Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Neum

For one person, living is cheaper in Neum: $955 a month against $2,663 in Austin, TX, rent and utilities included – about $20,500 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
46

Cost of Living Index in Neum
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Neum Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Neum

🇧🇦 Bosnia and Herzegovina

$955

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Neum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Neum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $955 in Neum.

Austin, TX $2,663
Neum $955

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,410 in Neum.

Austin, TX $4,133
Neum $1,410

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $1,866 in Neum.

Austin, TX $5,603
Neum $1,866

Living in Austin, TX is roughly 179% more expensive than in Neum, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 97% above, Neum is 29% below.

Meal at Budget Restaurant

$20.77 $20.77

$5.29 BAM 9.24

292.63%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$30.98 BAM 54.1

173.05%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$5.67 BAM 9.91

117.28%

Cappuccino

$5.63 $5.63

$1.90 BAM 3.32

196.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.90 BAM 3.33

95.79%

Water (0.33 liter bottle)

$2.50 $2.50

$1.18 BAM 2.07

111.86%

Local Beer (0.5 liter draught)

$8.05 $8.05

$2.52 BAM 4.41

219.44%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$2.19 BAM 3.83

311.42%

Milk (1 liter)

$1.12 $1.12

$1.12 BAM 1.96

White Bread (500g)

$3.75 $3.75

$0.95 BAM 1.65

294.74%

Rice (white) (1kg)

$3.26 $3.26

$2.07 BAM 3.62

57.49%

Eggs

$4.17 $4.17

$2.57 BAM 4.48

62.26%

Local Cheese (1kg)

$12.90 $12.90

$7.88 BAM 13.77

63.71%

Chicken Fillets (1kg)

$14.16 $14.16

$7.37 BAM 12.87

92.13%

Beef Round Steak (1kg)

$16.22 $16.22

$10.39 BAM 18.15

56.11%

Apples (1kg)

$4.33 $4.33

$1.12 BAM 1.96

286.61%

Banana (1kg)

$1.46 $1.46

$1.62 BAM 2.83

-9.88%

Oranges (1kg)

$4.51 $4.51

$1.36 BAM 2.37

231.62%

Tomato (1kg)

$4.34 $4.34

$1.20 BAM 2.09

261.67%

Potato (1kg)

$2.58 $2.58

$0.98 BAM 1.72

163.27%

Onion (1kg)

$2.35 $2.35

$0.99 BAM 1.72

137.37%

Lettuce (1 head)

$1.78 $1.78

$0.76 BAM 1.32

134.21%

Water (1.5 liter bottle)

$2.22 $2.22

$0.71 BAM 1.24

212.68%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$3.93 BAM 6.86

151.40%

Wine (Bottle)

$15.08 $15.08

$3.99 BAM 6.96

277.94%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$0.78 BAM 1.36

274.36%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$0.89 BAM 1.55

288.76%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.27 BAM 2.21

17.32%

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

$57.4 BAM 100

-27.33%

Taxi Start (Normal Tariff)

$2.73 $2.73

$1.74 BAM 3.05

56.90%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$0.60 BAM 1.04

176.67%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$5.79 BAM 10.11

509.67%

Gasoline (1 liter)

$0.95 $0.95

$1.55 BAM 2.70

-38.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$29.9K BAM 52.2K

20.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$21.3K BAM 37.3K

26.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$135 BAM 237

69.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$17.64 BAM 30.82

236.68%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$25.86 BAM 45.18

170.34%

Gym Membership (Monthly)

$57.2 $57.2

$32.47 BAM 56.7

76.29%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

$11.52 BAM 20.13

41.75%

Cinema Ticket

$14.28 $14.28

$5.74 BAM 10.02

148.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$198 BAM 346

660.81%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$2,317 BAM 4,048

826.08%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$59.4 BAM 104

-11.05%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$33.42 BAM 58.4

31.12%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$85.8 BAM 150

-1.22%

Men's Leather Business Shoes

$103 $103

$83.3 BAM 146

23.65%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$345 BAM 603

452.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$248 BAM 433

414.61%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$506 BAM 884

624.12%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$355 BAM 620

614.99%

Buy Apartment in City Center (m2)

$7,614 $7,614

$2,410 BAM 4,210

215.93%

Buy Apartment Outside City Center (m2)

$3,157 $3,157

$1,786 BAM 3,120

76.77%

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$847 BAM 1,480

504.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

2.9

134.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Neum: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Neum

$248 25.9% 80.6% $1K

Groceries & Markets

Austin, TX

$405 15.2%

Neum

$188 19.7% 53.6% $217

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Neum

$179 18.7% 50.1% $179

Eating Out

Austin, TX

$354 13.3%

Neum

$112 11.7% 68.5% $242

Clothing & Footwear

Austin, TX

$128 4.8%

Neum

$118 12.4% 7.9% $10

Sport & Entertainment

Austin, TX

$86 3.2%

Neum

$44 4.6% 48.8% $42

Getting Around

Austin, TX

$59 2.2%

Neum

$67 7% 14.5% $8.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $345 in Neum. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 504% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $31.00 in Neum for a mid-range dinner for two. Groceries echo the gap at $405 vs $188 per month, with Neum cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇧🇦 Neum

🕒 Local time

04:58 4:58 AM

11:58 11:58 AM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

3,200

💱 Currency

United States Dollar USD $

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

1 USD = 0.893 EUR

1 BAM = 0.572 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, EUR to USD – United States Dollar Converter

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 14, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 14, 2026: 1 USD = 1.75 BAM (1 BAM = 0.572 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

BAM to USD in detail →

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Austin, TX Neum 9,550 km ≈ 12 h nonstop flight

From you

Austin, TX
Neum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Neum: Cost of Living - Frequently Asked Questions

Neum wins on cost – living expenses run 179% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Neum the obvious pick if budget is a priority.

Average pay runs 504% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $345 in Neum. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,663 per month in Austin, TX versus $955 in Neum – a 179% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Neum runs roughly 38% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $955 in Neum versus $2,663 in Austin, TX, a $2,000 budget is realistic in Neum but tight or insufficient in Austin, TX. The gap between the two cities makes Neum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Neum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Neum gentler on the wallet – expenses run 179% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.