Cost of Living Comparison Between Amarillo, TX and New York, NY Cost of Living Comparison Between Amarillo, TX and New York, NY

Monthly Cost of Living

A single person spends $2,182 per month in Amarillo, TX vs $4,437 in New York, NY, rent included.

A couple spends around $3,356 per month in Amarillo, TX vs $6,995 in New York, NY, rent included.

A family of three spends $4,531 per month in Amarillo, TX vs $9,552 in New York, NY, rent included.

Amarillo, TX is about 51% cheaper than New York, NY, driven mainly by Eating Out.

Both Amarillo, TX and New York, NY sit above the global median – Amarillo, TX by 62%, New York, NY by 229%.

Currency
🍽 Eating Out
Amarillo, TX
New York, NY
Difference
Meal at Budget Restaurant
$14.76 $14.76
$30.14 $30.14
-51.03%
Three-Course Dinner for Two, Mid-Range
$70.7 $70.7
$147 $147
-51.96%
Fast Food Meal (McDonalds, etc)
$13.18 $13.18
$12.62 $12.62
4.44%
Cappuccino
$5.53 $5.53
$6.00 $6.00
-7.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.01 $2.01
$3.35 $3.35
-40.00%
Water (0.33 liter bottle)
$2.03 $2.03
$2.58 $2.58
-21.32%
Local Beer (0.5 liter draught)
$3.40 $3.40
$8.18 $8.18
-58.44%
Imported Beer (0.33 liter bottle)
$6.96 $6.96
$11.99 $11.99
-41.95%
🛒 Groceries & Markets
Amarillo, TX
New York, NY
Difference
Milk (1 liter)
$1.12 $1.12
$1.61 $1.61
-30.43%
White Bread (500g)
$4.06 $4.06
$5.03 $5.03
-19.28%
Rice (white) (1kg)
$3.17 $3.17
$8.40 $8.40
-62.26%
Eggs
$4.44 $4.44
$7.10 $7.10
-37.46%
Local Cheese (1kg)
$18.13 $18.13
$17.38 $17.38
4.32%
Chicken Fillets (1kg)
$11.82 $11.82
$16.18 $16.18
-26.95%
Beef Round Steak (1kg)
$17.18 $17.18
$20.48 $20.48
-16.11%
Apples (1kg)
$4.24 $4.24
$7.36 $7.36
-42.39%
Banana (1kg)
$2.03 $2.03
$2.56 $2.56
-20.70%
Oranges (1kg)
$4.62 $4.62
$5.71 $5.71
-19.09%
Tomato (1kg)
$3.58 $3.58
$6.24 $6.24
-42.63%
Potato (1kg)
$2.26 $2.26
$3.87 $3.87
-41.60%
Onion (1kg)
$2.71 $2.71
$4.11 $4.11
-34.06%
Lettuce (1 head)
$1.46 $1.46
$3.03 $3.03
-51.82%
Water (1.5 liter bottle)
$2.60 $2.60
$2.55 $2.55
1.96%
Cigarettes 20 Pack (Marlboro, Camel)
$8.94 $8.94
$19.07 $19.07
-53.12%
Wine (Bottle)
$12.07 $12.07
$19.66 $19.66
-38.61%
Local Beer (0.5 liter bottle)
$2.05 $2.05
$2.98 $2.98
-31.21%
Imported Beer (0.33 liter bottle)
$2.91 $2.91
$3.75 $3.75
-22.40%
🚌 Getting Around
Amarillo, TX
New York, NY
Difference
One-way Ticket (Public Transport)
$0.99 $0.99
$2.94 $2.94
-66.33%
Public Transport Monthly Pass (Regular Price)
-
$131 $131
-
Taxi Start (Normal Tariff)
$3.42 $3.42
$5.07 $5.07
-32.54%
Taxi (Normal Tariff) (1km)
$1.65 $1.65
$2.19 $2.19
-24.66%
Taxi 1hour Waiting (Normal Tariff)
$29.62 $29.62
$41.49 $41.49
-28.61%
Gasoline (1 liter)
$0.71 $0.71
$0.98 $0.98
-27.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3K $19.3K
$34.5K $34.5K
-44.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.2K $23.2K
$28.3K $28.3K
-17.90%
🧾 Monthly Utilities & Internet
Amarillo, TX
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$231 $231
$184 $184
25.29%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$51.6 $51.6
$59.0 $59.0
-12.49%
Internet (50+ Mbps, Unlimited Data)
$77.7 $77.7
$61.9 $61.9
25.50%
🎉 Sport & Entertainment
Amarillo, TX
New York, NY
Difference
Gym Membership (Monthly)
$20.09 $20.09
$141 $141
-85.71%
Tennis Court (1 Hour on Weekend)
-
$65.3 $65.3
-
Cinema Ticket
$9.89 $9.89
$20.13 $20.13
-50.87%
🧸 Childcare & Education
Amarillo, TX
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$707 $707
$3,191 $3,191
-77.85%
International Primary School, 1 Child (Yearly)
$23.2K $23.2K
$57.5K $57.5K
-59.62%
👕👟 Clothing & Footwear
Amarillo, TX
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$49.67 $49.67
$67.2 $67.2
-26.05%
Summer Dress (H&M, Zara, etc)
$40.70 $40.70
$47.98 $47.98
-15.17%
Sport Shoes (Adidas, Nike)
$68.3 $68.3
$111 $111
-38.66%
Men's Leather Business Shoes
$86.2 $86.2
$170 $170
-49.18%
🏠 Accommodation & Living
Amarillo, TX
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,175 $1,175
$4,207 $4,207
-72.08%
1-bedroom Apartment, Outside City Center (Monthly)
$952 $952
$2,717 $2,717
-64.96%
3-bedroom Apartment, City Center (Monthly)
$1,993 $1,993
$8,382 $8,382
-76.22%
3-bedroom Apartment, Outside City Center (Monthly)
$1,976 $1,976
$5,127 $5,127
-61.45%
Buy Apartment in City Center (m2)
$1,690 $1,690
$19.5K $19.5K
-91.36%
Buy Apartment Outside City Center (m2)
$1,886 $1,886
$8,862 $8,862
-78.72%
💵 Salaries & Financials
Amarillo, TX
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$3,738 $3,738
$5,228 $5,228
-28.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.44
0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amarillo, TX: April 12, 2026

Last update for New York, NY: April 11, 2026

Cost Breakdown

A central one-bedroom costs $1,175 in Amarillo, TX versus $4,207 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 40% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $71 in Amarillo, TX versus $147 in New York, NY. Monthly groceries follow the same trend: $406 vs $553 – making Amarillo, TX the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Amarillo, TX vs New York, NY: Cost of Living - Frequently Asked Questions
How do living costs in Amarillo, TX and New York, NY compare overall?
Monthly costs with rent: $2,182 in Amarillo, TX, $4,437 in New York, NY – roughly 103% apart. New York, NY costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Amarillo, TX compared to New York, NY?
For a comfortable life, plan on about $3,272 per month in Amarillo, TX and $6,655 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Amarillo, TX and New York, NY?
Rent is clearly cheaper in Amarillo, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $71.0 in Amarillo, TX and $147 in New York, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 36% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Amarillo, TX, where all-in costs run around $2,182, than in New York, NY at $4,437. In Amarillo, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
How does quality of life compare between Amarillo, TX and New York, NY?
It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,182 in Amarillo, TX to $4,437 in New York, NY. Climate, culture, job market, and personal taste all factor in.
How do I decide between Amarillo, TX and New York, NY?
If budget matters most, go with Amarillo, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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