22

87.58%

Three-Course Dinner for Two, Mid-Range

$118 $118

$68.0 $68.0

74.19%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$12.83 $12.83

17.23%

Cappuccino

$6.53 $6.53

$6.80 $6.80

-3.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.22 $2.22

78.38%

Water (0.33 liter bottle)

$3.01 $3.01

$1.61 $1.61

86.96%

Local Beer (0.5 liter draught)

$8.16 $8.16

$4.08 $4.08

100.00%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$6.99 $6.99

40.77%

Milk (1 liter)

$1.37 $1.37

$1.16 $1.16

18.10%

White Bread (500g)

$4.97 $4.97

$3.37 $3.37

47.48%

Rice (white) (1kg)

$7.81 $7.81

$3.41 $3.41

129.03%

Eggs

$5.97 $5.97

$4.52 $4.52

32.08%

Local Cheese (1kg)

$18.91 $18.91

$16.19 $16.19

16.80%

Chicken Fillets (1kg)

$18.04 $18.04

$12.66 $12.66

42.50%

Beef Round Steak (1kg)

$19.05 $19.05

$27.34 $27.34

-30.32%

Apples (1kg)

$6.76 $6.76

$4.03 $4.03

67.74%

Banana (1kg)

$2.27 $2.27

$1.86 $1.86

22.04%

Oranges (1kg)

$6.83 $6.83

$4.57 $4.57

49.45%

Tomato (1kg)

$7.09 $7.09

$3.75 $3.75

89.07%

Potato (1kg)

$4.22 $4.22

$2.15 $2.15

96.28%

Onion (1kg)

$4.65 $4.65

$2.93 $2.93

58.70%

Lettuce (1 head)

$2.87 $2.87

$1.74 $1.74

64.94%

Water (1.5 liter bottle)

$2.60 $2.60

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$9.85 $9.85

90.56%

Wine (Bottle)

$20.13 $20.13

$12.10 $12.10

66.36%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.08 $2.08

65.87%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.03 $2.03

98.03%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.01 $1.01

188.12%

Public Transport Monthly Pass (Regular Price)

$139 $139

$30.36 $30.36

357.58%

Taxi Start (Normal Tariff)

$3.08 $3.08

Taxi (Normal Tariff) (1km)

$2.12 $2.12

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$1.17 $1.17

$0.89 $0.89

31.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.6K $27.6K

25.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.5K $25.5K

1.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$294 $294

-25.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$51.7 $51.7

43.51%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$89.9 $89.9

-21.88%

Gym Membership (Monthly)

$112 $112

$45.46 $45.46

146.26%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$9.82 $9.82

125.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$715 $715

397.66%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$37.62 $37.62

100.98%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

Sport Shoes (Adidas, Nike)

$123 $123

$59.9 $59.9

105.54%

Men's Leather Business Shoes

$140 $140

$119 $119

17.31%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$911 $911

393.87%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$894 $894

244.31%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,810 $1,810

422.03%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,533 $1,533

238.60%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$1,572 $1,572

1051.85%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,558 $1,558

329.56%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,763 $3,763

38.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.12

12.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Amarillo, TX: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Amarillo, TX

$894 39.8% 71% $2.2K

Groceries & Markets

New York, NY

$563 11.4%

Amarillo, TX

$428 19.1% 23.9% $135

Eating Out

New York, NY

$440 8.9%

Amarillo, TX

$291 13% 33.8% $149

Monthly Utilities & Internet

New York, NY

$364 7.4%

Amarillo, TX

$436 19.4% 19.8% $72

Clothing & Footwear

New York, NY

$175 3.6%

Amarillo, TX

$98 * 4.3% 44.4% $78

Getting Around

New York, NY

$164 3.3%

Amarillo, TX

$34 * 1.5% 79% $130

Sport & Entertainment

New York, NY

$156 3.2%

Amarillo, TX

$65 2.9% 58.3% $91

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $911 in Amarillo, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $68 in Amarillo, TX. Monthly groceries follow the same trend: $563 vs $428 – making Amarillo, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Amarillo, TX

🕒 Local time

00:01 12:01 AM

23:01 11:01 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

198,645

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

New York, NY Amarillo, TX 2,490 km ≈ 3 h 30 min nonstop flight

From you

New York, NY
Amarillo, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Amarillo, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,941 in New York, NY, $2,247 in Amarillo, TX – Amarillo, TX comes out roughly 55% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,370 in Amarillo, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Amarillo, TX, especially for central apartments: a one-bedroom in the center costs $911 there versus $4,499 in New York, NY.

Public transport costs about 78% less in Amarillo, TX. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $3,558 per month in New York, NY and $715 in Amarillo, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Amarillo, TX, where all-in costs run around $2,247, than in New York, NY at $4,941. In Amarillo, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Amarillo, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Amarillo, TX. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.