Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Neum

For one person, living is cheaper in Neum: $955 a month against $2,223 in Lisbon, rent and utilities included – about $15,200 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
46

Cost of Living Index in Neum
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Neum Living Index

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Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Neum

🇧🇦 Bosnia and Herzegovina

$955

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Neum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Neum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Lisbon versus $955 in Neum.

Lisbon $2,223
Neum $955

Estimated couple costs with rent: $3,271 in Lisbon versus $1,410 in Neum.

Lisbon $3,271
Neum $1,410

Monthly costs for a family of three with rent: $4,319 in Lisbon versus $1,866 in Neum.

Lisbon $4,319
Neum $1,866

Living in Lisbon is roughly 133% more expensive than in Neum, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lisbon is 65% above, Neum is 29% below.

Meal at Budget Restaurant

$16.50 €14.74

$5.29 BAM 9.24

211.91%

Three-Course Dinner for Two, Mid-Range

$61.3 €54.7

$30.98 BAM 54.1

97.71%

Fast Food Meal (McDonalds, etc)

$11.27 €10.07

$5.67 BAM 9.91

98.77%

Cappuccino

$3.06 €2.73

$1.90 BAM 3.32

61.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 €2.02

$1.90 BAM 3.33

18.95%

Water (0.33 liter bottle)

$1.73 €1.55

$1.18 BAM 2.07

46.61%

Local Beer (0.5 liter draught)

$3.39 €3.03

$2.52 BAM 4.41

34.52%

Imported Beer (0.33 liter bottle)

$3.40 €3.04

$2.19 BAM 3.83

55.25%

Milk (1 liter)

$1.12 €1.00

$1.12 BAM 1.96

White Bread (500g)

$1.86 €1.66

$0.95 BAM 1.65

95.79%

Rice (white) (1kg)

$1.53 €1.37

$2.07 BAM 3.62

-26.09%

Eggs

$3.96 €3.54

$2.57 BAM 4.48

54.09%

Local Cheese (1kg)

$12.76 €11.40

$7.88 BAM 13.77

61.93%

Chicken Fillets (1kg)

$7.90 €7.06

$7.37 BAM 12.87

7.19%

Beef Round Steak (1kg)

$16.97 €15.16

$10.39 BAM 18.15

63.33%

Apples (1kg)

$2.27 €2.03

$1.12 BAM 1.96

102.68%

Banana (1kg)

$1.75 €1.56

$1.62 BAM 2.83

8.02%

Oranges (1kg)

$1.85 €1.65

$1.36 BAM 2.37

36.03%

Tomato (1kg)

$2.57 €2.29

$1.20 BAM 2.09

114.17%

Potato (1kg)

$1.86 €1.66

$0.98 BAM 1.72

89.80%

Onion (1kg)

$2.02 €1.81

$0.99 BAM 1.72

104.04%

Lettuce (1 head)

$1.44 €1.29

$0.76 BAM 1.32

89.47%

Water (1.5 liter bottle)

$0.82 €0.73

$0.71 BAM 1.24

15.49%

Cigarettes 20 Pack (Marlboro, Camel)

$6.56 €5.86

$3.93 BAM 6.86

66.92%

Wine (Bottle)

$5.62 €5.02

$3.99 BAM 6.96

40.85%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$0.78 BAM 1.36

64.10%

Imported Beer (0.33 liter bottle)

$2.07 €1.85

$0.89 BAM 1.55

132.58%

One-way Ticket (Public Transport)

$2.35 €2.10

$1.27 BAM 2.21

85.04%

Public Transport Monthly Pass (Regular Price)

$44.18 €39.48

$57.4 BAM 100

-23.04%

Taxi Start (Normal Tariff)

$3.99 €3.56

$1.74 BAM 3.05

129.31%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$0.60 BAM 1.04

81.67%

Taxi 1hour Waiting (Normal Tariff)

$16.64 €14.87

$5.79 BAM 10.11

187.39%

Gasoline (1 liter)

$2.28 €2.04

$1.55 BAM 2.70

47.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K €30.1K

$29.9K BAM 52.2K

12.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €35.1K

$21.3K BAM 37.3K

84.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 €150

$135 BAM 237

23.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.80 €16.80

$17.64 BAM 30.82

6.58%

Internet (50+ Mbps, Unlimited Data)

$33.09 €29.57

$25.86 BAM 45.18

27.96%

Gym Membership (Monthly)

$46.01 €41.11

$32.47 BAM 56.7

41.70%

Tennis Court (1 Hour on Weekend)

$19.19 €17.15

$11.52 BAM 20.13

66.58%

Cinema Ticket

$9.84 €8.79

$5.74 BAM 10.02

71.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$677 €605

$198 BAM 346

242.15%

International Primary School, 1 Child (Yearly)

$16.9K €15.1K

$2,317 BAM 4,048

630.30%

Jeans (Levis 501 Or Similar)

$101 €90.5

$59.4 BAM 104

70.52%

Summer Dress (H&M, Zara, etc)

$45.76 €40.89

$33.42 BAM 58.4

36.92%

Sport Shoes (Adidas, Nike)

$100.0 €89.4

$85.8 BAM 150

16.51%

Men's Leather Business Shoes

$123 €110

$83.3 BAM 146

47.38%

1-bedroom Apartment, City Center (Monthly)

$1,614 €1,442

$345 BAM 603

367.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,197 €1,070

$248 BAM 433

383.50%

3-bedroom Apartment, City Center (Monthly)

$2,862 €2,557

$506 BAM 884

465.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,990 €1,778

$355 BAM 620

460.60%

Buy Apartment in City Center (m2)

$7,577 €6,771

$2,410 BAM 4,210

214.41%

Buy Apartment Outside City Center (m2)

$4,307 €3,849

$1,786 BAM 3,120

141.15%

Average Monthly Net Salary (After Tax)

$1,588 €1,419

$847 BAM 1,480

87.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

2.9

32.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 11, 2026

Last update for Neum: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.9%

Neum

$248 25.9% 79.3% $949

Groceries & Markets

Lisbon

$269 12.1%

Neum

$188 19.7% 30.3% $82

Eating Out

Lisbon

$242 10.9%

Neum

$112 11.7% 54% $131

Monthly Utilities & Internet

Lisbon

$219 9.9%

Neum

$179 18.7% 18.4% $40

Clothing & Footwear

Lisbon

$166 7.5%

Neum

$118 12.4% 29.2% $49

Sport & Entertainment

Lisbon

$66 3%

Neum

$44 4.6% 33.1% $22

Getting Around

Lisbon

$63 2.8%

Neum

$67 7% 6.7% $4.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,614 in Lisbon and $345 in Neum. Housing cost is often the main lever when comparing two cities.

Lisbon pays 87% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Lisbon vs $31.00 in Neum for a mid-range dinner for two. Groceries echo the gap at $269 vs $188 per month, with Neum cheaper across the board.

Good to know

🇵🇹 Lisbon

🇧🇦 Neum

🕒 Local time

09:01 9:01 AM

10:01 10:01 AM

1 h ahead of Lisbon

🌤 Weather

👥 Population

545,923 Capital

3,200

💱 Currency

Euro EUR €

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 EUR = 1.12 USD

1 BAM = 0.572 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 14, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 14, 2026: 1 USD = 1.75 BAM (1 BAM = 0.572 USD). 1 EUR = 1.96 BAM (1 BAM = 0.512 EUR).

USD to EUR in detail →

On the map

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Between locations

Lisbon Neum 2,290 km ≈ 3 h 15 min nonstop flight

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Neum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Neum: Cost of Living - Frequently Asked Questions

Lisbon and Neum differ by about 133% in total monthly costs ($2,223 vs $955 including rent). Neum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 87% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,614 in Lisbon versus $345 in Neum. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $677 in Lisbon versus $198 in Neum. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 44% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

At $955 in Neum versus $2,223 in Lisbon, a $2,000 budget is realistic in Neum but tight or insufficient in Lisbon. The gap between the two cities makes Neum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Neum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Neum gentler on the wallet – expenses run 133% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.