Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Ada, OK

For one person, living is cheaper in Ada, OK: $1,734 a month against $4,938 in New York, NY, rent and utilities included – about $38,400 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
85

Cost of Living Index in Ada, OK
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Ada, OK Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Ada, OK

🇺🇸 United States

$1,734

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Ada, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Ada, OK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $1,734 in Ada, OK.

New York, NY $4,938
Ada, OK $1,734

Estimated couple costs with rent: $7,273 in New York, NY versus $2,592 in Ada, OK.

New York, NY $7,273
Ada, OK $2,592

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $3,449 in Ada, OK.

New York, NY $9,608
Ada, OK $3,449

Living in New York, NY is roughly 185% more expensive than in Ada, OK, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Ada, OK 28% above.

Meal at Budget Restaurant

$24.99 $24.99

$18.18 $18.18

37.46%

Three-Course Dinner for Two, Mid-Range

$120 $120

$50.8 $50.8

136.57%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.92 $11.92

15.27%

Cappuccino

$6.60 $6.60

$4.10 $4.10

60.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.43 $2.43

57.20%

Water (0.33 liter bottle)

$2.87 $2.87

$1.96 $1.96

46.43%

Local Beer (0.5 liter draught)

$7.95 $7.95

$3.06 $3.06

159.80%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$4.44 $4.44

126.58%

Milk (1 liter)

$1.37 $1.37

$0.92 $0.92

48.91%

White Bread (500g)

$4.75 $4.75

$3.23 $3.23

47.06%

Rice (white) (1kg)

$7.69 $7.69

$3.44 $3.44

123.55%

Eggs

$5.87 $5.87

$3.70 $3.70

58.65%

Local Cheese (1kg)

$19.25 $19.25

$6.43 $6.43

199.38%

Chicken Fillets (1kg)

$17.83 $17.83

$11.61 $11.61

53.57%

Beef Round Steak (1kg)

$19.03 $19.03

$20.40 $20.40

-6.72%

Apples (1kg)

$6.69 $6.69

$4.76 $4.76

40.55%

Banana (1kg)

$2.29 $2.29

$1.62 $1.62

41.36%

Oranges (1kg)

$6.41 $6.41

$3.56 $3.56

80.06%

Tomato (1kg)

$6.75 $6.75

$4.57 $4.57

47.70%

Potato (1kg)

$3.93 $3.93

$1.42 $1.42

176.76%

Onion (1kg)

$4.52 $4.52

$1.62 $1.62

179.01%

Lettuce (1 head)

$2.79 $2.79

$1.65 $1.65

69.09%

Water (1.5 liter bottle)

$2.51 $2.51

$0.98 $0.98

156.12%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$6.10 $6.10

196.72%

Wine (Bottle)

$20.16 $20.16

$15.10 $15.10

33.51%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.05 $2.05

59.02%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.28 $3.28

14.33%

One-way Ticket (Public Transport)

$2.92 $2.92

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.05 $3.05

0.33%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.70 $1.70

27.06%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$24.24 $24.24

70.50%

Gasoline (1 liter)

$1.12 $1.12

$0.85 $0.85

31.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$36.3K $36.3K

-8.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.6K $25.6K

0.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$211 $211

4.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$79.5 $79.5

-5.21%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$81.4 $81.4

-13.33%

Gym Membership (Monthly)

$116 $116

$34.77 $34.77

232.18%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$11.66 $11.66

83.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,906 $1,906

80.01%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$27.9K $27.9K

121.11%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$44.17 $44.17

69.53%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$49.09 $49.09

6.21%

Sport Shoes (Adidas, Nike)

$117 $117

$91.2 $91.2

27.99%

Men's Leather Business Shoes

$135 $135

$106 $106

26.96%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$636 $636

583.44%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$538 $538

479.29%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,017 $1,017

796.18%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$947 $947

468.28%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,461 $1,461

1219.83%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,435 $1,435

383.95%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.62

3.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Ada, OK: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Ada, OK

$538 31% 82.7% $2.6K

Groceries & Markets

New York, NY

$552 11.2%

Ada, OK

$352 20.3% 36.3% $200

Eating Out

New York, NY

$407 8.2%

Ada, OK

$272 15.7% 33.1% $135

Monthly Utilities & Internet

New York, NY

$365 7.4%

Ada, OK

$372 21.4% 1.8% $6.5

Clothing & Footwear

New York, NY

$170 3.5%

Ada, OK

$131 7.5% 23.2% $40

Getting Around

New York, NY

$168 3.4%

Ada, OK

$12 * 0.7% 93.1% $157

Sport & Entertainment

New York, NY

$158 3.2%

Ada, OK

$58 3.4% 63.3% $100

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $636 in Ada, OK. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $51.0 in Ada, OK for a mid-range dinner for two. Groceries echo the gap at $552 vs $352 per month, with Ada, OK cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Ada, OK

🕒 Local time

07:40 7:40 AM

06:40 6:40 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

17,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Ada, OK 2,080 km ≈ 3 h nonstop flight

From you

New York, NY
Ada, OK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Ada, OK: Cost of Living - Frequently Asked Questions

New York, NY and Ada, OK differ by about 185% in total monthly costs ($4,938 vs $1,734 including rent). Ada, OK is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $7,407 in New York, NY and $2,601 in Ada, OK to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,347 in New York, NY versus $636 in Ada, OK. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 57% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,938 per month in New York, NY versus $1,734 in Ada, OK – a 185% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,734 in Ada, OK versus $4,938 in New York, NY, a $3,000 budget is realistic in Ada, OK but tight or insufficient in New York, NY. The gap between the two cities makes Ada, OK the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ada, OK gentler on the wallet – expenses run 185% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.