Cost of Living Comparison Between Neum and Bijeljina Cost of Living Comparison Between Neum and Bijeljina

Monthly Cost of Living

A single person spends $973 per month in Neum vs $947 in Bijeljina, rent included.

A couple spends around $1,456 per month in Neum vs $1,485 in Bijeljina, rent included.

A family of three spends $1,940 per month in Neum vs $2,024 in Bijeljina, rent included.

Neum costs about 3% more than Bijeljina, driven mainly by Groceries & Markets.

Both Neum and Bijeljina are more affordable than the global median – Neum 29% lower, Bijeljina 31% lower.

Meal at Budget Restaurant

$5.28 BAM 8.98

$8.87 BAM 15.10

-40.47%

Three-Course Dinner for Two, Mid-Range

$28.94 BAM 49.26

$35.86 BAM 61.0

-19.30%

Fast Food Meal (McDonalds, etc)

$6.06 BAM 10.32

$4.80 BAM 8.17

26.25%

Cappuccino

$1.88 BAM 3.21

$1.45 BAM 2.46

29.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.80 BAM 3.06

$1.73 BAM 2.94

4.05%

Water (0.33 liter bottle)

$1.23 BAM 2.09

$1.03 BAM 1.75

19.42%

Local Beer (0.5 liter draught)

$2.59 BAM 4.41

$1.78 BAM 3.03

45.51%

Imported Beer (0.33 liter bottle)

$2.27 BAM 3.86

$2.32 BAM 3.95

-2.16%

Milk (1 liter)

$1.16 BAM 1.97

$1.63 BAM 2.77

-28.83%

White Bread (500g)

$0.92 BAM 1.56

$1.22 BAM 2.07

-24.59%

Rice (white) (1kg)

$2.14 BAM 3.65

$1.74 BAM 2.96

22.99%

Eggs

$2.61 BAM 4.44

$3.21 BAM 5.46

-18.69%

Local Cheese (1kg)

$8.03 BAM 13.67

$7.63 BAM 12.98

5.24%

Chicken Fillets (1kg)

$7.47 BAM 12.72

$8.06 BAM 13.72

-7.32%

Beef Round Steak (1kg)

$10.82 BAM 18.41

$12.11 BAM 20.62

-10.65%

Apples (1kg)

$1.18 BAM 2.01

$1.68 BAM 2.86

-29.76%

Banana (1kg)

$1.63 BAM 2.77

$1.84 BAM 3.14

-11.41%

Oranges (1kg)

$1.41 BAM 2.40

$1.91 BAM 3.25

-26.18%

Tomato (1kg)

$1.23 BAM 2.09

$2.65 BAM 4.51

-53.58%

Potato (1kg)

$1.00 BAM 1.70

$1.64 BAM 2.78

-39.02%

Onion (1kg)

$1.05 BAM 1.79

$1.45 BAM 2.47

-27.59%

Lettuce (1 head)

$0.74 BAM 1.26

$1.16 BAM 1.98

-36.21%

Water (1.5 liter bottle)

$0.69 BAM 1.17

$0.67 BAM 1.14

2.99%

Cigarettes 20 Pack (Marlboro, Camel)

$3.90 BAM 6.64

$3.76 BAM 6.40

3.72%

Wine (Bottle)

$4.19 BAM 7.13

$8.67 BAM 14.75

-51.67%

Local Beer (0.5 liter bottle)

$0.77 BAM 1.31

$0.91 BAM 1.56

-15.38%

Imported Beer (0.33 liter bottle)

$0.90 BAM 1.54

$1.44 BAM 2.45

-37.50%

One-way Ticket (Public Transport)

$1.36 BAM 2.32

$2.32 BAM 3.95

-41.38%

Public Transport Monthly Pass (Regular Price)

$59.9 BAM 102

$17.54 BAM 29.86

241.28%

Taxi Start (Normal Tariff)

$1.72 BAM 2.92

$1.47 BAM 2.50

17.01%

Taxi (Normal Tariff) (1km)

$0.61 BAM 1.04

$0.58 BAM 0.98

5.17%

Taxi 1hour Waiting (Normal Tariff)

$5.93 BAM 10.09

$10.64 BAM 18.11

-44.27%

Gasoline (1 liter)

$1.63 BAM 2.78

$1.49 BAM 2.54

9.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K BAM 53.2K

$31.6K BAM 53.7K

-0.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K BAM 37.5K

$19.0K BAM 32.3K

16.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 BAM 230

$141 BAM 241

-4.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.97 BAM 30.58

$18.81 BAM 32.01

-4.47%

Internet (50+ Mbps, Unlimited Data)

$27.00 BAM 45.94

$24.14 BAM 41.08

11.85%

Gym Membership (Monthly)

$33.89 BAM 57.7

$30.37 BAM 51.7

11.59%

Tennis Court (1 Hour on Weekend)

$11.60 BAM 19.74

$8.65 BAM 14.72

34.10%

Cinema Ticket

$5.78 BAM 9.84

$4.97 BAM 8.45

16.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$203 BAM 345

$212 BAM 361

-4.23%

International Primary School, 1 Child (Yearly)

$2,381 BAM 4,052

$4,356 BAM 7,413

-45.33%

Jeans (Levis 501 Or Similar)

$61.1 BAM 104

$58.9 BAM 100

3.70%

Summer Dress (H&M, Zara, etc)

$33.73 BAM 57.4

$26.51 BAM 45.12

27.24%

Sport Shoes (Adidas, Nike)

$88.4 BAM 150

$133 BAM 226

-33.36%

Men's Leather Business Shoes

$86.6 BAM 147

$126 BAM 214

-31.17%

1-bedroom Apartment, City Center (Monthly)

$350 BAM 595

$259 BAM 441

34.97%

1-bedroom Apartment, Outside City Center (Monthly)

$261 BAM 444

$169 BAM 288

53.99%

3-bedroom Apartment, City Center (Monthly)

$530 BAM 902

$362 BAM 616

46.42%

3-bedroom Apartment, Outside City Center (Monthly)

$369 BAM 628

$292 BAM 496

26.47%

Buy Apartment in City Center (m2)

$2,574 BAM 4,380

$1,856 BAM 3,159

38.66%

Buy Apartment Outside City Center (m2)

$1,789 BAM 3,044

$1,365 BAM 2,323

31.05%

Average Monthly Net Salary (After Tax)

$894 BAM 1,521

$780 BAM 1,328

14.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

-51.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: September 13, 2026

Last update for Bijeljina: September 15, 2026

Cost Breakdown

A central one-bedroom costs $350 in Neum versus $259 in Bijeljina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Neum, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Neum versus $36.00 in Bijeljina. Monthly groceries follow the same trend: $191 vs $233 – making Neum the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Bijeljina: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $973 in Neum, $947 in Bijeljina – roughly 3% apart. Neum costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,460 per month in Neum and $1,421 in Bijeljina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijeljina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $973 in Neum and $947 in Bijeljina. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 241% less in Bijeljina. For daily commuters, that gap adds up to noticeable savings over a year.

$1,200 covers both cities comfortably – all-in costs are $973 in Neum and $947 in Bijeljina, leaving budget for savings and extras in both cases.

Families tend to lean toward Bijeljina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijeljina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Neum makes more sense. Both are solid long-term options with distinct trade-offs.