Last update: Oct 2026

Cost of Living Comparison Between Neum and Austin, TX

For one person, living is cheaper in Neum: $955 a month against $2,663 in Austin, TX, rent and utilities included – about $20,500 less a year. Rent and utilities account for most of the difference.

46

Cost of Living Index in Neum
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Neum Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Neum

🇧🇦 Bosnia and Herzegovina

$955

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Neum and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Neum and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $955 in Neum versus $2,663 in Austin, TX.

Neum $955
Austin, TX $2,663

Estimated couple costs with rent: $1,410 in Neum versus $4,133 in Austin, TX.

Neum $1,410
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,866 in Neum versus $5,603 in Austin, TX.

Neum $1,866
Austin, TX $5,603

Living in Neum costs roughly 64% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Neum is 29% below, Austin, TX is 97% above.

Meal at Budget Restaurant

$5.29 BAM 9.27

$20.77 $20.77

-74.53%

Three-Course Dinner for Two, Mid-Range

$30.98 BAM 54.3

$84.6 $84.6

-63.38%

Fast Food Meal (McDonalds, etc)

$5.67 BAM 9.94

$12.32 $12.32

-53.98%

Cappuccino

$1.90 BAM 3.33

$5.63 $5.63

-66.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 BAM 3.34

$3.72 $3.72

-48.92%

Water (0.33 liter bottle)

$1.18 BAM 2.08

$2.50 $2.50

-52.80%

Local Beer (0.5 liter draught)

$2.52 BAM 4.42

$8.05 $8.05

-68.70%

Imported Beer (0.33 liter bottle)

$2.19 BAM 3.84

$9.01 $9.01

-75.69%

Milk (1 liter)

$1.12 BAM 1.97

$1.12 $1.12

White Bread (500g)

$0.95 BAM 1.66

$3.75 $3.75

-74.67%

Rice (white) (1kg)

$2.07 BAM 3.63

$3.26 $3.26

-36.50%

Eggs

$2.57 BAM 4.50

$4.17 $4.17

-38.37%

Local Cheese (1kg)

$7.88 BAM 13.81

$12.90 $12.90

-38.91%

Chicken Fillets (1kg)

$7.37 BAM 12.91

$14.16 $14.16

-47.95%

Beef Round Steak (1kg)

$10.39 BAM 18.20

$16.22 $16.22

-35.94%

Apples (1kg)

$1.12 BAM 1.97

$4.33 $4.33

-74.13%

Banana (1kg)

$1.62 BAM 2.84

$1.46 $1.46

10.96%

Oranges (1kg)

$1.36 BAM 2.37

$4.51 $4.51

-69.84%

Tomato (1kg)

$1.20 BAM 2.09

$4.34 $4.34

-72.35%

Potato (1kg)

$0.98 BAM 1.72

$2.58 $2.58

-62.02%

Onion (1kg)

$0.99 BAM 1.73

$2.35 $2.35

-57.87%

Lettuce (1 head)

$0.76 BAM 1.33

$1.78 $1.78

-57.30%

Water (1.5 liter bottle)

$0.71 BAM 1.24

$2.22 $2.22

-68.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.93 BAM 6.88

$9.88 $9.88

-60.22%

Wine (Bottle)

$3.99 BAM 6.98

$15.08 $15.08

-73.54%

Local Beer (0.5 liter bottle)

$0.78 BAM 1.36

$2.92 $2.92

-73.29%

Imported Beer (0.33 liter bottle)

$0.89 BAM 1.55

$3.46 $3.46

-74.28%

One-way Ticket (Public Transport)

$1.27 BAM 2.22

$1.49 $1.49

-14.77%

Public Transport Monthly Pass (Regular Price)

$57.4 BAM 101

$41.72 $41.72

37.61%

Taxi Start (Normal Tariff)

$1.74 BAM 3.06

$2.73 $2.73

-36.26%

Taxi (Normal Tariff) (1km)

$0.60 BAM 1.04

$1.66 $1.66

-63.86%

Taxi 1hour Waiting (Normal Tariff)

$5.79 BAM 10.14

$35.30 $35.30

-83.60%

Gasoline (1 liter)

$1.55 BAM 2.71

$0.95 $0.95

63.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K BAM 52.3K

$36.0K $36.0K

-17.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K BAM 37.4K

$27.1K $27.1K

-21.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$135 BAM 237

$229 $229

-40.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.64 BAM 30.91

$59.4 $59.4

-70.30%

Internet (50+ Mbps, Unlimited Data)

$25.86 BAM 45.31

$69.9 $69.9

-63.01%

Gym Membership (Monthly)

$32.47 BAM 56.9

$57.2 $57.2

-43.27%

Tennis Court (1 Hour on Weekend)

$11.52 BAM 20.19

$16.33 $16.33

-29.45%

Cinema Ticket

$5.74 BAM 10.05

$14.28 $14.28

-59.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$198 BAM 347

$1,506 $1,506

-86.86%

International Primary School, 1 Child (Yearly)

$2,317 BAM 4,060

$21.5K $21.5K

-89.20%

Jeans (Levis 501 Or Similar)

$59.4 BAM 104

$52.8 $52.8

12.42%

Summer Dress (H&M, Zara, etc)

$33.42 BAM 58.6

$43.82 $43.82

-23.73%

Sport Shoes (Adidas, Nike)

$85.8 BAM 150

$84.8 $84.8

1.24%

Men's Leather Business Shoes

$83.3 BAM 146

$103 $103

-19.12%

1-bedroom Apartment, City Center (Monthly)

$345 BAM 604

$1,907 $1,907

-81.92%

1-bedroom Apartment, Outside City Center (Monthly)

$248 BAM 434

$1,274 $1,274

-80.57%

3-bedroom Apartment, City Center (Monthly)

$506 BAM 887

$3,664 $3,664

-86.19%

3-bedroom Apartment, Outside City Center (Monthly)

$355 BAM 622

$2,538 $2,538

-86.01%

Buy Apartment in City Center (m2)

$2,410 BAM 4,223

$7,614 $7,614

-68.35%

Buy Apartment Outside City Center (m2)

$1,786 BAM 3,129

$3,157 $3,157

-43.43%

Average Monthly Net Salary (After Tax)

$847 BAM 1,485

$5,121 $5,121

-83.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

6.79

-57.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Neum: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Neum

$248 25.9%

Austin, TX

$1.3K 47.8% 415% $1K

Groceries & Markets

Neum

$188 19.7%

Austin, TX

$405 15.2% 116% $217

Monthly Utilities & Internet

Neum

$179 18.7%

Austin, TX

$358 13.5% 100% $179

Clothing & Footwear

Neum

$118 12.4%

Austin, TX

$128 4.8% 8.6% $10

Eating Out

Neum

$112 11.7%

Austin, TX

$354 13.3% 217% $242

Getting Around

Neum

$67 7%

Austin, TX

$59 2.2% 12.7% $8.5

Sport & Entertainment

Neum

$44 4.6%

Austin, TX

$86 3.2% 95.2% $42

Cost Breakdown

A one-bedroom apartment in the center runs $345 in Neum and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 504% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Neum vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $188 vs $405 per month, with Neum cheaper across the board.

Good to know

🇧🇦 Neum

🇺🇸 Austin, TX

🕒 Local time

20:35 8:35 PM

13:35 1:35 PM

7 h behind Neum

🌤 Weather

👥 Population

3,200

974,447

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

United States Dollar USD $

📈 Exchange rate

1 BAM = 0.571 USD

1 BAM = 0.51 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 15, 2026: 1 USD = 1.75 BAM (1 BAM = 0.571 USD). 1 EUR = 1.96 BAM (1 BAM = 0.51 EUR).

United States Dollar exchange rates as of October 15, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to BAM in detail →

On the map

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Between locations

Neum Austin, TX 9,550 km ≈ 12 h nonstop flight

From you

Neum
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Neum vs Austin, TX: Cost of Living - Frequently Asked Questions

Neum wins on cost – living expenses run 179% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Neum the obvious pick if budget is a priority.

On paper, salaries run 504% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $345 in Neum versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $955 per month in Neum versus $2,663 in Austin, TX – a 179% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Neum runs roughly 38% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $955 in Neum versus $2,663 in Austin, TX, a $2,000 budget is realistic in Neum but tight or insufficient in Austin, TX. The gap between the two cities makes Neum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Neum and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Neum gentler on the wallet – expenses run 179% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.