Cost of Living Comparison Between Neum and Bijeljina Cost of Living Comparison Between Neum and Bijeljina

Monthly Cost of Living

A single person spends $954 per month in Neum vs $963 in Bijeljina, rent included.

A couple spends around $1,494 per month in Neum vs $1,460 in Bijeljina, rent included.

A family of three spends $2,035 per month in Neum vs $1,957 in Bijeljina, rent included.

Neum is about 1% cheaper than Bijeljina, driven mainly by Clothing & Footwear.

Both Neum and Bijeljina are more affordable than the global median – Neum 29% lower, Bijeljina 28% lower.

Meal at Budget Restaurant

$8.66 BAM 14.56

$8.90 BAM 14.96

-2.70%

Three-Course Dinner for Two, Mid-Range

$41.82 BAM 70.3

$35.33 BAM 59.4

18.37%

Fast Food Meal (McDonalds, etc)

$7.63 BAM 12.82

$4.99 BAM 8.39

52.91%

Cappuccino

$1.65 BAM 2.77

$1.44 BAM 2.41

14.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 BAM 3.26

$1.73 BAM 2.90

12.14%

Water (0.33 liter bottle)

$1.21 BAM 2.03

$1.09 BAM 1.83

11.01%

Local Beer (0.5 liter draught)

$2.09 BAM 3.51

$1.80 BAM 3.02

16.11%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.72

$2.38 BAM 3.99

18.07%

Milk (1 liter)

$1.32 BAM 2.22

$1.61 BAM 2.71

-18.01%

White Bread (500g)

$1.23 BAM 2.07

$1.20 BAM 2.02

2.50%

Rice (white) (1kg)

$1.58 BAM 2.65

$1.73 BAM 2.91

-8.67%

Eggs

$3.01 BAM 5.05

$3.10 BAM 5.21

-2.90%

Local Cheese (1kg)

$9.60 BAM 16.12

$7.98 BAM 13.41

20.30%

Chicken Fillets (1kg)

$8.75 BAM 14.71

$8.05 BAM 13.52

8.70%

Beef Round Steak (1kg)

$11.61 BAM 19.50

$12.18 BAM 20.47

-4.68%

Apples (1kg)

$1.41 BAM 2.37

$1.67 BAM 2.81

-15.57%

Banana (1kg)

$1.64 BAM 2.75

$1.85 BAM 3.10

-11.35%

Oranges (1kg)

$1.94 BAM 3.26

$1.83 BAM 3.07

6.01%

Tomato (1kg)

$2.04 BAM 3.43

$2.67 BAM 4.49

-23.60%

Potato (1kg)

$1.15 BAM 1.94

$1.60 BAM 2.69

-28.13%

Onion (1kg)

$1.11 BAM 1.86

$1.47 BAM 2.47

-24.49%

Lettuce (1 head)

$1.21 BAM 2.04

$1.14 BAM 1.91

6.14%

Water (1.5 liter bottle)

$0.73 BAM 1.23

$0.67 BAM 1.12

8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.63 BAM 6.10

$3.73 BAM 6.27

-2.68%

Wine (Bottle)

$4.06 BAM 6.81

$9.02 BAM 15.15

-54.99%

Local Beer (0.5 liter bottle)

$0.76 BAM 1.28

$0.84 BAM 1.42

-9.52%

Imported Beer (0.33 liter bottle)

$1.13 BAM 1.90

$1.45 BAM 2.44

-22.07%

One-way Ticket (Public Transport)

$1.85 BAM 3.11

$2.41 BAM 4.04

-23.24%

Public Transport Monthly Pass (Regular Price)

$34.69 BAM 58.3

$17.94 BAM 30.15

93.37%

Taxi Start (Normal Tariff)

$1.50 BAM 2.52

$1.45 BAM 2.43

3.45%

Taxi (Normal Tariff) (1km)

$1.10 BAM 1.84

$0.56 BAM 0.93

96.43%

Taxi 1hour Waiting (Normal Tariff)

$7.28 BAM 12.23

$11.77 BAM 19.78

-38.15%

Gasoline (1 liter)

$1.54 BAM 2.60

$1.41 BAM 2.37

9.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 48.8K

$26.2K BAM 44.0K

10.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.3K

$26.5K BAM 44.5K

-0.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 BAM 292

$141 BAM 237

23.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.87 BAM 31.70

$19.14 BAM 32.16

-1.41%

Internet (50+ Mbps, Unlimited Data)

$24.01 BAM 40.33

$24.88 BAM 41.79

-3.50%

Gym Membership (Monthly)

$28.99 BAM 48.71

$30.66 BAM 51.5

-5.45%

Tennis Court (1 Hour on Weekend)

$10.97 BAM 18.43

$8.80 BAM 14.78

24.66%

Cinema Ticket

$4.81 BAM 8.08

$5.06 BAM 8.50

-4.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$203 BAM 342

$214 BAM 359

-4.91%

International Primary School, 1 Child (Yearly)

$3,618 BAM 6,079

$3,300 BAM 5,544

9.64%

Jeans (Levis 501 Or Similar)

$69.6 BAM 117

$58.6 BAM 98.4

18.84%

Summer Dress (H&M, Zara, etc)

$35.84 BAM 60.2

$26.71 BAM 44.87

34.18%

Sport Shoes (Adidas, Nike)

$89.3 BAM 150

$135 BAM 227

-33.80%

Men's Leather Business Shoes

$111 BAM 186

$124 BAM 208

-10.57%

1-bedroom Apartment, City Center (Monthly)

$261 BAM 438

$259 BAM 436

0.49%

1-bedroom Apartment, Outside City Center (Monthly)

$169 BAM 284

$167 BAM 281

1.03%

3-bedroom Apartment, City Center (Monthly)

$363 BAM 610

$370 BAM 622

-1.99%

3-bedroom Apartment, Outside City Center (Monthly)

$315 BAM 529

$291 BAM 488

8.31%

Buy Apartment in City Center (m2)

$2,608 BAM 4,382

$1,891 BAM 3,177

37.95%

Buy Apartment Outside City Center (m2)

$1,838 BAM 3,088

$1,425 BAM 2,394

28.95%

Average Monthly Net Salary (After Tax)

$882 BAM 1,482

$759 BAM 1,276

16.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

-51.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: May 31, 2026

Last update for Bijeljina: May 31, 2026

Cost Breakdown

A central one-bedroom costs $261 in Neum versus $259 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Neum, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $42.00 in Neum versus $35.00 in Bijeljina. Groceries tell a different story – $220 in Neum vs $234 in Bijeljina – so Neum wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $954 in Neum, $963 in Bijeljina – roughly 1% apart. Bijeljina costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $1,431 per month in Neum and $1,444 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Neum, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $954 in Neum and $963 in Bijeljina. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 93% less in Neum. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $954 in Neum and $963 in Bijeljina, leaving budget for savings and extras in both cases.

Families tend to lean toward Neum – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Neum. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijeljina makes more sense. Both are solid long-term options with distinct trade-offs.