Last update: Oct 2026

Cost of Living Comparison Between Amarillo, TX and New York, NY

For one person, living is cheaper in Amarillo, TX: $2,247 a month against $4,941 in New York, NY, rent and utilities included – about $32,300 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Amarillo, TX
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Amarillo, TX Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Amarillo, TX

🇺🇸 United States

$2,247

/mo nomad

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Monthly Cost of Living

How much you'll spend in Amarillo, TX and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amarillo, TX and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,247 per month in Amarillo, TX vs $4,941 in New York, NY, rent included.

Amarillo, TX $2,247
New York, NY $4,941

A couple spends around $3,305 per month in Amarillo, TX vs $7,225 in New York, NY, rent included.

Amarillo, TX $3,305
New York, NY $7,225

A family of three spends $4,363 per month in Amarillo, TX vs $9,509 in New York, NY, rent included.

Amarillo, TX $4,363
New York, NY $9,509

Amarillo, TX is about 55% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Both Amarillo, TX and New York, NY sit above the global median – Amarillo, TX by 65%, New York, NY by 263%.

Meal at Budget Restaurant

$15.22 $15.22

$28.55 $28.55

-46.69%

Three-Course Dinner for Two, Mid-Range

$68.0 $68.0

$118 $118

-42.59%

Fast Food Meal (McDonalds, etc)

$12.83 $12.83

$15.04 $15.04

-14.69%

Cappuccino

$6.80 $6.80

$6.53 $6.53

4.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 $2.22

$3.96 $3.96

-43.94%

Water (0.33 liter bottle)

$1.61 $1.61

$3.01 $3.01

-46.51%

Local Beer (0.5 liter draught)

$4.08 $4.08

$8.16 $8.16

-50.00%

Imported Beer (0.33 liter bottle)

$6.99 $6.99

$9.84 $9.84

-28.96%

Milk (1 liter)

$1.16 $1.16

$1.37 $1.37

-15.33%

White Bread (500g)

$3.37 $3.37

$4.97 $4.97

-32.19%

Rice (white) (1kg)

$3.41 $3.41

$7.81 $7.81

-56.34%

Eggs

$4.52 $4.52

$5.97 $5.97

-24.29%

Local Cheese (1kg)

$16.19 $16.19

$18.91 $18.91

-14.38%

Chicken Fillets (1kg)

$12.66 $12.66

$18.04 $18.04

-29.82%

Beef Round Steak (1kg)

$27.34 $27.34

$19.05 $19.05

43.52%

Apples (1kg)

$4.03 $4.03

$6.76 $6.76

-40.38%

Banana (1kg)

$1.86 $1.86

$2.27 $2.27

-18.06%

Oranges (1kg)

$4.57 $4.57

$6.83 $6.83

-33.09%

Tomato (1kg)

$3.75 $3.75

$7.09 $7.09

-47.11%

Potato (1kg)

$2.15 $2.15

$4.22 $4.22

-49.05%

Onion (1kg)

$2.93 $2.93

$4.65 $4.65

-36.99%

Lettuce (1 head)

$1.74 $1.74

$2.87 $2.87

-39.37%

Water (1.5 liter bottle)

$2.60 $2.60

Cigarettes 20 Pack (Marlboro, Camel)

$9.85 $9.85

$18.77 $18.77

-47.52%

Wine (Bottle)

$12.10 $12.10

$20.13 $20.13

-39.89%

Local Beer (0.5 liter bottle)

$2.08 $2.08

$3.45 $3.45

-39.71%

Imported Beer (0.33 liter bottle)

$2.03 $2.03

$4.02 $4.02

-49.50%

One-way Ticket (Public Transport)

$1.01 $1.01

$2.91 $2.91

-65.29%

Public Transport Monthly Pass (Regular Price)

$30.36 $30.36

$139 $139

-78.15%

Taxi Start (Normal Tariff)

$3.08 $3.08

Taxi (Normal Tariff) (1km)

$2.12 $2.12

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$0.89 $0.89

$1.17 $1.17

-23.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K $27.6K

$34.5K $34.5K

-20.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$25.9K $25.9K

-1.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$294 $294

$219 $219

34.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.7 $51.7

$74.2 $74.2

-30.32%

Internet (50+ Mbps, Unlimited Data)

$89.9 $89.9

$70.2 $70.2

28.00%

Gym Membership (Monthly)

$45.46 $45.46

$112 $112

-59.39%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$9.82 $9.82

$22.14 $22.14

-55.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$715 $715

$3,558 $3,558

-79.91%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

Jeans (Levis 501 Or Similar)

$37.62 $37.62

$75.6 $75.6

-50.24%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

Sport Shoes (Adidas, Nike)

$59.9 $59.9

$123 $123

-51.35%

Men's Leather Business Shoes

$119 $119

$140 $140

-14.75%

1-bedroom Apartment, City Center (Monthly)

$911 $911

$4,499 $4,499

-79.75%

1-bedroom Apartment, Outside City Center (Monthly)

$894 $894

$3,078 $3,078

-70.96%

3-bedroom Apartment, City Center (Monthly)

$1,810 $1,810

$9,447 $9,447

-80.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,533 $1,533

$5,190 $5,190

-70.47%

Buy Apartment in City Center (m2)

$1,572 $1,572

$18.1K $18.1K

-91.32%

Buy Apartment Outside City Center (m2)

$1,558 $1,558

$6,693 $6,693

-76.72%

Average Monthly Net Salary (After Tax)

$3,763 $3,763

$5,220 $5,220

-27.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.12

6.86

-10.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amarillo, TX: October 24, 2026

Last update for New York, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Amarillo, TX

$894 39.8%

New York, NY

$3.1K 62.3% 244% $2.2K

Monthly Utilities & Internet

Amarillo, TX

$436 19.4%

New York, NY

$364 7.4% 16.5% $72

Groceries & Markets

Amarillo, TX

$428 19.1%

New York, NY

$563 11.4% 31.5% $135

Eating Out

Amarillo, TX

$291 13%

New York, NY

$440 8.9% 51% $149

Clothing & Footwear

Amarillo, TX

$98 * 4.3%

New York, NY

$175 3.6% 79.9% $78

Sport & Entertainment

Amarillo, TX

$65 2.9%

New York, NY

$156 3.2% 140% $91

Getting Around

Amarillo, TX

$34 * 1.5%

New York, NY

$164 3.3% 377% $130

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $911 in Amarillo, TX versus $4,499 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68 in Amarillo, TX versus $118 in New York, NY. Monthly groceries follow the same trend: $428 vs $563 – making Amarillo, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 Amarillo, TX

🇺🇸 New York, NY

🕒 Local time

22:48 10:48 PM

23:48 11:48 PM

1 h ahead of Amarillo, TX

🌤 Weather

👥 Population

198,645

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Between locations

Amarillo, TX New York, NY 2,490 km ≈ 3 h 30 min nonstop flight

From you

Amarillo, TX
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Amarillo, TX vs New York, NY: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,247 in Amarillo, TX, $4,941 in New York, NY – Amarillo, TX comes out roughly 55% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,370 per month in Amarillo, TX and $7,412 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Amarillo, TX, especially for central apartments: a one-bedroom in the center costs $911 there versus $4,499 in New York, NY.

Public transport costs about 78% less in Amarillo, TX. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $715 per month in Amarillo, TX and $3,558 in New York, NY. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Amarillo, TX, where all-in costs run around $2,247, than in New York, NY at $4,941. In Amarillo, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Amarillo, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Amarillo, TX. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.